From 672818a654bb08a73daed9a5f2ccb383ef34a7b4 Mon Sep 17 00:00:00 2001 From: emburkino Date: Tue, 6 Aug 2024 12:31:33 +0100 Subject: [PATCH 1/3] adding deferred fees --- documentation/properties/type.md | 1 + v1-dev/loan.json | 4 ++++ 2 files changed, 5 insertions(+) diff --git a/documentation/properties/type.md b/documentation/properties/type.md index 955accaf..eb16df88 100644 --- a/documentation/properties/type.md +++ b/documentation/properties/type.md @@ -443,6 +443,7 @@ Charity serving communities and individuals. Includes non-profit institutions se ├── credit_card │ ├── charge_card │ └── corporate_card +├── defferred_fees ├── financial_lease ├── heloc ├── trade_finance diff --git a/v1-dev/loan.json b/v1-dev/loan.json index e87cf693..a6250a1e 100644 --- a/v1-dev/loan.json +++ b/v1-dev/loan.json @@ -165,6 +165,10 @@ "description": "Identifier used for linking this product as part of a larger deal. e.g. Two components of a single loan or matching a securitisation with it's underlying loan.", "type": "string" }, + "deferred_fees": { + "description": "Deferred fees are treated as other assets and get 250% Risk Weight on BCAR.", + "type": "number" + }, "el_irb": { "description": "The best estimate of expected loss when in default.", "type": "number" From abfa06b67d32ddc53637b6bc09644b32dff479b3 Mon Sep 17 00:00:00 2001 From: emburkino Date: Tue, 13 Aug 2024 17:09:52 +0100 Subject: [PATCH 2/3] adding deferred fees md file --- documentation/properties/deferred_fees.md | 11 +++++++++++ 1 file changed, 11 insertions(+) create mode 100644 documentation/properties/deferred_fees.md diff --git a/documentation/properties/deferred_fees.md b/documentation/properties/deferred_fees.md new file mode 100644 index 00000000..1986e66d --- /dev/null +++ b/documentation/properties/deferred_fees.md @@ -0,0 +1,11 @@ +--- +layout: property +title: " deferred fees" +schemas: [loan] +--- + +# deferred fees + +--- + +**deferred fees** represent the present value of future spread income subject to prepayment risk From 6bb75614336d1a49124e6e0d319f0ba9a5f98b33 Mon Sep 17 00:00:00 2001 From: emburkino Date: Wed, 14 Aug 2024 11:04:08 +0100 Subject: [PATCH 3/3] removing loan type for deferred fees --- documentation/properties/type.md | 1 - 1 file changed, 1 deletion(-) diff --git a/documentation/properties/type.md b/documentation/properties/type.md index eb16df88..955accaf 100644 --- a/documentation/properties/type.md +++ b/documentation/properties/type.md @@ -443,7 +443,6 @@ Charity serving communities and individuals. Includes non-profit institutions se ├── credit_card │ ├── charge_card │ └── corporate_card -├── defferred_fees ├── financial_lease ├── heloc ├── trade_finance