diff --git a/saas/app/models/account/limited.rb b/saas/app/models/account/limited.rb
index 8e846a1172..2918e90a32 100644
--- a/saas/app/models/account/limited.rb
+++ b/saas/app/models/account/limited.rb
@@ -21,11 +21,11 @@ def billed_bytes_used
   end
 
   def nearing_plan_cards_limit?
-    plan.limit_cards? && remaining_cards_count < NEAR_CARD_LIMIT_THRESHOLD
+    plan.limit_cards? && remaining_cards_count <= NEAR_CARD_LIMIT_THRESHOLD
   end
 
   def exceeding_card_limit?
-    plan.limit_cards? && billed_cards_count > plan.card_limit
+    plan.limit_cards? && billed_cards_count >= plan.card_limit
   end
 
   def nearing_plan_storage_limit?