Merge pull request #7030 from alphagov/Update-student-finance-rates-for-academic-year-2025-2026

baisa · web-flow · commit 97ce7721b1e3 · 2025-02-03T10:30:39.000Z
Updated student finance rates for 2025-2026 academic year
diff --git a/app/flows/student_finance_calculator_flow.rb b/app/flows/student_finance_calculator_flow.rb
@@ -6,8 +6,8 @@ def define
 
     # Q1
     radio :when_does_your_course_start? do
-      option :"2023-2024"
       option :"2024-2025"
+      option :"2025-2026"
 
       on_response do |response|
         self.calculator = SmartAnswer::Calculators::StudentFinanceCalculator.new
diff --git a/app/flows/student_finance_calculator_flow/questions/when_does_your_course_start.erb b/app/flows/student_finance_calculator_flow/questions/when_does_your_course_start.erb
@@ -3,6 +3,6 @@
 <% end %>
 
 <% options(
-  "2023-2024": "Between September 2023 and August 2024",
   "2024-2025": "Between September 2024 and August 2025",
+  "2025-2026": "Between September 2025 and August 2026",
 ) %>
diff --git a/app/flows/student_finance_calculator_flow/start.erb b/app/flows/student_finance_calculator_flow/start.erb
@@ -9,8 +9,8 @@
 <% govspeak_for :body do %>
   This calculator is for students living in England starting a new undergraduate course in academic years:
 
-  - 2023 to 2024
   - 2024 to 2025
+  - 2025 to 2026
   
   You'll need to [check if you're eligible for tuition fees and living costs (full support) or tuition fee-only funding before you start](https://www.gov.uk/student-finance/who-qualifies).
   
diff --git a/lib/smart_answer/calculators/student_finance_calculator.rb b/lib/smart_answer/calculators/student_finance_calculator.rb
@@ -15,88 +15,88 @@ class StudentFinanceCalculator
                     :loan_eligibility
 
       LOAN_MAXIMUMS = {
-        "2023-2024" => {
-          "at-home" => 8_400,
-          "away-outside-london" => 9_978,
-          "away-in-london" => 13_002,
-        },
         "2024-2025" => {
           "at-home" => 8_610,
           "away-outside-london" => 10_227,
           "away-in-london" => 13_348,
         },
+        "2025-2026" => {
+          "at-home" => 8877,
+          "away-outside-london" => 10_544,
+          "away-in-london" => 13_762,
+        },
       }.freeze
 
       REDUCED_MAINTENTANCE_LOAN_AMOUNTS = {
-        "2023-2024" => {
-          "at-home" => 1955,
-          "away-in-london" => 3658,
-          "away-outside-london" => 2605,
-        },
         "2024-2025" => {
           "at-home" => 2_004,
           "away-outside-london" => 2_670,
           "away-in-london" => 3_749,
         },
+        "2025-2026" => {
+          "at-home" => 2_396,
+          "away-in-london" => 4_485,
+          "away-outside-london" => 3_194,
+        },
       }.freeze
 
       CHILD_CARE_GRANTS = {
-        "2023-2024" => {
-          "one-child" => 188.90,
-          "more-than-one-child" => 323.85,
-        },
         "2024-2025" => {
           "one-child" => 193.62,
           "more-than-one-child" => 331.95,
         },
+        "2025-2026" => {
+          "one-child" => 199.62,
+          "more-than-one-child" => 342.24,
+        },
       }.freeze
 
-      CHILD_CARE_GRANTS_ONE_CHILD_HOUSEHOLD_INCOME = 19_795.23
-      CHILD_CARE_GRANTS_MORE_THAN_ONE_CHILD_HOUSEHOLD_INCOME = 28_379.39
+      CHILD_CARE_GRANTS_ONE_CHILD_HOUSEHOLD_INCOME = 20_107.23
+      CHILD_CARE_GRANTS_MORE_THAN_ONE_CHILD_HOUSEHOLD_INCOME = 28_914.47
 
       PARENTS_LEARNING_ALLOWANCE = {
-        "2023-2024" => 1_915,
         "2024-2025" => 1_963,
+        "2025-2026" => 2_024,
       }.freeze
 
-      PARENTS_LEARNING_HOUSEHOLD_INCOME = 18_835.98
+      PARENTS_LEARNING_HOUSEHOLD_INCOME = 18_957.98
 
       ADULT_DEPENDANT_ALLOWANCE = {
-        "2023-2024" => 3_354,
         "2024-2025" => 3_438,
+        "2025-2026" => 3_545,
       }.freeze
 
-      ADULT_DEPENDANT_HOUSEHOLD_INCOME = 15_621.98
+      ADULT_DEPENDANT_HOUSEHOLD_INCOME = 15_835.98
 
       TUITION_FEE_MAXIMUM = {
         "full-time" => 9_250,
         "part-time" => 6_935,
       }.freeze
 
       LOAN_MINIMUMS = {
-        "2023-2024" => {
-          "at-home" => 3_698,
-          "away-outside-london" => 4_651,
-          "away-in-london" => 6_485,
-        },
         "2024-2025" => {
           "at-home" => 3_790,
           "away-outside-london" => 4_767,
           "away-in-london" => 6_647,
         },
+        "2025-2026" => {
+          "at-home" => 3_907,
+          "away-outside-london" => 4_915,
+          "away-in-london" => 6_853,
+        },
       }.freeze
 
       INCOME_PENALTY_RATIO = {
-        "2023-2024" => {
-          "at-home" => 7.08,
-          "away-outside-london" => 7.01,
-          "away-in-london" => 6.89,
-        },
         "2024-2025" => {
           "at-home" => 6.91,
           "away-outside-london" => 6.84,
           "away-in-london" => 6.73,
         },
+        "2025-2026" => {
+          "at-home" => 6.71,
+          "away-outside-london" => 6.64,
+          "away-in-london" => 6.53,
+        },
       }.freeze
 
       def initialize(params = {})
diff --git a/test/flows/student_finance_calculator_flow_test.rb b/test/flows/student_finance_calculator_flow_test.rb
@@ -19,15 +19,15 @@ class StudentFinanceCalculatorTest < ActiveSupport::TestCase
 
     context "next_node" do
       should "have a next node of what_loans_are_you_eligible_for? for any response" do
-        assert_next_node :what_loans_are_you_eligible_for?, for_response: "2023-2024"
+        assert_next_node :what_loans_are_you_eligible_for?, for_response: "2024-2025"
       end
     end
   end
 
   context "question: what_loans_are_you_eligible_for?," do
     setup do
       testing_node :what_loans_are_you_eligible_for?
-      add_responses when_does_your_course_start?: "2023-2024"
+      add_responses when_does_your_course_start?: "2024-2025"
     end
 
     should "render the question" do
@@ -44,7 +44,7 @@ class StudentFinanceCalculatorTest < ActiveSupport::TestCase
   context "question: will_you_be_studying_full_or_part_time?," do
     setup do
       testing_node :will_you_be_studying_full_or_part_time?
-      add_responses when_does_your_course_start?: "2023-2024",
+      add_responses when_does_your_course_start?: "2024-2025",
                     what_loans_are_you_eligible_for?: "tuition-and-maintenance"
     end
 
@@ -62,7 +62,7 @@ class StudentFinanceCalculatorTest < ActiveSupport::TestCase
   context "question: how_much_are_your_tuition_fees_per_year?," do
     setup do
       testing_node :how_much_are_your_tuition_fees_per_year?
-      add_responses when_does_your_course_start?: "2023-2024",
+      add_responses when_does_your_course_start?: "2024-2025",
                     what_loans_are_you_eligible_for?: "tuition-and-maintenance",
                     will_you_be_studying_full_or_part_time?: "full-time"
     end
@@ -109,7 +109,7 @@ class StudentFinanceCalculatorTest < ActiveSupport::TestCase
   context "question: where_will_you_live_while_studying?," do
     setup do
       testing_node :where_will_you_live_while_studying?
-      add_responses when_does_your_course_start?: "2023-2024",
+      add_responses when_does_your_course_start?: "2024-2025",
                     what_loans_are_you_eligible_for?: "tuition-and-maintenance",
                     will_you_be_studying_full_or_part_time?: "full-time",
                     how_much_are_your_tuition_fees_per_year?: "9250"
@@ -129,7 +129,7 @@ class StudentFinanceCalculatorTest < ActiveSupport::TestCase
   context "question: whats_your_household_income?," do
     setup do
       testing_node :whats_your_household_income?
-      add_responses when_does_your_course_start?: "2023-2024",
+      add_responses when_does_your_course_start?: "2024-2025",
                     what_loans_are_you_eligible_for?: "tuition-and-maintenance",
                     will_you_be_studying_full_or_part_time?: "full-time",
                     how_much_are_your_tuition_fees_per_year?: "6935",
@@ -156,7 +156,7 @@ class StudentFinanceCalculatorTest < ActiveSupport::TestCase
   context "question: how_many_credits_will_you_study?" do
     setup do
       testing_node :how_many_credits_will_you_study?
-      add_responses when_does_your_course_start?: "2023-2024",
+      add_responses when_does_your_course_start?: "2024-2025",
                     what_loans_are_you_eligible_for?: "tuition-and-maintenance",
                     will_you_be_studying_full_or_part_time?: "part-time",
                     how_much_are_your_tuition_fees_per_year?: "6935",
@@ -184,7 +184,7 @@ class StudentFinanceCalculatorTest < ActiveSupport::TestCase
   context "question: how_many_credits_does_a_full_time_student_study?" do
     setup do
       testing_node :how_many_credits_does_a_full_time_student_study?
-      add_responses when_does_your_course_start?: "2023-2024",
+      add_responses when_does_your_course_start?: "2024-2025",
                     what_loans_are_you_eligible_for?: "tuition-and-maintenance",
                     will_you_be_studying_full_or_part_time?: "part-time",
                     how_much_are_your_tuition_fees_per_year?: "6935",
@@ -213,7 +213,7 @@ class StudentFinanceCalculatorTest < ActiveSupport::TestCase
   context "question: do_any_of_the_following_apply_uk_full_time_students_only?," do
     setup do
       testing_node :do_any_of_the_following_apply_uk_full_time_students_only?
-      add_responses when_does_your_course_start?: "2023-2024",
+      add_responses when_does_your_course_start?: "2024-2025",
                     what_loans_are_you_eligible_for?: "tuition-and-maintenance",
                     will_you_be_studying_full_or_part_time?: "full-time",
                     how_much_are_your_tuition_fees_per_year?: "9250",
@@ -235,7 +235,7 @@ class StudentFinanceCalculatorTest < ActiveSupport::TestCase
   context "question: do_any_of_the_following_apply_all_uk_students?" do
     setup do
       testing_node :do_any_of_the_following_apply_all_uk_students?
-      add_responses when_does_your_course_start?: "2023-2024",
+      add_responses when_does_your_course_start?: "2024-2025",
                     what_loans_are_you_eligible_for?: "tuition-and-maintenance",
                     will_you_be_studying_full_or_part_time?: "part-time",
                     how_much_are_your_tuition_fees_per_year?: "6935",
@@ -259,7 +259,7 @@ class StudentFinanceCalculatorTest < ActiveSupport::TestCase
   context "question: what_course_are_you_studying?," do
     setup do
       testing_node :what_course_are_you_studying?
-      add_responses when_does_your_course_start?: "2023-2024",
+      add_responses when_does_your_course_start?: "2024-2025",
                     what_loans_are_you_eligible_for?: "tuition-and-maintenance",
                     will_you_be_studying_full_or_part_time?: "full-time",
                     how_much_are_your_tuition_fees_per_year?: "6935",
@@ -294,7 +294,7 @@ class StudentFinanceCalculatorTest < ActiveSupport::TestCase
   context "question: are_you_a_doctor_or_dentist?," do
     setup do
       testing_node :are_you_a_doctor_or_dentist?
-      add_responses when_does_your_course_start?: "2023-2024",
+      add_responses when_does_your_course_start?: "2024-2025",
                     what_loans_are_you_eligible_for?: "tuition-and-maintenance",
                     will_you_be_studying_full_or_part_time?: "full-time",
                     how_much_are_your_tuition_fees_per_year?: "9250",
@@ -322,7 +322,7 @@ class StudentFinanceCalculatorTest < ActiveSupport::TestCase
   context "outcome: outcome_uk_full_time_students" do
     setup do
       testing_node :outcome_uk_full_time_students
-      add_responses when_does_your_course_start?: "2023-2024",
+      add_responses when_does_your_course_start?: "2024-2025",
                     what_loans_are_you_eligible_for?: "tuition-and-maintenance",
                     will_you_be_studying_full_or_part_time?: "full-time",
                     how_much_are_your_tuition_fees_per_year?: "9250",
@@ -402,7 +402,7 @@ class StudentFinanceCalculatorTest < ActiveSupport::TestCase
   context "outcome: outcome_uk_part_time_students" do
     setup do
       testing_node :outcome_uk_part_time_students
-      add_responses when_does_your_course_start?: "2023-2024",
+      add_responses when_does_your_course_start?: "2024-2025",
                     what_loans_are_you_eligible_for?: "tuition-and-maintenance",
                     will_you_be_studying_full_or_part_time?: "part-time",
                     how_much_are_your_tuition_fees_per_year?: "6935",
@@ -479,7 +479,7 @@ class StudentFinanceCalculatorTest < ActiveSupport::TestCase
   context "outcome: outcome_uk_full_time_dental_medical_students" do
     setup do
       testing_node :outcome_uk_full_time_dental_medical_students
-      add_responses when_does_your_course_start?: "2023-2024",
+      add_responses when_does_your_course_start?: "2024-2025",
                     what_loans_are_you_eligible_for?: "tuition-and-maintenance",
                     will_you_be_studying_full_or_part_time?: "full-time",
                     how_much_are_your_tuition_fees_per_year?: "9250",
diff --git a/test/unit/calculators/student_finance_calculator_test.rb b/test/unit/calculators/student_finance_calculator_test.rb
