diff --git a/src/events.rs b/src/events.rs
index cf511c6..b549acd 100644
--- a/src/events.rs
+++ b/src/events.rs
@@ -57,3 +57,18 @@ pub fn emit_fees_withdrawn(env: &Env, to: Address, amount: i128) {
     env.events()
         .publish((symbol_short!("fees_with"),), (to, amount));
 }
+
+/// Emits a settlement completed event with full transaction details.
+/// This event includes sender, recipient (agent), token address, and payout amount.
+pub fn emit_settlement_completed(
+    env: &Env,
+    sender: Address,
+    recipient: Address,
+    token: Address,
+    amount: i128,
+) {
+    env.events().publish(
+        (symbol_short!("settled"),),
+        (sender, recipient, token, amount),
+    );
+}
diff --git a/src/lib.rs b/src/lib.rs
index 383a553..ed3d15a 100644
--- a/src/lib.rs
+++ b/src/lib.rs
@@ -177,7 +177,17 @@ impl SwiftRemitContract {
         // Mark settlement as executed to prevent duplicates
         set_settlement_hash(&env, remittance_id);
 
-        emit_remittance_completed(&env, remittance_id, remittance.agent, payout_amount);
+        // Emit events for settlement completion
+        emit_remittance_completed(&env, remittance_id, remittance.agent.clone(), payout_amount);
+        
+        // Emit detailed settlement event with all transaction details
+        emit_settlement_completed(
+            &env,
+            remittance.sender,
+            remittance.agent,
+            usdc_token,
+            payout_amount,
+        );
 
         Ok(())
     }
diff --git a/src/test.rs b/src/test.rs
index 959de2e..0eed555 100644
--- a/src/test.rs
+++ b/src/test.rs
@@ -464,12 +464,19 @@ fn test_events_emitted() {
     contract.confirm_payout(&remittance_id);
 
     let events = env.events().all();
-    let complete_event = events.last().unwrap();
+    let complete_event = events.iter().rev().nth(1).unwrap();
 
     assert_eq!(
         complete_event.topics,
         (symbol_short!("completed"),).into_val(&env)
     );
+
+    // Verify settlement completed event is also emitted
+    let settlement_event = events.last().unwrap();
+    assert_eq!(
+        settlement_event.topics,
+        (symbol_short!("settled"),).into_val(&env)
+    );
 }
 
 #[test]
@@ -827,6 +834,49 @@ fn test_settlement_hash_storage_efficiency() {
     // This is verified by the fact that the contract still functions correctly
 }
 
+#[test]
+fn test_settlement_completed_event() {
+    let env = Env::default();
+    env.mock_all_auths();
+
+    let admin = Address::generate(&env);
+    let token_admin = Address::generate(&env);
+    let token = create_token_contract(&env, &token_admin);
+    let sender = Address::generate(&env);
+    let agent = Address::generate(&env);
+
+    token.mint(&sender, &10000);
+
+    let contract = create_swiftremit_contract(&env);
+    contract.initialize(&admin, &token.address, &250);
+    contract.register_agent(&agent);
+
+    let remittance_id = contract.create_remittance(&sender, &agent, &1000, &None);
+    contract.confirm_payout(&remittance_id);
+
+    // Get all events and find the settlement completed event
+    let events = env.events().all();
+    let settlement_event = events
+        .iter()
+        .find(|e| {
+            e.topics.get(0).unwrap() == symbol_short!("settled").into_val(&env)
+        })
+        .expect("Settlement completed event should be emitted");
+
+    // Verify event topic
+    assert_eq!(
+        settlement_event.topics,
+        (symbol_short!("settled"),).into_val(&env)
+    );
+
+    // Verify event data contains correct fields
+    let event_data: (Address, Address, Address, i128) = settlement_event.data.clone().try_into_val(&env).unwrap();
+    assert_eq!(event_data.0, sender);
+    assert_eq!(event_data.1, agent);
+    assert_eq!(event_data.2, token.address);
+    assert_eq!(event_data.3, 975); // payout_amount = 1000 - 25 (fee)
+}
+
 #[test]
 fn test_duplicate_prevention_with_expiry() {
     let env = Env::default();