diff --git a/src/js/controllers/topup.js b/src/js/controllers/topup.js
index 1cf81ab4df4..44c8e41484c 100644
--- a/src/js/controllers/topup.js
+++ b/src/js/controllers/topup.js
@@ -1,6 +1,6 @@
 'use strict';
 
-angular.module('copayApp.controllers').controller('topUpController', function($scope, $log, $state, $timeout, $ionicHistory, lodash, popupService, profileService, ongoingProcess, walletService, configService, platformInfo, bitpayService, bitpayCardService, payproService) {
+angular.module('copayApp.controllers').controller('topUpController', function($scope, $log, $state, $timeout, $ionicHistory, lodash, popupService, profileService, ongoingProcess, walletService, configService, platformInfo, bitpayService, bitpayCardService, payproService, bwcError) {
 
   var amount;
   var currency;
@@ -17,11 +17,11 @@ angular.module('copayApp.controllers').controller('topUpController', function($s
     });
   };
 
-  var showError = function(err) {
+  var showError = function(title, msg) {
     $scope.sendStatus = '';
-    $log.error(err);
-    err = err.errors ? err.errors[0].message : err;
-    popupService.showAlert('Error', err);
+    $log.error(msg);
+    msg = msg.errors ? msg.errors[0].message : msg;
+    popupService.showAlert(title, msg);
   };
 
   var publishAndSign = function (wallet, txp, onSendStatusChange, cb) {
@@ -68,11 +68,17 @@ angular.module('copayApp.controllers').controller('topUpController', function($s
 
     $scope.network = bitpayService.getEnvironment().network;
     $scope.wallets = profileService.getWallets({
-      m: 1, // Only 1-signature wallet
       onlyComplete: true,
-      network: $scope.network
+      network: $scope.network,
+      hasFunds: true,
+      minAmount: parsedAmount.amountSat
     });
-    $scope.wallet = $scope.wallets[0]; // Default first wallet
+
+    if (lodash.isEmpty($scope.wallets)) {
+      showErrorAndBack('Insufficient funds');
+      return;
+    }
+    $scope.onWalletSelect($scope.wallets[0]); // Default first wallet
 
     bitpayCardService.getRates(currency, function(err, data) {
       if (err) $log.error(err);
@@ -109,14 +115,14 @@ angular.module('copayApp.controllers').controller('topUpController', function($s
       bitpayCardService.topUp(cardId, dataSrc, function(err, invoiceId) {
         if (err) {
           ongoingProcess.set('topup', false, statusChangeHandler);
-          showError(err);
+          showError('Could not create the invoice', err);
           return;
         }
 
         bitpayCardService.getInvoice(invoiceId, function(err, invoice) {
           if (err) {
             ongoingProcess.set('topup', false, statusChangeHandler);
-            showError(err);
+            showError('Could not get the invoice', err);
             return;
           }
 
@@ -124,14 +130,14 @@ angular.module('copayApp.controllers').controller('topUpController', function($s
 
           if (!payProUrl) {
             ongoingProcess.set('topup', false, statusChangeHandler);
-            showError('Error fetching invoice');
+            showError('Error in Payment Protocol', 'Invalid URL');
             return;
           }
 
           payproService.getPayProDetails(payProUrl, function(err, payProDetails) {
             if (err) {
               ongoingProcess.set('topup', false, statusChangeHandler);
-              showError(err);
+              showError('Error fetching invoice', err);
               return;
             }
 
diff --git a/src/js/services/bitpayCardService.js b/src/js/services/bitpayCardService.js
index 7131d5c2fea..ed3157cf6cc 100644
--- a/src/js/services/bitpayCardService.js
+++ b/src/js/services/bitpayCardService.js
@@ -1,6 +1,6 @@
 'use strict';
 
-angular.module('copayApp.services').factory('bitpayCardService', function($log, $rootScope, $filter, lodash, storageService, bitauthService, platformInfo, moment, appIdentityService, bitpayService, nextStepsService, configService, txFormatService, appConfigService) {
+angular.module('copayApp.services').factory('bitpayCardService', function($log, $rootScope, $filter, lodash, storageService, bitauthService, platformInfo, moment, appIdentityService, bitpayService, nextStepsService, configService, txFormatService, appConfigService, rateService) {
   var root = {};
 
   var _setError = function(msg, e) {
@@ -44,12 +44,14 @@ angular.module('copayApp.services').factory('bitpayCardService', function($log,
     var satToBtc = 1 / 100000000;
     var unitToSatoshi = config.unitToSatoshi;
     var amountUnitStr;
+    var amountSat;
 
     // IF 'USD'
     if (currency) {
       amountUnitStr = $filter('formatFiatAmount')(amount) + ' ' + currency;
+      amountSat = rateService.fromFiat(amount, currency).toFixed(0);
     } else {
-      var amountSat = parseInt((amount * unitToSatoshi).toFixed(0));
+      amountSat = parseInt((amount * unitToSatoshi).toFixed(0));
       amountUnitStr = txFormatService.formatAmountStr(amountSat);
       // convert unit to BTC
       amount = (amountSat * satToBtc).toFixed(8);
@@ -59,6 +61,7 @@ angular.module('copayApp.services').factory('bitpayCardService', function($log,
     return {
       amount: amount, 
       currency: currency, 
+      amountSat: amountSat,
       amountUnitStr: amountUnitStr
     };
   };
diff --git a/src/js/services/profileService.js b/src/js/services/profileService.js
index cb9a9b327e3..e5af8bc2255 100644
--- a/src/js/services/profileService.js
+++ b/src/js/services/profileService.js
@@ -762,6 +762,18 @@ angular.module('copayApp.services')
         });
       }
 
+      if (opts.hasFunds) {
+        ret = lodash.filter(ret, function(w) {
+          return (w.status.availableBalanceSat > 0);
+        });
+      }
+
+      if (opts.minAmount) {
+        ret = lodash.filter(ret, function(w) {
+          return (w.status.availableBalanceSat > opts.minAmount);
+        });
+      }
+
       if (opts.onlyComplete) {
         ret = lodash.filter(ret, function(w) {
           return w.isComplete();
diff --git a/www/views/topup.html b/www/views/topup.html
index d5da3031648..28ae3d32d60 100644
--- a/www/views/topup.html
+++ b/www/views/topup.html
@@ -63,7 +63,7 @@
     ng-if="!isCordova && cardInfo"
     click-send-status="sendStatus"
     has-wallet-chosen="wallet"
-    insufficient-funds="false"
+    insufficient-funds="insufficientFunds"
     no-matching-wallet="!cardInfo">
     Add funds
   </click-to-accept>
@@ -73,7 +73,7 @@
     slide-on-confirm="topUpConfirm()"
     slide-send-status="sendStatus"
     has-wallet-chosen="wallet"
-    insufficient-funds="false"
+    insufficient-funds="insufficientFunds"
     no-matching-wallet="!cardInfo">
     Slide to confirm
   </slide-to-accept>
@@ -81,9 +81,11 @@
     slide-success-show="sendStatus === 'success'"
     slide-success-on-confirm="goBackHome()"
     slide-success-hide-on-confirm="true">
-    <span>Sent</span>
+    <span ng-if="wallet.credentials.m == 1">Sent</span>
+    <span ng-if="wallet.credentials.m > 1">Success</span>
     <div class="m10 size-14">
-      Funds were added to debit card
+      <span ng-if="wallet.credentials.m == 1">Funds were added to debit card</span>
+      <span ng-if="wallet.credentials.m > 1">Transaction initiated</span>
     </div>
   </slide-to-accept-success>