diff --git a/contracts/core/accounts/facets/AccountsStrategy.sol b/contracts/core/accounts/facets/AccountsStrategy.sol
index c2f472abc..669d035e9 100644
--- a/contracts/core/accounts/facets/AccountsStrategy.sol
+++ b/contracts/core/accounts/facets/AccountsStrategy.sol
@@ -45,6 +45,11 @@ contract AccountsStrategy is
     AccountStorage.State storage state = LibAccounts.diamondStorage();
     AccountStorage.Endowment storage tempEndowment = state.ENDOWMENTS[id];
 
+    require(
+      investRequest.lockAmt > 0 || investRequest.liquidAmt > 0,
+      "Must invest at least one of Locked/Liquid"
+    );
+
     // check if the msg sender is either the owner or their delegate address and
     // that they have the power to manage the investments for an account balance
     if (investRequest.lockAmt > 0) {
@@ -98,6 +103,8 @@ contract AccountsStrategy is
       "Token not approved"
     );
 
+    uint256 investAmt = investRequest.lockAmt + investRequest.liquidAmt;
+
     uint32[] memory accts = new uint32[](1);
     accts[0] = id;
 
@@ -115,16 +122,13 @@ contract AccountsStrategy is
       });
       bytes memory packedPayload = RouterLib.packCallData(payload);
 
-      IERC20(tokenAddress).safeTransfer(
-        thisNetwork.router,
-        (investRequest.lockAmt + investRequest.liquidAmt)
-      );
+      IERC20(tokenAddress).safeTransfer(thisNetwork.router, investAmt);
       IVault.VaultActionData memory response = IRouter(thisNetwork.router).executeWithTokenLocal(
         state.config.networkName,
         AddressToString.toString(address(this)),
         packedPayload,
         investRequest.token,
-        (investRequest.lockAmt + investRequest.liquidAmt)
+        investAmt
       );
 
       if (response.status == IVault.VaultActionStatus.SUCCESS) {
@@ -161,6 +165,7 @@ contract AccountsStrategy is
           tokenAddress,
           investRequest.lockAmt,
           investRequest.liquidAmt,
+          (investRequest.liquidAmt * LibAccounts.PERCENT_BASIS) / investAmt,
           (investRequest.gasFee - gasFwdGas)
         );
       }
@@ -171,21 +176,18 @@ contract AccountsStrategy is
         AddressToString.toString(network.router),
         packedPayload,
         investRequest.token,
-        (investRequest.lockAmt + investRequest.liquidAmt),
+        investAmt,
         tokenAddress,
         investRequest.gasFee,
         state.ENDOWMENTS[id].gasFwd
       );
-      IERC20(tokenAddress).safeApprove(
-        thisNetwork.axelarGateway,
-        (investRequest.lockAmt + investRequest.liquidAmt)
-      );
+      IERC20(tokenAddress).safeApprove(thisNetwork.axelarGateway, investAmt);
       IAxelarGateway(thisNetwork.axelarGateway).callContractWithToken(
         stratParams.network,
         AddressToString.toString(network.router),
         packedPayload,
         investRequest.token,
-        (investRequest.lockAmt + investRequest.liquidAmt)
+        investAmt
       );
       state.STATES[id].balances.locked[tokenAddress] -= investRequest.lockAmt;
       state.STATES[id].balances.liquid[tokenAddress] -= investRequest.liquidAmt;
@@ -204,6 +206,11 @@ contract AccountsStrategy is
     AccountStorage.State storage state = LibAccounts.diamondStorage();
     AccountStorage.Endowment storage tempEndowment = state.ENDOWMENTS[id];
 
+    require(
+      redeemRequest.lockAmt > 0 || redeemRequest.liquidAmt > 0,
+      "Must redeem at least one of Locked/Liquid"
+    );
+
     // check if the msg sender is either the owner or their delegate address and
     // that they have the power to manage the investments for an account balance
     if (redeemRequest.lockAmt > 0) {
@@ -292,11 +299,14 @@ contract AccountsStrategy is
         redeemRequest.gasFee
       );
       if (gasFwdGas < redeemRequest.gasFee) {
+        uint256 gasPercentFromLiq = (redeemRequest.liquidAmt * LibAccounts.PERCENT_BASIS) /
+            (redeemRequest.liquidAmt + redeemRequest.lockAmt);
         _payForGasWithAccountBalance(
-          id,
-          tokenAddress,
-          redeemRequest.lockAmt,
-          redeemRequest.liquidAmt,
+          id, 
+          tokenAddress, 
+          0, // redeeming, no tokens will be sent
+          0, 
+          gasPercentFromLiq,
           (redeemRequest.gasFee - gasFwdGas)
         );
       }
@@ -420,11 +430,13 @@ contract AccountsStrategy is
         redeemAllRequest.gasFee
       );
       if (gasFwdGas < redeemAllRequest.gasFee) {
+        uint256 gasPercentFromLiq = 50;
         _payForGasWithAccountBalance(
-          id,
-          tokenAddress,
-          1, // Split evenly
-          1,
+          id, 
+          tokenAddress, 
+          0, // redeeming, no tokens will be sent
+          0, 
+          gasPercentFromLiq,
           (redeemAllRequest.gasFee - gasFwdGas)
         );
       }
@@ -563,26 +575,30 @@ contract AccountsStrategy is
    * We split the gas payment proprotionally between locked and liquid if possible and
    * use liquid funds for locked gas needs, but not the other way around in the case of a shortage.
    * Revert if the combined balances of the account cannot cover both the investment request and the gas payment.
+   * @param id Endowment ID
+   * @param token Token address
+   * @param lockAmt Amount needed from locked balance
+   * @param liqAmt Amount needed from liquid balance
+   * @param gasPercentFromLiq Percentage of gas to pay from liquid portion
+   * @param gasRemaining Amount of gas to be payed from locked & liquid balances
    */
   function _payForGasWithAccountBalance(
     uint32 id,
     address token,
     uint256 lockAmt,
     uint256 liqAmt,
+    uint256 gasPercentFromLiq,
     uint256 gasRemaining
   ) internal {
     AccountStorage.State storage state = LibAccounts.diamondStorage();
     uint256 lockBal = state.STATES[id].balances.locked[token];
     uint256 liqBal = state.STATES[id].balances.liquid[token];
-    uint256 sendAmt = lockAmt + liqAmt;
 
-    // Split gas proportionally between liquid and lock amts
-    uint256 liqGas = (gasRemaining * ((liqAmt * LibAccounts.BIG_NUMBA_BASIS) / sendAmt)) /
-      LibAccounts.BIG_NUMBA_BASIS;
+    uint256 liqGas = (gasRemaining * gasPercentFromLiq) / LibAccounts.PERCENT_BASIS;
     uint256 lockGas = gasRemaining - liqGas;
 
-    uint256 lockNeed = lockGas + lockAmt;
     uint256 liqNeed = liqGas + liqAmt;
+    uint256 lockNeed = lockGas + lockAmt;
 
     // Cases:
     // 1) lockBal and liqBal each cover the respective needs