From d129f751c718d9a600608da3a50269db7da3aebf Mon Sep 17 00:00:00 2001 From: Nicholas Johnson Date: Mon, 9 Sep 2019 10:08:49 -0400 Subject: [PATCH 1/2] Update English content --- retirement_api/fixtures/retiredata.json | 114 +++++++----------- .../locale/es/LC_MESSAGES/django.mo | Bin 146198 -> 149310 bytes .../locale/es/LC_MESSAGES/django.po | 72 +++++------ .../static/retirement/images/step_check.png | Bin 0 -> 401 bytes .../templates/retirement_api/about.html | 9 +- .../templates/retirement_api/claiming.html | 33 +++-- retirement_api/views.py | 2 +- src/css/claiming.less | 12 +- 8 files changed, 104 insertions(+), 138 deletions(-) create mode 100644 retirement_api/static/retirement/images/step_check.png diff --git a/retirement_api/fixtures/retiredata.json b/retirement_api/fixtures/retiredata.json index 288e90f..f5b2b2a 100644 --- a/retirement_api/fixtures/retiredata.json +++ b/retirement_api/fixtures/retiredata.json @@ -1,42 +1,10 @@ [ -{ - "model": "retirement_api.calibration", - "pk": 1, - "fields": { - "created": "2016-04-04T20:11:52Z", - "results_json": "{\"born_on_3rd_in_1947\": {\"note\": \"Age 69 is past your full benefit claiming age.\", \"params_adjusted\": false, \"current_age\": 69, \"past_fra\": true, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 0, \"age 62\": 0, \"age 67\": 0, \"age 66\": 0, \"age 65\": 0, \"age 64\": 0, \"age 69\": 1422, \"age 68\": 0, \"age 70\": 1536.0}, \"disability\": \"You have reached full retirement age and are not eligible for disability benefits.\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2016, \"yob\": 1947, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"months_past_birthday\": 0, \"full retirement age\": \"66\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1946\": {\"note\": \"Age 70 is past your full benefit claiming age.\", \"params_adjusted\": false, \"current_age\": 70, \"past_fra\": true, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 0, \"age 62\": 0, \"age 67\": 0, \"age 66\": 0, \"age 65\": 0, \"age 64\": 0, \"age 69\": 0, \"age 68\": 0, \"age 70\": 1546}, \"disability\": \"You have reached full retirement age and are not eligible for disability benefits.\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2016, \"yob\": 1946, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"months_past_birthday\": 0, \"full retirement age\": \"66\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1949\": {\"note\": \"Age 67 is past your full benefit claiming age.\", \"params_adjusted\": false, \"current_age\": 67, \"past_fra\": true, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 0, \"age 62\": 0, \"age 67\": 1246, \"age 66\": 0, \"age 65\": 0, \"age 64\": 0, \"age 69\": 1446.0, \"age 68\": 1346.0, \"age 70\": 1546.0}, \"disability\": \"You have reached full retirement age and are not eligible for disability benefits.\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2016, \"yob\": 1949, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"months_past_birthday\": 0, \"full retirement age\": \"66\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born-on-1st-age-46\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 46, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1107, \"age 62\": 1033, \"age 67\": 1476, \"age 66\": 1378, \"age 65\": 1279, \"age 64\": 1181, \"age 69\": 1712, \"age 68\": 1594, \"age 70\": 1830}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 3, \"dollars\": 1, \"retireyear\": 2037, \"yob\": 1970, \"lastEarn\": \"\", \"dobday\": 2, \"retiremonth\": 3, \"earnings\": 40000}, \"months_past_birthday\": 1, \"full retirement age\": \"67\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born-on-3rd-age-46\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 46, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1107, \"age 62\": 1039, \"age 67\": 1476, \"age 66\": 1378, \"age 65\": 1279, \"age 64\": 1181, \"age 69\": 1712, \"age 68\": 1594, \"age 70\": 1830}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2037, \"yob\": 1970, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"months_past_birthday\": 0, \"full retirement age\": \"67\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born-on-2nd-age-46\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 46, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1107, \"age 62\": 1033, \"age 67\": 1476, \"age 66\": 1378, \"age 65\": 1279, \"age 64\": 1181, \"age 69\": 1712, \"age 68\": 1594, \"age 70\": 1830}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2037, \"yob\": 1970, \"lastEarn\": \"\", \"dobday\": 2, \"retiremonth\": 4, \"earnings\": 40000}, \"months_past_birthday\": 0, \"full retirement age\": \"67\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1954\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 62, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1009, \"age 62\": 946, \"age 67\": 1362, \"age 66\": 1261, \"age 65\": 1177, \"age 64\": 1093, \"age 69\": 1564, \"age 68\": 1463, \"age 70\": 1665}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2020, \"yob\": 1954, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"months_past_birthday\": 0, \"full retirement age\": \"66\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1955\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 61, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1010, \"age 62\": 952, \"age 67\": 1361, \"age 66\": 1276, \"age 65\": 1177, \"age 64\": 1092, \"age 69\": 1565, \"age 68\": 1463, \"age 70\": 1667}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2021, \"yob\": 1955, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 6, \"earnings\": 40000}, \"months_past_birthday\": 0, \"full retirement age\": \"66 and 2 months\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1956\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 60, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1011, \"age 62\": 952, \"age 67\": 1360, \"age 66\": 1291, \"age 65\": 1176, \"age 64\": 1090, \"age 69\": 1566, \"age 68\": 1463, \"age 70\": 1669}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2022, \"yob\": 1956, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 8, \"earnings\": 40000}, \"months_past_birthday\": 0, \"full retirement age\": \"66 and 4 months\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1957\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 59, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1012, \"age 62\": 952, \"age 67\": 1358, \"age 66\": 1306, \"age 65\": 1175, \"age 64\": 1088, \"age 69\": 1566, \"age 68\": 1462, \"age 70\": 1670}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2023, \"yob\": 1957, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 10, \"earnings\": 40000}, \"months_past_birthday\": 0, \"full retirement age\": \"66 and 6 months\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1950\": {\"note\": \"Age 66 is past your full benefit claiming age.\", \"params_adjusted\": false, \"current_age\": 66, \"past_fra\": true, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 0, \"age 62\": 0, \"age 67\": 1227.0, \"age 66\": 1136, \"age 65\": 0, \"age 64\": 0, \"age 69\": 1409.0, \"age 68\": 1318.0, \"age 70\": 1500.0}, \"disability\": \"You have reached full retirement age and are not eligible for disability benefits.\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2016, \"yob\": 1950, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"months_past_birthday\": 0, \"full retirement age\": \"66\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1951\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 65, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 0, \"age 62\": 0, \"age 67\": 1259, \"age 66\": 1166, \"age 65\": 1088, \"age 64\": 0, \"age 69\": 1445, \"age 68\": 1352, \"age 70\": 1538}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2017, \"yob\": 1951, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"months_past_birthday\": 0, \"full retirement age\": \"66\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1952\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 64, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 0, \"age 62\": 0, \"age 67\": 1294, \"age 66\": 1198, \"age 65\": 1118, \"age 64\": 1038, \"age 69\": 1486, \"age 68\": 1390, \"age 70\": 1582}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2018, \"yob\": 1952, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"months_past_birthday\": 0, \"full retirement age\": \"66\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1953\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 63, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 966, \"age 62\": 0, \"age 67\": 1304, \"age 66\": 1207, \"age 65\": 1127, \"age 64\": 1046, \"age 69\": 1498, \"age 68\": 1401, \"age 70\": 1595}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2019, \"yob\": 1953, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"months_past_birthday\": 0, \"full retirement age\": \"66\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1960\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 56, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1022, \"age 62\": 959, \"age 67\": 1362, \"age 66\": 1271, \"age 65\": 1180, \"age 64\": 1090, \"age 69\": 1580, \"age 68\": 1471, \"age 70\": 1689}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2027, \"yob\": 1960, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"months_past_birthday\": 0, \"full retirement age\": \"67\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1958\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 58, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1012, \"age 62\": 952, \"age 67\": 1355, \"age 66\": 1320, \"age 65\": 1173, \"age 64\": 1085, \"age 69\": 1567, \"age 68\": 1461, \"age 70\": 1673}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2024, \"yob\": 1958, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 12, \"earnings\": 40000}, \"months_past_birthday\": 0, \"full retirement age\": \"66 and 8 months\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1959\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 57, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1022, \"age 62\": 960, \"age 67\": 1366, \"age 66\": 1348, \"age 65\": 1183, \"age 64\": 1093, \"age 69\": 1582, \"age 68\": 1474, \"age 70\": 1690}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2026, \"yob\": 1959, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 2, \"earnings\": 40000}, \"months_past_birthday\": 0, \"full retirement age\": \"66 and 10 months\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1970\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 46, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1107, \"age 62\": 1039, \"age 67\": 1476, \"age 66\": 1378, \"age 65\": 1279, \"age 64\": 1181, \"age 69\": 1712, \"age 68\": 1594, \"age 70\": 1830}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2037, \"yob\": 1970, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"months_past_birthday\": 0, \"full retirement age\": \"67\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1948\": {\"note\": \"Age 68 is past your full benefit claiming age.\", \"params_adjusted\": false, \"current_age\": 68, \"past_fra\": true, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 0, \"age 62\": 0, \"age 67\": 0, \"age 66\": 0, \"age 65\": 0, \"age 64\": 0, \"age 69\": 1463.0, \"age 68\": 1355, \"age 70\": 1571.0}, \"disability\": \"You have reached full retirement age and are not eligible for disability benefits.\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2016, \"yob\": 1948, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"months_past_birthday\": 0, \"full retirement age\": \"66\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}}" - } -}, -{ - "model": "retirement_api.calibration", - "pk": 2, - "fields": { - "created": "2016-04-29T13:26:38Z", - "results_json": "{\"born_on_3rd_in_1947\": {\"note\": \"Age 69 is past your full benefit claiming age.\", \"params_adjusted\": false, \"current_age\": 69, \"past_fra\": true, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 0, \"age 62\": 0, \"age 67\": 0, \"age 66\": 0, \"age 65\": 0, \"age 64\": 0, \"age 69\": 1422, \"age 68\": 0, \"age 70\": 1536.0}, \"disability\": \"You have reached full retirement age and are not eligible for disability benefits.\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2016, \"yob\": 1947, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 276480.0, \"age62\": 0, \"age63\": 0, \"age66\": 0, \"age67\": 0, \"age64\": 0, \"age65\": 0, \"age68\": 0, \"age69\": 273024}, \"months_past_birthday\": 0, \"full retirement age\": \"66\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1946\": {\"note\": \"Age 70 is past your full benefit claiming age.\", \"params_adjusted\": false, \"current_age\": 70, \"past_fra\": true, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 0, \"age 62\": 0, \"age 67\": 0, \"age 66\": 0, \"age 65\": 0, \"age 64\": 0, \"age 69\": 0, \"age 68\": 0, \"age 70\": 1546}, \"disability\": \"You have reached full retirement age and are not eligible for disability benefits.\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2016, \"yob\": 1946, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 278280, \"age62\": 0, \"age63\": 0, \"age66\": 0, \"age67\": 0, \"age64\": 0, \"age65\": 0, \"age68\": 0, \"age69\": 0}, \"months_past_birthday\": 0, \"full retirement age\": \"66\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1949\": {\"note\": \"Age 67 is past your full benefit claiming age.\", \"params_adjusted\": false, \"current_age\": 67, \"past_fra\": true, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 0, \"age 62\": 0, \"age 67\": 1246, \"age 66\": 0, \"age 65\": 0, \"age 64\": 0, \"age 69\": 1446.0, \"age 68\": 1346.0, \"age 70\": 1546.0}, \"disability\": \"You have reached full retirement age and are not eligible for disability benefits.\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2016, \"yob\": 1949, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 278280.0, \"age62\": 0, \"age63\": 0, \"age66\": 0, \"age67\": 269136, \"age64\": 0, \"age65\": 0, \"age68\": 274584.0, \"age69\": 277632.0}, \"months_past_birthday\": 0, \"full retirement age\": \"66\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born-on-1st-age-46\": {\"note\": \"\", \"params_adjusted\": true, \"current_age\": 46, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1107, \"age 62\": 1039, \"age 67\": 1476, \"age 66\": 1378, \"age 65\": 1279, \"age 64\": 1181, \"age 69\": 1712, \"age 68\": 1594, \"age 70\": 1830}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 3, \"dollars\": 1, \"retireyear\": 2037, \"yob\": 1970, \"lastEarn\": \"\", \"dobday\": 2, \"retiremonth\": 3, \"earnings\": 40000}, \"lifetime\": {\"age70\": 329400, \"age62\": 285725, \"age63\": 292248, \"age66\": 314184, \"age67\": 318816, \"age64\": 297612, \"age65\": 306960, \"age68\": 325176, \"age69\": 328704}, \"months_past_birthday\": 0, \"full retirement age\": \"67\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born-on-3rd-age-46\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 46, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1107, \"age 62\": 1039, \"age 67\": 1476, \"age 66\": 1378, \"age 65\": 1279, \"age 64\": 1181, \"age 69\": 1712, \"age 68\": 1594, \"age 70\": 1830}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2037, \"yob\": 1970, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 329400, \"age62\": 285725, \"age63\": 292248, \"age66\": 314184, \"age67\": 318816, \"age64\": 297612, \"age65\": 306960, \"age68\": 325176, \"age69\": 328704}, \"months_past_birthday\": 0, \"full retirement age\": \"67\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born-on-2nd-age-46\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 46, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1107, \"age 62\": 1033, \"age 67\": 1476, \"age 66\": 1378, \"age 65\": 1279, \"age 64\": 1181, \"age 69\": 1712, \"age 68\": 1594, \"age 70\": 1830}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2037, \"yob\": 1970, \"lastEarn\": \"\", \"dobday\": 2, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 329400, \"age62\": 285108, \"age63\": 292248, \"age66\": 314184, \"age67\": 318816, \"age64\": 297612, \"age65\": 306960, \"age68\": 325176, \"age69\": 328704}, \"months_past_birthday\": 0, \"full retirement age\": \"67\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1954\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 62, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1009, \"age 62\": 946, \"age 67\": 1362, \"age 66\": 1261, \"age 65\": 1177, \"age 64\": 1093, \"age 69\": 1564, \"age 68\": 1463, \"age 70\": 1665}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2020, \"yob\": 1954, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 299700, \"age62\": 260150, \"age63\": 266376, \"age66\": 287508, \"age67\": 294192, \"age64\": 275436, \"age65\": 282480, \"age68\": 298452, \"age69\": 300288}, \"months_past_birthday\": 0, \"full retirement age\": \"66\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1955\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 61, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1010, \"age 62\": 952, \"age 67\": 1361, \"age 66\": 1276, \"age 65\": 1177, \"age 64\": 1092, \"age 69\": 1565, \"age 68\": 1463, \"age 70\": 1667}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2021, \"yob\": 1955, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 6, \"earnings\": 40000}, \"lifetime\": {\"age70\": 300060, \"age62\": 261800, \"age63\": 266640, \"age66\": 288376, \"age67\": 293976, \"age64\": 275184, \"age65\": 282480, \"age68\": 298452, \"age69\": 300480}, \"months_past_birthday\": 0, \"full retirement age\": \"66 and 2 months\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1956\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 60, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1011, \"age 62\": 952, \"age 67\": 1360, \"age 66\": 1291, \"age 65\": 1176, \"age 64\": 1090, \"age 69\": 1566, \"age 68\": 1463, \"age 70\": 1669}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2022, \"yob\": 1956, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 8, \"earnings\": 40000}, \"lifetime\": {\"age70\": 300420, \"age62\": 261800, \"age63\": 266904, \"age66\": 289184, \"age67\": 293760, \"age64\": 274680, \"age65\": 282240, \"age68\": 298452, \"age69\": 300672}, \"months_past_birthday\": 0, \"full retirement age\": \"66 and 4 months\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1957\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 59, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1012, \"age 62\": 952, \"age 67\": 1358, \"age 66\": 1306, \"age 65\": 1175, \"age 64\": 1088, \"age 69\": 1566, \"age 68\": 1462, \"age 70\": 1670}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2023, \"yob\": 1957, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 10, \"earnings\": 40000}, \"lifetime\": {\"age70\": 300600, \"age62\": 261800, \"age63\": 267168, \"age66\": 289932, \"age67\": 293328, \"age64\": 274176, \"age65\": 282000, \"age68\": 298248, \"age69\": 300672}, \"months_past_birthday\": 0, \"full retirement age\": \"66 and 6 months\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1950\": {\"note\": \"Age 66 is past your full benefit claiming age.\", \"params_adjusted\": false, \"current_age\": 66, \"past_fra\": true, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 0, \"age 62\": 0, \"age 67\": 1227.0, \"age 66\": 1136, \"age 65\": 0, \"age 64\": 0, \"age 69\": 1409.0, \"age 68\": 1318.0, \"age 70\": 1500.0}, \"disability\": \"You have reached full retirement age and are not eligible for disability benefits.\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2016, \"yob\": 1950, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 270000.0, \"age62\": 0, \"age63\": 0, \"age66\": 259008, \"age67\": 265032.0, \"age64\": 0, \"age65\": 0, \"age68\": 268872.0, \"age69\": 270528.0}, \"months_past_birthday\": 0, \"full retirement age\": \"66\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1951\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 65, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 0, \"age 62\": 0, \"age 67\": 1259, \"age 66\": 1166, \"age 65\": 1088, \"age 64\": 0, \"age 69\": 1445, \"age 68\": 1352, \"age 70\": 1538}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2017, \"yob\": 1951, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 276840, \"age62\": 0, \"age63\": 0, \"age66\": 265848, \"age67\": 271944, \"age64\": 0, \"age65\": 261120, \"age68\": 275808, \"age69\": 277440}, \"months_past_birthday\": 0, \"full retirement age\": \"66\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1952\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 64, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 0, \"age 62\": 0, \"age 67\": 1294, \"age 66\": 1198, \"age 65\": 1118, \"age 64\": 1038, \"age 69\": 1486, \"age 68\": 1390, \"age 70\": 1582}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2018, \"yob\": 1952, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 284760, \"age62\": 0, \"age63\": 0, \"age66\": 273144, \"age67\": 279504, \"age64\": 261576, \"age65\": 268320, \"age68\": 283560, \"age69\": 285312}, \"months_past_birthday\": 0, \"full retirement age\": \"66\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1953\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 63, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 966, \"age 62\": 0, \"age 67\": 1304, \"age 66\": 1207, \"age 65\": 1127, \"age 64\": 1046, \"age 69\": 1498, \"age 68\": 1401, \"age 70\": 1595}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2019, \"yob\": 1953, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 287100, \"age62\": 0, \"age63\": 255024, \"age66\": 275196, \"age67\": 281664, \"age64\": 263592, \"age65\": 270480, \"age68\": 285804, \"age69\": 287616}, \"months_past_birthday\": 0, \"full retirement age\": \"66\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1960\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 56, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1022, \"age 62\": 959, \"age 67\": 1362, \"age 66\": 1271, \"age 65\": 1180, \"age 64\": 1090, \"age 69\": 1580, \"age 68\": 1471, \"age 70\": 1689}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2027, \"yob\": 1960, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 304020, \"age62\": 263725, \"age63\": 269808, \"age66\": 289788, \"age67\": 294192, \"age64\": 274680, \"age65\": 283200, \"age68\": 300084, \"age69\": 303360}, \"months_past_birthday\": 0, \"full retirement age\": \"67\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1958\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 58, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1012, \"age 62\": 952, \"age 67\": 1355, \"age 66\": 1320, \"age 65\": 1173, \"age 64\": 1085, \"age 69\": 1567, \"age 68\": 1461, \"age 70\": 1673}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2024, \"yob\": 1958, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 12, \"earnings\": 40000}, \"lifetime\": {\"age70\": 301140, \"age62\": 261800, \"age63\": 267168, \"age66\": 290400, \"age67\": 292680, \"age64\": 273420, \"age65\": 281520, \"age68\": 298044, \"age69\": 300864}, \"months_past_birthday\": 0, \"full retirement age\": \"66 and 8 months\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1959\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 57, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1022, \"age 62\": 960, \"age 67\": 1366, \"age 66\": 1348, \"age 65\": 1183, \"age 64\": 1093, \"age 69\": 1582, \"age 68\": 1474, \"age 70\": 1690}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2026, \"yob\": 1959, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 2, \"earnings\": 40000}, \"lifetime\": {\"age70\": 304200, \"age62\": 264000, \"age63\": 269808, \"age66\": 293864, \"age67\": 295056, \"age64\": 275436, \"age65\": 283920, \"age68\": 300696, \"age69\": 303744}, \"months_past_birthday\": 0, \"full retirement age\": \"66 and 10 months\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1970\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 46, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1107, \"age 62\": 1039, \"age 67\": 1476, \"age 66\": 1378, \"age 65\": 1279, \"age 64\": 1181, \"age 69\": 1712, \"age 68\": 1594, \"age 70\": 1830}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2037, \"yob\": 1970, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 329400, \"age62\": 285725, \"age63\": 292248, \"age66\": 314184, \"age67\": 318816, \"age64\": 297612, \"age65\": 306960, \"age68\": 325176, \"age69\": 328704}, \"months_past_birthday\": 0, \"full retirement age\": \"67\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1948\": {\"note\": \"Age 68 is past your full benefit claiming age.\", \"params_adjusted\": false, \"current_age\": 68, \"past_fra\": true, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 0, \"age 62\": 0, \"age 67\": 0, \"age 66\": 0, \"age 65\": 0, \"age 64\": 0, \"age 69\": 1463.0, \"age 68\": 1355, \"age 70\": 1571.0}, \"disability\": \"You have reached full retirement age and are not eligible for disability benefits.\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2016, \"yob\": 1948, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 282780.0, \"age62\": 0, \"age63\": 0, \"age66\": 0, \"age67\": 0, \"age64\": 0, \"age65\": 0, \"age68\": 276420, \"age69\": 280896.0}, \"months_past_birthday\": 0, \"full retirement age\": \"66\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}}" - } -}, -{ - "model": "retirement_api.calibration", - "pk": 3, - "fields": { - "created": "2016-04-29T13:27:05Z", - "results_json": "{\"born_on_3rd_in_1947\": {\"note\": \"Age 69 is past your full benefit claiming age.\", \"params_adjusted\": false, \"current_age\": 69, \"past_fra\": true, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 0, \"age 62\": 0, \"age 67\": 0, \"age 66\": 0, \"age 65\": 0, \"age 64\": 0, \"age 69\": 1422, \"age 68\": 0, \"age 70\": 1536.0}, \"disability\": \"You have reached full retirement age and are not eligible for disability benefits.\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2016, \"yob\": 1947, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 276480.0, \"age62\": 0, \"age63\": 0, \"age66\": 0, \"age67\": 0, \"age64\": 0, \"age65\": 0, \"age68\": 0, \"age69\": 273024}, \"months_past_birthday\": 0, \"full retirement age\": \"66\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1946\": {\"note\": \"Age 70 is past your full benefit claiming age.\", \"params_adjusted\": false, \"current_age\": 70, \"past_fra\": true, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 0, \"age 62\": 0, \"age 67\": 0, \"age 66\": 0, \"age 65\": 0, \"age 64\": 0, \"age 69\": 0, \"age 68\": 0, \"age 70\": 1546}, \"disability\": \"You have reached full retirement age and are not eligible for disability benefits.\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2016, \"yob\": 1946, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 278280, \"age62\": 0, \"age63\": 0, \"age66\": 0, \"age67\": 0, \"age64\": 0, \"age65\": 0, \"age68\": 0, \"age69\": 0}, \"months_past_birthday\": 0, \"full retirement age\": \"66\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1949\": {\"note\": \"Age 67 is past your full benefit claiming age.\", \"params_adjusted\": false, \"current_age\": 67, \"past_fra\": true, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 0, \"age 62\": 0, \"age 67\": 1246, \"age 66\": 0, \"age 65\": 0, \"age 64\": 0, \"age 69\": 1446.0, \"age 68\": 1346.0, \"age 70\": 1546.0}, \"disability\": \"You have reached full retirement age and are not eligible for disability benefits.\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2016, \"yob\": 1949, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 278280.0, \"age62\": 0, \"age63\": 0, \"age66\": 0, \"age67\": 269136, \"age64\": 0, \"age65\": 0, \"age68\": 274584.0, \"age69\": 277632.0}, \"months_past_birthday\": 0, \"full retirement age\": \"66\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born-on-1st-age-46\": {\"note\": \"\", \"params_adjusted\": true, \"current_age\": 46, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1107, \"age 62\": 1039, \"age 67\": 1476, \"age 66\": 1378, \"age 65\": 1279, \"age 64\": 1181, \"age 69\": 1712, \"age 68\": 1594, \"age 70\": 1830}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 3, \"dollars\": 1, \"retireyear\": 2037, \"yob\": 1970, \"lastEarn\": \"\", \"dobday\": 2, \"retiremonth\": 3, \"earnings\": 40000}, \"lifetime\": {\"age70\": 329400, \"age62\": 285725, \"age63\": 292248, \"age66\": 314184, \"age67\": 318816, \"age64\": 297612, \"age65\": 306960, \"age68\": 325176, \"age69\": 328704}, \"months_past_birthday\": 0, \"full retirement age\": \"67\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born-on-3rd-age-46\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 46, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1107, \"age 62\": 1039, \"age 67\": 1476, \"age 66\": 1378, \"age 65\": 1279, \"age 64\": 1181, \"age 69\": 1712, \"age 68\": 1594, \"age 70\": 1830}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2037, \"yob\": 1970, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 329400, \"age62\": 285725, \"age63\": 292248, \"age66\": 314184, \"age67\": 318816, \"age64\": 297612, \"age65\": 306960, \"age68\": 325176, \"age69\": 328704}, \"months_past_birthday\": 0, \"full retirement age\": \"67\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born-on-2nd-age-46\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 46, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1107, \"age 62\": 1033, \"age 67\": 1476, \"age 66\": 1378, \"age 65\": 1279, \"age 64\": 1181, \"age 69\": 1712, \"age 68\": 1594, \"age 70\": 1830}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2037, \"yob\": 1970, \"lastEarn\": \"\", \"dobday\": 2, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 329400, \"age62\": 285108, \"age63\": 292248, \"age66\": 314184, \"age67\": 318816, \"age64\": 297612, \"age65\": 306960, \"age68\": 325176, \"age69\": 328704}, \"months_past_birthday\": 0, \"full retirement age\": \"67\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1954\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 62, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1009, \"age 62\": 946, \"age 67\": 1362, \"age 66\": 1261, \"age 65\": 1177, \"age 64\": 1093, \"age 69\": 1564, \"age 68\": 1463, \"age 70\": 1665}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2020, \"yob\": 1954, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 299700, \"age62\": 260150, \"age63\": 266376, \"age66\": 287508, \"age67\": 294192, \"age64\": 275436, \"age65\": 282480, \"age68\": 298452, \"age69\": 300288}, \"months_past_birthday\": 0, \"full retirement age\": \"66\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1955\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 61, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1010, \"age 62\": 952, \"age 67\": 1361, \"age 66\": 1276, \"age 65\": 1177, \"age 64\": 1092, \"age 69\": 1565, \"age 68\": 1463, \"age 70\": 1667}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2021, \"yob\": 1955, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 6, \"earnings\": 40000}, \"lifetime\": {\"age70\": 300060, \"age62\": 261800, \"age63\": 266640, \"age66\": 288376, \"age67\": 293976, \"age64\": 275184, \"age65\": 282480, \"age68\": 298452, \"age69\": 300480}, \"months_past_birthday\": 0, \"full retirement age\": \"66 and 2 months\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1956\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 60, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1011, \"age 62\": 952, \"age 67\": 1360, \"age 66\": 1291, \"age 65\": 1176, \"age 64\": 1090, \"age 69\": 1566, \"age 68\": 1463, \"age 70\": 1669}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2022, \"yob\": 1956, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 8, \"earnings\": 40000}, \"lifetime\": {\"age70\": 300420, \"age62\": 261800, \"age63\": 266904, \"age66\": 289184, \"age67\": 293760, \"age64\": 274680, \"age65\": 282240, \"age68\": 298452, \"age69\": 300672}, \"months_past_birthday\": 0, \"full retirement age\": \"66 and 4 months\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1957\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 59, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1012, \"age 62\": 952, \"age 67\": 1358, \"age 66\": 1306, \"age 65\": 1175, \"age 64\": 1088, \"age 69\": 1566, \"age 68\": 1462, \"age 70\": 1670}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2023, \"yob\": 1957, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 10, \"earnings\": 40000}, \"lifetime\": {\"age70\": 300600, \"age62\": 261800, \"age63\": 267168, \"age66\": 289932, \"age67\": 293328, \"age64\": 274176, \"age65\": 282000, \"age68\": 298248, \"age69\": 300672}, \"months_past_birthday\": 0, \"full retirement age\": \"66 and 6 months\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1950\": {\"note\": \"Age 66 is past your full benefit claiming age.\", \"params_adjusted\": false, \"current_age\": 66, \"past_fra\": true, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 0, \"age 62\": 0, \"age 67\": 1227.0, \"age 66\": 1136, \"age 65\": 0, \"age 64\": 0, \"age 69\": 1409.0, \"age 68\": 1318.0, \"age 70\": 1500.0}, \"disability\": \"You have reached full retirement age and are not eligible for disability benefits.\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2016, \"yob\": 1950, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 270000.0, \"age62\": 0, \"age63\": 0, \"age66\": 259008, \"age67\": 265032.0, \"age64\": 0, \"age65\": 0, \"age68\": 268872.0, \"age69\": 270528.0}, \"months_past_birthday\": 0, \"full retirement age\": \"66\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1951\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 65, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 0, \"age 62\": 0, \"age 67\": 1259, \"age 66\": 1166, \"age 65\": 1088, \"age 64\": 0, \"age 69\": 1445, \"age 68\": 1352, \"age 70\": 1538}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2017, \"yob\": 1951, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 276840, \"age62\": 0, \"age63\": 0, \"age66\": 265848, \"age67\": 271944, \"age64\": 0, \"age65\": 261120, \"age68\": 275808, \"age69\": 277440}, \"months_past_birthday\": 0, \"full retirement age\": \"66\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1952\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 64, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 0, \"age 62\": 0, \"age 67\": 1294, \"age 66\": 1198, \"age 65\": 1118, \"age 64\": 1038, \"age 69\": 1486, \"age 68\": 1390, \"age 70\": 1582}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2018, \"yob\": 1952, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 284760, \"age62\": 0, \"age63\": 0, \"age66\": 273144, \"age67\": 279504, \"age64\": 261576, \"age65\": 268320, \"age68\": 283560, \"age69\": 285312}, \"months_past_birthday\": 0, \"full retirement age\": \"66\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1953\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 63, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 966, \"age 62\": 0, \"age 67\": 1304, \"age 66\": 1207, \"age 65\": 1127, \"age 64\": 1046, \"age 69\": 1498, \"age 68\": 1401, \"age 70\": 1595}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2019, \"yob\": 1953, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 287100, \"age62\": 0, \"age63\": 255024, \"age66\": 275196, \"age67\": 281664, \"age64\": 263592, \"age65\": 270480, \"age68\": 285804, \"age69\": 287616}, \"months_past_birthday\": 0, \"full retirement age\": \"66\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1960\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 56, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1022, \"age 62\": 959, \"age 67\": 1362, \"age 66\": 1271, \"age 65\": 1180, \"age 64\": 1090, \"age 69\": 1580, \"age 68\": 1471, \"age 70\": 1689}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2027, \"yob\": 1960, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 304020, \"age62\": 263725, \"age63\": 269808, \"age66\": 289788, \"age67\": 294192, \"age64\": 274680, \"age65\": 283200, \"age68\": 300084, \"age69\": 303360}, \"months_past_birthday\": 0, \"full retirement age\": \"67\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1958\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 58, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1012, \"age 62\": 952, \"age 67\": 1355, \"age 66\": 1320, \"age 65\": 1173, \"age 64\": 1085, \"age 69\": 1567, \"age 68\": 1461, \"age 70\": 1673}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2024, \"yob\": 1958, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 12, \"earnings\": 40000}, \"lifetime\": {\"age70\": 301140, \"age62\": 261800, \"age63\": 267168, \"age66\": 290400, \"age67\": 292680, \"age64\": 273420, \"age65\": 281520, \"age68\": 298044, \"age69\": 300864}, \"months_past_birthday\": 0, \"full retirement age\": \"66 and 8 months\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1959\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 57, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1022, \"age 62\": 960, \"age 67\": 1366, \"age 66\": 1348, \"age 65\": 1183, \"age 64\": 1093, \"age 69\": 1582, \"age 68\": 1474, \"age 70\": 1690}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2026, \"yob\": 1959, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 2, \"earnings\": 40000}, \"lifetime\": {\"age70\": 304200, \"age62\": 264000, \"age63\": 269808, \"age66\": 293864, \"age67\": 295056, \"age64\": 275436, \"age65\": 283920, \"age68\": 300696, \"age69\": 303744}, \"months_past_birthday\": 0, \"full retirement age\": \"66 and 10 months\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1970\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 46, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1107, \"age 62\": 1039, \"age 67\": 1476, \"age 66\": 1378, \"age 65\": 1279, \"age 64\": 1181, \"age 69\": 1712, \"age 68\": 1594, \"age 70\": 1830}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2037, \"yob\": 1970, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 329400, \"age62\": 285725, \"age63\": 292248, \"age66\": 314184, \"age67\": 318816, \"age64\": 297612, \"age65\": 306960, \"age68\": 325176, \"age69\": 328704}, \"months_past_birthday\": 0, \"full retirement age\": \"67\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1948\": {\"note\": \"Age 68 is past your full benefit claiming age.\", \"params_adjusted\": false, \"current_age\": 68, \"past_fra\": true, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 0, \"age 62\": 0, \"age 67\": 0, \"age 66\": 0, \"age 65\": 0, \"age 64\": 0, \"age 69\": 1463.0, \"age 68\": 1355, \"age 70\": 1571.0}, \"disability\": \"You have reached full retirement age and are not eligible for disability benefits.\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2016, \"yob\": 1948, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 282780.0, \"age62\": 0, \"age63\": 0, \"age66\": 0, \"age67\": 0, \"age64\": 0, \"age65\": 0, \"age68\": 276420, \"age69\": 280896.0}, \"months_past_birthday\": 0, \"full retirement age\": \"66\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}}" - } -}, -{ - "model": "retirement_api.calibration", - "pk": 4, - "fields": { - "created": "2016-05-04T14:31:04Z", - "results_json": "{\"born_on_3rd_in_1947\": {\"note\": \"Age 69 is past your full benefit claiming age.\", \"params_adjusted\": false, \"current_age\": 69, \"past_fra\": true, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 0, \"age 62\": 0, \"age 67\": 0, \"age 66\": 0, \"age 65\": 0, \"age 64\": 0, \"age 69\": 1422, \"age 68\": 0, \"age 70\": 1536.0}, \"disability\": \"You have reached full retirement age and are not eligible for disability benefits.\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2016, \"yob\": 1947, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 276480.0, \"age62\": 0, \"age63\": 0, \"age66\": 0, \"age67\": 0, \"age64\": 0, \"age65\": 0, \"age68\": 0, \"age69\": 273024}, \"months_past_birthday\": 0, \"full retirement age\": \"66\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1946\": {\"note\": \"Age 70 is past your full benefit claiming age.\", \"params_adjusted\": false, \"current_age\": 70, \"past_fra\": true, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 0, \"age 62\": 0, \"age 67\": 0, \"age 66\": 0, \"age 65\": 0, \"age 64\": 0, \"age 69\": 0, \"age 68\": 0, \"age 70\": 1546}, \"disability\": \"You have reached full retirement age and are not eligible for disability benefits.\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2016, \"yob\": 1946, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 278280, \"age62\": 0, \"age63\": 0, \"age66\": 0, \"age67\": 0, \"age64\": 0, \"age65\": 0, \"age68\": 0, \"age69\": 0}, \"months_past_birthday\": 0, \"full retirement age\": \"66\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1949\": {\"note\": \"Age 67 is past your full benefit claiming age.\", \"params_adjusted\": false, \"current_age\": 67, \"past_fra\": true, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 0, \"age 62\": 0, \"age 67\": 1246, \"age 66\": 0, \"age 65\": 0, \"age 64\": 0, \"age 69\": 1446.0, \"age 68\": 1346.0, \"age 70\": 1546.0}, \"disability\": \"You have reached full retirement age and are not eligible for disability benefits.\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2016, \"yob\": 1949, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 278280.0, \"age62\": 0, \"age63\": 0, \"age66\": 0, \"age67\": 269136, \"age64\": 0, \"age65\": 0, \"age68\": 274584.0, \"age69\": 277632.0}, \"months_past_birthday\": 0, \"full retirement age\": \"66\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born-on-1st-age-46\": {\"note\": \"\", \"params_adjusted\": true, \"current_age\": 46, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1107, \"age 62\": 1039, \"age 67\": 1476, \"age 66\": 1378, \"age 65\": 1279, \"age 64\": 1181, \"age 69\": 1712, \"age 68\": 1594, \"age 70\": 1830}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 3, \"dollars\": 1, \"retireyear\": 2037, \"yob\": 1970, \"lastEarn\": \"\", \"dobday\": 2, \"retiremonth\": 3, \"earnings\": 40000}, \"lifetime\": {\"age70\": 329400, \"age62\": 285725, \"age63\": 292248, \"age66\": 314184, \"age67\": 318816, \"age64\": 297612, \"age65\": 306960, \"age68\": 325176, \"age69\": 328704}, \"months_past_birthday\": 0, \"full retirement age\": \"67\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born-on-3rd-age-46\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 46, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1107, \"age 62\": 1039, \"age 67\": 1476, \"age 66\": 1378, \"age 65\": 1279, \"age 64\": 1181, \"age 69\": 1712, \"age 68\": 1594, \"age 70\": 1830}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2037, \"yob\": 1970, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 329400, \"age62\": 285725, \"age63\": 292248, \"age66\": 314184, \"age67\": 318816, \"age64\": 297612, \"age65\": 306960, \"age68\": 325176, \"age69\": 328704}, \"months_past_birthday\": 0, \"full retirement age\": \"67\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born-on-2nd-age-46\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 46, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1107, \"age 62\": 1033, \"age 67\": 1476, \"age 66\": 1378, \"age 65\": 1279, \"age 64\": 1181, \"age 69\": 1712, \"age 68\": 1594, \"age 70\": 1830}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2037, \"yob\": 1970, \"lastEarn\": \"\", \"dobday\": 2, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 329400, \"age62\": 285108, \"age63\": 292248, \"age66\": 314184, \"age67\": 318816, \"age64\": 297612, \"age65\": 306960, \"age68\": 325176, \"age69\": 328704}, \"months_past_birthday\": 0, \"full retirement age\": \"67\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1954\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 62, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1009, \"age 62\": 946, \"age 67\": 1362, \"age 66\": 1261, \"age 65\": 1177, \"age 64\": 1093, \"age 69\": 1564, \"age 68\": 1463, \"age 70\": 1665}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2020, \"yob\": 1954, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 299700, \"age62\": 260150, \"age63\": 266376, \"age66\": 287508, \"age67\": 294192, \"age64\": 275436, \"age65\": 282480, \"age68\": 298452, \"age69\": 300288}, \"months_past_birthday\": 0, \"full retirement age\": \"66\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1955\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 61, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1010, \"age 62\": 952, \"age 67\": 1361, \"age 66\": 1276, \"age 65\": 1177, \"age 64\": 1092, \"age 69\": 1565, \"age 68\": 1463, \"age 70\": 1667}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2021, \"yob\": 1955, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 6, \"earnings\": 40000}, \"lifetime\": {\"age70\": 300060, \"age62\": 261800, \"age63\": 266640, \"age66\": 288376, \"age67\": 293976, \"age64\": 275184, \"age65\": 282480, \"age68\": 298452, \"age69\": 300480}, \"months_past_birthday\": 0, \"full retirement age\": \"66 and 2 months\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1956\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 60, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1011, \"age 62\": 952, \"age 67\": 1360, \"age 66\": 1291, \"age 65\": 1176, \"age 64\": 1090, \"age 69\": 1566, \"age 68\": 1463, \"age 70\": 1669}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2022, \"yob\": 1956, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 8, \"earnings\": 40000}, \"lifetime\": {\"age70\": 300420, \"age62\": 261800, \"age63\": 266904, \"age66\": 289184, \"age67\": 293760, \"age64\": 274680, \"age65\": 282240, \"age68\": 298452, \"age69\": 300672}, \"months_past_birthday\": 0, \"full retirement age\": \"66 and 4 months\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1957\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 59, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1012, \"age 62\": 952, \"age 67\": 1358, \"age 66\": 1306, \"age 65\": 1175, \"age 64\": 1088, \"age 69\": 1566, \"age 68\": 1462, \"age 70\": 1670}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2023, \"yob\": 1957, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 10, \"earnings\": 40000}, \"lifetime\": {\"age70\": 300600, \"age62\": 261800, \"age63\": 267168, \"age66\": 289932, \"age67\": 293328, \"age64\": 274176, \"age65\": 282000, \"age68\": 298248, \"age69\": 300672}, \"months_past_birthday\": 0, \"full retirement age\": \"66 and 6 months\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1950\": {\"note\": \"Age 66 is past your full benefit claiming age.\", \"params_adjusted\": false, \"current_age\": 66, \"past_fra\": true, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 0, \"age 62\": 0, \"age 67\": 1227.0, \"age 66\": 1136, \"age 65\": 0, \"age 64\": 0, \"age 69\": 1409.0, \"age 68\": 1318.0, \"age 70\": 1500.0}, \"disability\": \"You have reached full retirement age and are not eligible for disability benefits.\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2016, \"yob\": 1950, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 270000.0, \"age62\": 0, \"age63\": 0, \"age66\": 259008, \"age67\": 265032.0, \"age64\": 0, \"age65\": 0, \"age68\": 268872.0, \"age69\": 270528.0}, \"months_past_birthday\": 0, \"full retirement age\": \"66\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1951\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 65, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 0, \"age 62\": 0, \"age 67\": 1259, \"age 66\": 1166, \"age 65\": 1088, \"age 64\": 0, \"age 69\": 1445, \"age 68\": 1352, \"age 70\": 1538}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2017, \"yob\": 1951, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 276840, \"age62\": 0, \"age63\": 0, \"age66\": 265848, \"age67\": 271944, \"age64\": 0, \"age65\": 261120, \"age68\": 275808, \"age69\": 277440}, \"months_past_birthday\": 0, \"full retirement age\": \"66\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1952\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 64, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 0, \"age 62\": 0, \"age 67\": 1294, \"age 66\": 1198, \"age 65\": 1118, \"age 64\": 1038, \"age 69\": 1486, \"age 68\": 1390, \"age 70\": 1582}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2018, \"yob\": 1952, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 284760, \"age62\": 0, \"age63\": 0, \"age66\": 273144, \"age67\": 279504, \"age64\": 261576, \"age65\": 268320, \"age68\": 283560, \"age69\": 285312}, \"months_past_birthday\": 0, \"full retirement age\": \"66\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1953\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 63, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 966, \"age 62\": 0, \"age 67\": 1304, \"age 66\": 1207, \"age 65\": 1127, \"age 64\": 1046, \"age 69\": 1498, \"age 68\": 1401, \"age 70\": 1595}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2019, \"yob\": 1953, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 287100, \"age62\": 0, \"age63\": 255024, \"age66\": 275196, \"age67\": 281664, \"age64\": 263592, \"age65\": 270480, \"age68\": 285804, \"age69\": 287616}, \"months_past_birthday\": 0, \"full retirement age\": \"66\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1960\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 56, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1022, \"age 62\": 959, \"age 67\": 1362, \"age 66\": 1271, \"age 65\": 1180, \"age 64\": 1090, \"age 69\": 1580, \"age 68\": 1471, \"age 70\": 1689}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2027, \"yob\": 1960, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 304020, \"age62\": 263725, \"age63\": 269808, \"age66\": 289788, \"age67\": 294192, \"age64\": 274680, \"age65\": 283200, \"age68\": 300084, \"age69\": 303360}, \"months_past_birthday\": 0, \"full retirement age\": \"67\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1958\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 58, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1012, \"age 62\": 952, \"age 67\": 1355, \"age 66\": 1320, \"age 65\": 1173, \"age 64\": 1085, \"age 69\": 1567, \"age 68\": 1461, \"age 70\": 1673}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2024, \"yob\": 1958, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 12, \"earnings\": 40000}, \"lifetime\": {\"age70\": 301140, \"age62\": 261800, \"age63\": 267168, \"age66\": 290400, \"age67\": 292680, \"age64\": 273420, \"age65\": 281520, \"age68\": 298044, \"age69\": 300864}, \"months_past_birthday\": 0, \"full retirement age\": \"66 and 8 months\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1959\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 57, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1022, \"age 62\": 960, \"age 67\": 1366, \"age 66\": 1348, \"age 65\": 1183, \"age 64\": 1093, \"age 69\": 1582, \"age 68\": 1474, \"age 70\": 1690}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2026, \"yob\": 1959, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 2, \"earnings\": 40000}, \"lifetime\": {\"age70\": 304200, \"age62\": 264000, \"age63\": 269808, \"age66\": 293864, \"age67\": 295056, \"age64\": 275436, \"age65\": 283920, \"age68\": 300696, \"age69\": 303744}, \"months_past_birthday\": 0, \"full retirement age\": \"66 and 10 months\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1970\": {\"note\": \"\", \"params_adjusted\": false, \"current_age\": 46, \"past_fra\": false, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 1107, \"age 62\": 1039, \"age 67\": 1476, \"age 66\": 1378, \"age 65\": 1279, \"age 64\": 1181, \"age 69\": 1712, \"age 68\": 1594, \"age 70\": 1830}, \"disability\": \"\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2037, \"yob\": 1970, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 329400, \"age62\": 285725, \"age63\": 292248, \"age66\": 314184, \"age67\": 318816, \"age64\": 297612, \"age65\": 306960, \"age68\": 325176, \"age69\": 328704}, \"months_past_birthday\": 0, \"full retirement age\": \"67\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}, \"born_on_3rd_in_1948\": {\"note\": \"Age 68 is past your full benefit claiming age.\", \"params_adjusted\": false, \"current_age\": 68, \"past_fra\": true, \"error\": \"\", \"data\": {\"benefits\": {\"age 63\": 0, \"age 62\": 0, \"age 67\": 0, \"age 66\": 0, \"age 65\": 0, \"age 64\": 0, \"age 69\": 1463.0, \"age 68\": 1355, \"age 70\": 1571.0}, \"disability\": \"You have reached full retirement age and are not eligible for disability benefits.\", \"early retirement age\": \"\", \"params\": {\"prgf\": 2, \"lastYearEarn\": \"\", \"dobmon\": 4, \"dollars\": 1, \"retireyear\": 2016, \"yob\": 1948, \"lastEarn\": \"\", \"dobday\": 3, \"retiremonth\": 4, \"earnings\": 40000}, \"lifetime\": {\"age70\": 282780.0, \"age62\": 0, \"age63\": 0, \"age66\": 0, \"age67\": 0, \"age64\": 0, \"age65\": 0, \"age68\": 276420, \"age69\": 280896.0}, \"months_past_birthday\": 0, \"full retirement age\": \"66\", \"survivor benefits\": {\"spouse at full retirement age\": \"\", \"family maximum\": \"\", \"spouse caring for child\": \"\", \"child\": \"\"}}}}" - } -}, { "model": "retirement_api.step", "pk": 1, "fields": { - "title": "Explore how your claiming age affects your Social Security retirement benefits", - "instructions": "Enter your information below to see your estimated benefits.", + "title": "Explore how the age you start collecting Social Security affects your retirement benefits", + "instructions": "Enter your information below to calculate your estimated benefits.", "instructions_es": "Ingrese sus datos para ver los c\u00e1lculos aproximados de sus beneficios." } }, @@ -54,7 +22,7 @@ "pk": 3, "fields": { "title": "Learn your next steps", - "instructions": "Select the age you plan to claim your Social Security retirement benefits.", + "instructions": "Select the age you plan to start collecting your Social Security retirement benefits.", "instructions_es": "Seleccione la edad en la que planifica solicitar sus beneficios de Seguro Social." } }, @@ -81,7 +49,7 @@ "pk": 6, "fields": { "title": "final_step_3", - "instructions": "If your income, employment, or marital status changes, you may need to reconsider your claiming age. Visit us again!", + "instructions": "If your income, employment, or marital status changes, you may need to reconsider the age you want to start collecting your benefits. Visit us again!", "instructions_es": "Si sus ingresos, situaci\u00f3n laboral o estado civil cambian, es posible que deba reconsiderar la edad en la que solicitar\u00e1 sus beneficios de Seguro Social. \u00a1Vuelva a visitarnos!" } }, @@ -90,7 +58,7 @@ "pk": 7, "fields": { "title": "final_step_4", - "instructions": "Was this page helpful in thinking about your claiming age decision?", + "instructions": "Was this page helpful in thinking about when to start collecting benefits?", "instructions_es": "\u00bfLe result\u00f3 \u00fatil esta informaci\u00f3n?" } }, @@ -117,7 +85,7 @@ "pk": 10, "fields": { "title": "learn_your_next_steps_note", - "instructions": "(This will not affect your Social Security account or begin an application.)", + "instructions": "(This will not affect your Social Security account or eligibility and it will not begin an application.)", "instructions_es": "(Su selecci\u00f3n no afectar\u00e1 sus beneficios, ni tampoco iniciar\u00e1 una solicitud para beneficios)." } }, @@ -126,7 +94,7 @@ "pk": 11, "fields": { "title": "explore_note", - "instructions": "We base your benefit estimate on current formulas from the Social Security Administration. Your answers are anonymous. Because we do not access or use your Social Security earnings record, these are rough estimates.", + "instructions": "The calculator bases your benefit estimate on current formulas from the Social Security Administration. Your answers are anonymous. Because we do not access or use your Social Security earnings record, these are rough estimates.", "instructions_es": "Usamos las f\u00f3rmulas de la Administraci\u00f3n del Seguro Social para calcular sus beneficios. Sus respuestas son an\u00f3nimas. Ya que no tenemos acceso a su registro de ingresos del Seguro Social, las cantidades que demostramos son un c\u00e1lculo aproximado de sus beneficios." } }, @@ -206,8 +174,8 @@ "model": "retirement_api.page", "pk": 1, "fields": { - "title": "Before You Claim", - "h1": "Planning for Retirement:Before you claim", + "title": "Planning your Social Security claiming age", + "h1": "Planning your Social Security claiming age", "intro": "The age you claim Social Security affects your lifetime income. We\u2019ll help you think through this decision.", "h2": "", "h3": "", @@ -263,7 +231,7 @@ "pk": 6, "fields": { "title": "salary", - "text": "Enter your total work income before taxes and other deductions. If your work income is 0 (zero) because you are now retired or unemployed, enter the income for the last year in which you worked." + "text": "Enter your total work income before taxes and other deductions. If your work income is 0 (zero) because you are now retired or unemployed, enter the income for the last full year in which you worked." } }, { @@ -362,15 +330,15 @@ "slug": "marriage", "question": "Are you married?", "answer_yes_a_subhed": "You can protect the financial security of your surviving spouse.", - "answer_yes_a": "Your decision of when to claim your Social Security could affect the benefits your spouse will receive after you die. Surviving spouses can keep either their own benefit or choose to keep their spouse's benefit, whichever is higher. If you are married, and are the higher earner in the household, claiming at your full benefit age will ensure your spouse will receive the higher benefit. Talk to your spouse about your claiming options so you can make this important decision together.", + "answer_yes_a": "Your decision of when to claim your Social Security could affect the benefits your spouse will receive after you die. Surviving spouses can keep either their own benefit or choose to keep their spouse's benefit, whichever is higher. If you are married, and are the higher earner in the household, claiming at your full benefit age will ensure your spouse will receive the higher benefit. Talk to your spouse about your claiming options so you can make this important decision together. Learn more about spousal benefits.", "answer_yes_b_subhed": "", "answer_yes_b": "", "answer_no_a_subhed": "Claiming at your full retirement age or later permanently increases your benefit.", - "answer_no_a": "If you claim at your full Social Security benefit age or later, you will avoid a reduction in your monthly benefit. In addition, if you choose to wait to claim past your full benefit age until age 70, you can get an increase for every month that you wait. If you are divorced, your former spouse's claiming decision will not affect your benefit, so it should not affect your decision of when to claim.", + "answer_no_a": "If you claim at your full Social Security benefit age or later, you will avoid a reduction in your monthly benefit. In addition, if you choose to wait to claim past your full benefit age until age 70, you can get an increase for every month that you wait. If you are divorced, your former spouse's claiming decision will not affect your benefit, so it should not affect your decision of when to claim. Learn more about your Social Security benefits after a divorce.", "answer_no_b_subhed": "", "answer_no_b": "", "answer_unsure_a_subhed": "Your claiming age matters for your own retirement benefits and your survivor's benefits.", - "answer_unsure_a": "You may qualify for a survivor benefit if your deceased spouse qualified for Social Security. You can wait until age 70 to claim your survivor benefit and get the maximum amount possible, or you can claim a reduced survivor benefit as early as age 60. You may also qualify for a retirement benefit based on your own earnings record, but you will only receive one benefit at a time. If you expect your own retirement benefit to be higher than the survivor benefit, you may want to consider claiming the survivor benefit first. That way, you can start receiving some money from Social Security as your own retirement benefit continues to grow.", + "answer_unsure_a": "You may qualify for a survivor benefit if your deceased spouse qualified for Social Security. You can wait until age 70 to claim your survivor benefit and get the maximum amount possible, or you can claim a reduced survivor benefit as early as age 60. You may also qualify for a retirement benefit based on your own earnings record, but you will only receive one benefit at a time. If you expect your own retirement benefit to be higher than the survivor benefit, you may want to consider claiming the survivor benefit first. That way, you can start receiving some money from Social Security as your own retirement benefit continues to grow. Learn more about Social Security survivor benefits.", "answer_unsure_b_subhed": "", "answer_unsure_b": "", "workflow_state": "SUBMITTED" @@ -384,17 +352,17 @@ "slug": "sixties", "question": "Do you plan to continue working in your 60s?", "answer_yes_a_subhed": "Working in your 60s will help you maximize your income and savings.", - "answer_yes_a": "Your benefits are based on your highest 35 years of earnings. Each year of work can add higher earnings to your record by replacing years with low earnings such as those when you were a student, were unemployed, or took time off to care for someone. When you work and wait to claim until age 70, you can increase your monthly benefit by more than 75 percent! Working in your 60s also gives you more time to save on your own for retirement.", + "answer_yes_a": "Your benefits are based on your highest 35 years of earnings. Each year of work can add higher earnings to your record by replacing years with low earnings such as those when you were a student, were unemployed, or took time off to care for someone. When you work and wait to claim until age 70, you can increase your monthly benefit by more than 75 percent! Working in your 60s also gives you more time to save on your own for retirement. Review your earnings record on my SocialSecurity.", "answer_yes_b_subhed": "Working in your 60s will help you maximize your income and savings.", - "answer_yes_b": "Your benefits are based on your highest 35 years of earnings. Each year of work can add higher earnings to your record by replacing years with low earnings such as those when you were a student, were unemployed, or took time off to care for someone. When you work and wait to claim until age 70, you can increase your monthly benefit by more than 75 percent! Working in your 60s also gives you more time to save on your own for retirement.", + "answer_yes_b": "Your benefits are based on your highest 35 years of earnings. Each year of work can add higher earnings to your record by replacing years with low earnings such as those when you were a student, were unemployed, or took time off to care for someone. When you work and wait to claim until age 70, you can increase your monthly benefit by more than 75 percent! Working in your 60s also gives you more time to save on your own for retirement. Review your earnings record on my SocialSecurity.", "answer_no_a_subhed": "You can maximize your benefits even if you work fewer hours or stop working.", - "answer_no_a": "You may choose to work fewer hours or stop working in your 60s. If you decide to do so, you could use a portion of your retirement savings such as your 401(k) or Individual Retirement Account (IRA) to supplement your income in your early 60s until you reach your full Social Security benefit claiming age. If you can continue working in your 60s, you may add higher earnings to your record, getting you a higher monthly benefit. Remember, your monthly benefit will be significantly higher when you claim at your full benefit age or later. The age at which you decide to stop working doesn't have to be the same as your claiming age.", + "answer_no_a": "You may choose to work fewer hours or stop working in your 60s. If you decide to do so, you could use a portion of your retirement savings such as your 401(k) or Individual Retirement Account (IRA) to supplement your income in your early 60s until you reach your full Social Security benefit claiming age. If you can continue working in your 60s, you may add higher earnings to your record, getting you a higher monthly benefit. Remember, your monthly benefit will be significantly higher when you claim at your full benefit age or later. The age at which you decide to stop working doesn't have to be the same as your claiming age. Learn more about working and collecting Social Security benefits.", "answer_no_b_subhed": "You can maximize your benefits even if you work fewer hours or stop working.", - "answer_no_b": "You may choose to work fewer hours or stop working in your 60s. If you decide to do so, you could use a portion of your retirement savings such as your 401(k) or Individual Retirement Account (IRA) to supplement your income in your early 60s until you reach your full Social Security benefit claiming age. If you can continue working in your 60s, you may add higher earnings to your record, getting you a higher monthly benefit. Remember, your monthly benefit will be significantly higher when you claim at your full benefit age or later. The age at which you decide to stop working doesn't have to be the same as your claiming age.", + "answer_no_b": "You may choose to work fewer hours or stop working in your 60s. If you decide to do so, you could use a portion of your retirement savings such as your 401(k) or Individual Retirement Account (IRA) to supplement your income in your early 60s until you reach your full Social Security benefit claiming age. If you can continue working in your 60s, you may add higher earnings to your record, getting you a higher monthly benefit. Remember, your monthly benefit will be significantly higher when you claim at your full benefit age or later. The age at which you decide to stop working doesn't have to be the same as your claiming age. Learn more about working and collecting Social Security benefits.", "answer_unsure_a_subhed": "Consider working in your 60s for an extra boost to your income and savings.", - "answer_unsure_a": "Working in your 60s may increase your monthly benefit in a few ways. Because your benefits are based on your highest 35 years of earnings, each year of work can add higher earnings to your record by replacing years with low earnings, such as those when you were a student, were unemployed, or took time off. When you work and wait to claim until age 70, you can increase your monthly benefit by more than 75 percent! Working in your 60s also gives you more time to save on your own for retirement.", + "answer_unsure_a": "Working in your 60s may increase your monthly benefit in a few ways. Because your benefits are based on your highest 35 years of earnings, each year of work can add higher earnings to your record by replacing years with low earnings, such as those when you were a student, were unemployed, or took time off. When you work and wait to claim until age 70, you can increase your monthly benefit by more than 75 percent! Working in your 60s also gives you more time to save on your own for retirement. Learn more about working and collecting Social Security benefits.", "answer_unsure_b_subhed": "Consider working extra years in your 60s for an extra boost to your income and savings", - "answer_unsure_b": "Working in your 60s may add higher earnings to your record, getting you a higher monthly benefit. Remember, your monthly benefit will be significantly higher when you claim at your full Social Security benefit age or later. If you need to work fewer hours, you could use a portion of your retirement savings such as your 401(k) or Individual Retirement Account (IRA) to supplement your income until full retirement age. However, this may not be an option if it eliminates your savings completely.", + "answer_unsure_b": "Working in your 60s may add higher earnings to your record, getting you a higher monthly benefit. Remember, your monthly benefit will be significantly higher when you claim at your full Social Security benefit age or later. If you need to work fewer hours, you could use a portion of your retirement savings such as your 401(k) or Individual Retirement Account (IRA) to supplement your income until full retirement age. However, this may not be an option if it eliminates your savings completely. Learn more about working and collecting Social Security benefits.", "workflow_state": "SUBMITTED" } }, @@ -405,18 +373,18 @@ "title": "Expenses", "slug": "expenses", "question": "Will your expenses decrease after you retire?", - "answer_yes_a_subhed": "It's good to plan ahead.", - "answer_yes_a": "If you're planning an active retirement or carry a mortgage or other debt, your first few years in retirement may be more expensive than you expect. Some regular expenses like your out-of-pocket health care costs will likely increase as you get older. You can protect your retirement lifestyle by reducing your largest expenses. You can also increase your regular income by claiming at your full Social Security benefit age or later. If you claim earlier, your monthly benefit could be reduced by as much as 30 percent.", - "answer_yes_b_subhed": "It's good to plan ahead.", - "answer_yes_b": "If you're planning an active retirement or carry a mortgage or other debt, your first few years in retirement may be more expensive than you expect. Some regular expenses like your out-of-pocket health care costs will likely increase as you get older. You can protect your retirement lifestyle by reducing your largest expenses. You can also increase your regular income by claiming at your full Social Security benefit age or later. If you claim earlier, your monthly benefit could be reduced by as much as 30 percent.", - "answer_no_a_subhed": "Many people find retirement is more expensive than expected.", - "answer_no_a": "Future expenses are difficult to predict. Some regular expenses like out-of-pocket health care costs will likely increase as you get older. You can protect your retirement lifestyle by reducing your largest expenses. Consider downsizing or paying off your mortgage before you retire. You can also increase your regular income by claiming at your full Social Security benefit age or later. If you claim earlier, your monthly benefit could be reduced by as much as 30 percent.", - "answer_no_b_subhed": "Many people find retirement is more expensive than expected.", - "answer_no_b": "Future expenses are difficult to predict. Some regular expenses like out-of-pocket health care costs will likely increase as you get older. You can protect your retirement lifestyle by reducing your largest expenses. Consider downsizing or paying off your mortgage before you retire. You can also increase your regular income by claiming at your full Social Security benefit age or later. If you claim earlier, your monthly benefit could be reduced by as much as 30 percent.", - "answer_unsure_a_subhed": "You can protect your lifestyle by planning ahead.", - "answer_unsure_a": "Future expenses are difficult to predict. Some regular expenses like out-of-pocket health care costs will likely increase as you get older. You can protect your retirement lifestyle by reducing your largest expenses. Consider downsizing or paying off your mortgage before you retire. You can also increase your regular income by claiming at your full Social Security benefit age or later. If you claim earlier, your monthly benefit could be reduced by as much as 30 percent.", - "answer_unsure_b_subhed": "You can protect your lifestyle by planning ahead.", - "answer_unsure_b": "Future expenses are difficult to predict. Some regular expenses like out-of-pocket health care costs will likely increase as you get older. You can protect your retirement lifestyle by reducing your largest expenses. Consider downsizing or paying off your mortgage before you retire. You can also increase your regular income by claiming at your full Social Security benefit age or later. If you claim earlier, your monthly benefit could be reduced by as much as 30 percent.", + "answer_yes_a_subhed": "Retirement could be more expensive than you expect.", + "answer_yes_a": "If you're planning an active retirement or carry a mortgage or other debt, retirement may be more expensive than you expect. Some regular expenses like your out-of-pocket health care costs will likely increase as you get older. You can protect your retirement lifestyle by reducing your largest expenses. You can also increase your regular income by claiming at your full Social Security benefit age or later. If you claim earlier, your monthly benefit could be reduced by as much as 30 percent. Create a retirement budget.", + "answer_yes_b_subhed": "Retirement could be more expensive than you expect.", + "answer_yes_b": "If you're planning an active retirement or carry a mortgage or other debt, retirement may be more expensive than you expect. Some regular expenses like your out-of-pocket health care costs will likely increase as you get older. You can protect your retirement lifestyle by reducing your largest expenses. You can also increase your regular income by claiming at your full Social Security benefit age or later. If you claim earlier, your monthly benefit could be reduced by as much as 30 percent. Create a retirement budget.", + "answer_no_a_subhed": "Maintain your lifestyle by planning ahead.", + "answer_no_a": "Future expenses are difficult to predict. Some regular expenses like out-of-pocket health care costs will likely increase as you get older. You can protect your retirement lifestyle by reducing your largest expenses. Consider downsizing or paying off your mortgage before you retire. You can also increase your regular income by claiming at your full Social Security benefit age or later. If you claim earlier, your monthly benefit could be reduced by as much as 30 percent. Create a retirement budget.", + "answer_no_b_subhed": "Maintain your lifestyle by planning ahead.", + "answer_no_b": "Future expenses are difficult to predict. Some regular expenses like out-of-pocket health care costs will likely increase as you get older. You can protect your retirement lifestyle by reducing your largest expenses. Consider downsizing or paying off your mortgage before you retire. You can also increase your regular income by claiming at your full Social Security benefit age or later. If you claim earlier, your monthly benefit could be reduced by as much as 30 percent. Create a retirement budget.", + "answer_unsure_a_subhed": "Many people find retirement is more expensive than expected.", + "answer_unsure_a": "Future expenses are difficult to predict. Some regular expenses like out-of-pocket health care costs will likely increase as you get older. You can protect your retirement lifestyle by reducing your largest expenses. Consider downsizing or paying off your mortgage before you retire. You can also increase your regular income by claiming at your full Social Security benefit age or later. If you claim earlier, your monthly benefit could be reduced by as much as 30 percent. Create a retirement budget.", + "answer_unsure_b_subhed": "Many people find retirement is more expensive than expected.", + "answer_unsure_b": "Future expenses are difficult to predict. Some regular expenses like out-of-pocket health care costs will likely increase as you get older. You can protect your retirement lifestyle by reducing your largest expenses. Consider downsizing or paying off your mortgage before you retire. You can also increase your regular income by claiming at your full Social Security benefit age or later. If you claim earlier, your monthly benefit could be reduced by as much as 30 percent. Create a retirement budget.", "workflow_state": "SUBMITTED" } }, @@ -428,17 +396,17 @@ "slug": "income", "question": "Do you expect to have additional sources of retirement income beyond Social Security?", "answer_yes_a_subhed": "Continue saving in the coming years.", - "answer_yes_a": "Social Security won't replace all of your pre-retirement income. On average, Social Security replaces 40 percent of a worker's income. That means your retirement savings, pension , 401(k) , or Individual Retirement Account (IRA) will need to fill the gap. Claiming at your full Social Security benefit age or later (up to age 70) can minimize this gap and maximize your monthly benefit. If you claim before your full retirement age, your monthly benefit could be reduced by as much as 30 percent.", + "answer_yes_a": "Social Security won't replace all of your pre-retirement income. On average, Social Security replaces 40 percent of a worker's income. That means your retirement savings, pension , 401(k) , or Individual Retirement Account (IRA) will need to fill the gap. Claiming at your full Social Security benefit age or later (up to age 70) can minimize this gap and maximize your monthly benefit. If you claim before your full retirement age, your monthly benefit could be reduced by as much as 30 percent. Learn more about saving for retirement.", "answer_yes_b_subhed": "You have an opportunity to continue growing your money.", - "answer_yes_b": "If you can, get the highest monthly Social Security benefit possible by claiming at your full Social Security benefit age or later. If you claim before your full retirement age, your monthly benefit could be permanently reduced by as much as 30 percent. Also, take advantage of catch-up contributions to your 401(k) or Individual Retirement Account (IRA) . Lastly, avoid losing your retirement savings to unnecessary tax penalties. If you withdraw your 401(k) or IRA savings before age 59\u00bd, you will likely face an early withdrawal penalty.", + "answer_yes_b": "If you can, get the highest monthly Social Security benefit possible by claiming at your full Social Security benefit age or later. If you claim before your full retirement age, your monthly benefit could be permanently reduced by as much as 30 percent. Also, take advantage of catch-up contributions to your 401(k) or Individual Retirement Account (IRA) . Lastly, avoid losing your retirement savings to unnecessary tax penalties. If you withdraw your 401(k) or IRA savings before age 59\u00bd, you will likely face an early withdrawal penalty. Learn more about how retirement savings grow.", "answer_no_a_subhed": "It's a perfect time to start saving.", - "answer_no_a": "You could save through your employer's 401(k) or an Individual Retirement Account (IRA) to fill the gap. Maximize an employer match if one is offered. Some employers match the money you put in your 401(k) plan which helps to grow your retirement savings. Even if you're unable to save as much as you'd like, your small savings today will grow over time and can become extra income or emergency savings in the future. If you expect Social Security to be your only source of income, you can still make the most out of it by claiming at your full Social Security benefit age or later. If you claim before your full retirement age, your monthly benefit could be reduced by as much as 30 percent. On the other hand, you can get extra increases for every month that you wait to claim past your full benefit age until age 70.", + "answer_no_a": "You could save through your employer's 401(k) or an Individual Retirement Account (IRA) to fill the gap. Maximize an employer match if one is offered. Some employers match the money you put in your 401(k) plan which helps to grow your retirement savings. Even if you're unable to save as much as you'd like, your small savings today will grow over time and can become extra income or emergency savings in the future. If you expect Social Security to be your only source of income, you can still make the most out of it by claiming at your full Social Security benefit age or later. If you claim before your full retirement age, your monthly benefit could be reduced by as much as 30 percent. On the other hand, you can get extra increases for every month that you wait to claim past your full benefit age until age 70. Learn more about how retirement savings grow.", "answer_no_b_subhed": "It's never too late to start saving!", - "answer_no_b": "You could save through your employer's 401(k) or an Individual Retirement Account (IRA) . Make sure to maximize an employer match if one is offered. Some employers match some of the money you put in your 401(k) plan which helps to grow your retirement savings faster. You can also make additional contributions to these accounts called catch-up contributions . If you expect Social Security to be your only source of income, you can still make the most out of it by waiting to claim at your full Social Security benefit age or later. When you claim before your full retirement age, your monthly benefit could be reduced by as much as 30 percent.", + "answer_no_b": "You could save through your employer's 401(k) or an Individual Retirement Account (IRA) . Make sure to maximize an employer match if one is offered. Some employers match some of the money you put in your 401(k) plan which helps to grow your retirement savings faster. You can also make additional contributions to these accounts called catch-up contributions . If you expect Social Security to be your only source of income, you can still make the most out of it by waiting to claim at your full Social Security benefit age or later. When you claim before your full retirement age, your monthly benefit could be reduced by as much as 30 percent. Learn more about starting an IRA.", "answer_unsure_a_subhed": "There are many ways to plan for a secure retirement outside of Social Security.", - "answer_unsure_a": "You may be able to save through your employer's 401(k) plan or an Individual Retirement Account (IRA) . Maximize an employer match if one is offered. Some employers match some of the money you put in your 401(k) retirement plan, helping you grow your retirement savings faster. Your decision about when to claim your Social Security benefits is especially important if you cannot or did not save as much as you would like. When you claim at your full Social Security benefit age or later, you avoid a reduction in your monthly benefit. You will also get increases for every month that you wait to claim past your full benefit age until age 70.", + "answer_unsure_a": "You may be able to save through your employer's 401(k) plan or an Individual Retirement Account (IRA) . Maximize an employer match if one is offered. Some employers match some of the money you put in your 401(k) retirement plan, helping you grow your retirement savings faster. Your decision about when to claim your Social Security benefits is especially important if you cannot or did not save as much as you would like. When you claim at your full Social Security benefit age or later, you avoid a reduction in your monthly benefit. You will also get increases for every month that you wait to claim past your full benefit age until age 70. Learn more about starting an IRA.", "answer_unsure_b_subhed": "It's never too late to start saving!", - "answer_unsure_b": "You may be able to save through your employer's retirement plan or an Individual Retirement Account (IRA ). Maximize an employer match if one is offered. This will help you grow your retirement savings faster. You can also make additional contributions to these accounts called catch-up contributions . Your decision about when to claim your Social Security benefits is especially important if you cannot or did not save as much as you would like. When you claim at your full Social Security benefit age or later, you avoid a reduction in your monthly benefit. You will also get increases for every month that you wait to claim past your full benefit age until age 70.", + "answer_unsure_b": "You may be able to save through your employer's retirement plan or an Individual Retirement Account (IRA ). Maximize an employer match if one is offered. This will help you grow your retirement savings faster. You can also make additional contributions to these accounts called catch-up contributions . Your decision about when to claim your Social Security benefits is especially important if you cannot or did not save as much as you would like. When you claim at your full Social Security benefit age or later, you avoid a reduction in your monthly benefit. You will also get increases for every month that you wait to claim past your full benefit age until age 70. Learn more about working and collecting Social Security benefits.", "workflow_state": "SUBMITTED" } }, @@ -449,16 +417,16 @@ "title": "Long life", "slug": "longlife", "question": "Do you expect to live a long life?", - "answer_yes_a_subhed": "Protect yourself from outliving your money.", - "answer_yes_a": "Because Social Security provides guaranteed income for life, it's especially valuable to you when you reach age 80 and beyond. Claiming benefits at your full Social Security benefit age or later could be a good way to secure your monthly income during your later years. Your benefit increases the longer you wait to claim, up to age 70, and is adjusted annually with the cost of living. If you live into your 80s but claim at age 62 instead of your full retirement age or later, your total lifetime benefits will be lower by thousands of dollars.", + "answer_yes_a_subhed": "Many people live longer than they expect.", + "answer_yes_a": "Because Social Security provides guaranteed income for life, it's especially valuable to you when you reach age 80 and beyond. Claiming benefits at your full Social Security benefit age or later could be a good way to secure your monthly income during your later years. Your benefit increases the longer you wait to claim, up to age 70, and is adjusted annually with the cost of living. If you live into your 80s but claim at age 62 instead of your full retirement age or later, your total lifetime benefits will be lower by thousands of dollars. Calculate your expected longevity.", "answer_yes_b_subhed": "", "answer_yes_b": "", "answer_no_a_subhed": "Claiming at your full benefit age could still make sense for you.", - "answer_no_a": "We understand it's difficult to make predictions. You may want to plan for the possibility that you (or your spouse) may live a long life. On average, a woman reaching age 65 today will live to age 87, and a man will live to age 84. Waiting to claim as long as you can could still make sense for you if you are married, are the higher earner in the household, and want your surviving spouse to keep the highest monthly benefit after you die. Remember, you can claim at any point between age 62 and 70. Each additional month that you wait to claim gives you a permanent increase in your monthly benefit which becomes more valuable as you age. ", + "answer_no_a": "We understand it's difficult to make predictions. You may want to plan for the possibility that you (or your spouse) may spend 20 or more years in retirement. On average, a woman reaching age 65 today will live to age 87, and a man will live to age 84. Waiting to claim as long as you can could still make sense for you if you are married, are the higher earner in the household, and want your surviving spouse to keep the highest monthly benefit after you die. Remember, you can claim at any point between age 62 and 70. Each additional month that you wait to claim gives you a permanent increase in your monthly benefit which becomes more valuable as you age. Calculate your longevity.", "answer_no_b_subhed": "", "answer_no_b": "", "answer_unsure_a_subhed": "There's a good chance that you'll live into your 80s and beyond.", - "answer_unsure_a": "We understand it's difficult to make predictions. You may want to plan for the possibility that you (or your spouse) may live a long life. On average, a woman reaching age 65 today will live to age 87, and a man will live to age 84. Claiming benefits at your full Social Security benefit age or later could be a good way to secure your monthly income during your later years. Your monthly benefit increases the longer you wait to claim, up to age 70, and is adjusted annually with the cost of living. If you live into your 80s but claim at age 62 instead of your full retirement age or later, your total lifetime benefits will be lower by thousands of dollars.", + "answer_unsure_a": "We understand it's difficult to make predictions. You may want to plan for the possibility that you (or your spouse) may spend 20 or more years in retirement. On average, a woman reaching age 65 today will live to age 87, and a man will live to age 84. Claiming benefits at your full Social Security benefit age or later could be a good way to secure your monthly income during your later years. Your monthly benefit increases the longer you wait to claim, up to age 70, and is adjusted annually with the cost of living. If you live into your 80s but claim at age 62 instead of your full retirement age or later, your total lifetime benefits will be lower by thousands of dollars. Calculate your longevity.", "answer_unsure_b_subhed": "", "answer_unsure_b": "", "workflow_state": "SUBMITTED" diff --git a/retirement_api/locale/es/LC_MESSAGES/django.mo b/retirement_api/locale/es/LC_MESSAGES/django.mo index 823d661d1c404a251a6cee888b3253b351104d8e..90e319b66e3ddd17b188017d4e764ec5b23da666 100644 GIT binary patch delta 7098 zcmc(id3=;bn#Z4tAp{77D?kWGha05RgewR+IE8S?6;VKrPVy${rPG~scM<}Q;S!Nc z;S~aS03#}gAkbiD(80+dDgruy;-WaRuI}p2t^+%tRm2hZTkqQulo@yaaChsIUw^CK zs<)1(o_gxd#xG-!u5IvWm#QKWNp3DO2CjtZ@EjZmo3;=sfcL?8cno&a^{^|v275q9 zOOe}PHtY!}z&@}7HiSE&ZWo44;YGL}{zprxk}NWd5=2J8-@=~s6x~W>Ddm(zkpod8 z2jNFbB)^@=6*#hk$h*`JbchUramh>$j)8i>xK1K%U~AYP_JMKGfO;VTI1Dc7R3$Q* z%&R=O3%2Skk_HW^SNJ4Mg2&)A_z_Hn1H0H3DuVpUA%6707b4|PpteKR>`0M+rM~%Sk@4^vyoYw9$B1m8yfs_oS=tR4YnLz5=!9bb0~2hg zN}p((GB3gv5Npd`sJG$_)F%B3;wF+jNu(J}gY+xekVVUQsGYb1>h^~s^?!h|l>Z6N zV`BdXzftV}v?(HAQZXgRHf=WcA4YjLJW9iD@D9pz?y)=E4D~?Ap!VV~U_ZF{UXd7h z7-|c=40%-=un*dzb6|V80B(kxV3R7Q-ggF$!$8CCBacawW{doS26vU(mN^BZDgPPj z6Y`OJzn$t4&M zv#@$HoLI&F>*H0*gEnvt90i|+55s?l=NPzr5$1+tmmr=uS%x=bx#@5;&%avEySLHt z3LKH=r&oz|r`@)-B2J#a0o%ea*WsYlH``#p*QJ^P^h~^)L>{A~weU}{^A?f%Ja6%Y zZNenzq?`|Ta$eWN0eI7p-FDzAJ!t#DVW=niIeZE3J%qV=&-0?ah0j6eA<&nUt)oV>%nwqwIz$j4y>` zn)6^I>;!i~79gkK82ACa6L#sOtXMxU!sp;Np8qqP3zv0PLd=m*p>FT&!bD*Rmc!Sf z_O;Be$~rAGU=PNZ3NpH48)O0UGVBMB!h!HVp+0UsyD95#$b{O9%i&SD91ek_y4zd~ z_hHH3z$ba`?WH7_umyWkp_ z3@@e=fB!<}IuG>TeUpI`!4a9ZPYfsO+(-Ftr~}JExCfqs4>9ump-Ng)mJ#*@+Q6X{ zdqcgY#ZX7ghoPQG7@mP=;U*TeV`LS3icK@_RI-E)%cd(iPQ}%kN(yOsbe59kl)KGV z5~RF$j*_=&mpoSqM_jJtD(OpkN1ko5_Y5U2o?nOBaw!GMx+`*_cJeha6>fuif@iD9 zXp?^d=|{eSS@1f{hM9%dF_9He*Vn)pcm(Q+*1~~QJmgW*it$OdN8D>+T zRcvp~!+s`A{hy(pP*t}QC6~zD0eirk~$6++(Yj6ay8H8u)6;FkFk4#t%55gsI>>Aq= zr=c#lUaRB}taJ-(1S=m^)*bQSI-Ha8bkjZ!NgI^xp#5U_7VNfB$pY&C3(llmf&)y} z=l>KLeW`TVY)`}kJ5t^S^+Zm<5Ofpn=ECz(pZ~PSZA*-X36#sBcGA^Q`^K|Szd!v6 z+GCk3FbS%ywy(6`&M~hdFpMNaTbZ(h4zSS|&oEP-$L?0vx8KseO1zZ!!yMTDfRf>K z6gb5B=e@%(+Q%v3S4!TaoCftu z^t1Jv64oY3-`W$vS2@E;&lxWTX#MqT~wgcH&{p z;Ff+-atb~V57BXD|0pZqq@>ZF@-jFPP8=L%-6dOzx7%pH59&K*Vn&p3z+_Vf-(O5# zzRQe~F1&DlXq3!^-(X)o&^@ClLl4v;`8cFn&P8}0>Ra&w)W@#jol(~5=nA!u>67y~(&-UY ziL_@_EnuX{*`8QBUvaHK+jTq;G*tRD-6VBGeV>bkfH6zoyPHzLhrcI|Jz;I@x++|5L5A$51!) z4ho~yNGJWF_AuJ03#24;8m-d>(jN3Knu-pha`Y>76pcgwfU5TL(*PYnqn{PssZ>(<}ees29f$nVpr zJ?eqm|tS#g^Ya1_x0&6 zcV>#1`}X+4o7)YE4u9&n8XKGE_U7rH%#V7$8eLH4^_suzH8?R;WazPVPmW;79SAw{ z{9Z5pnU^1IY0mRCHlOaKzL4Pyx$@n`F8$C|?DrX! zuH3TxLLJxC1^%u|L3Ax&E?{qsU)jUcTHit}x)Quq~HeU~c=<@bKCZ z6BMiNu;F>tw3)l4#9PUV(o%{-#oo?E{jJ`b{Se8^wHo;5~X-mUHGBKBK@B3Wndwc1D?P$JfSqd?B~TXP$nc zvw2~BMxzOCU!|kO@RxWEbIyu{*vg1Mhg(kgET+EK?eo!>wrbqXXT|K6^H|d-yhxC{B=%A(;rWT*L#Gg-JQ{T)~$ZyE;a(5JU8xQ1TDuY@CTf_6bQP4+DDy* zez(_IQREIeLw>8qNfVcDqBG7L?rM2NuOEAa!}df6ZEtdI%OBQz*Q%e~_i(E3k5TcF zgUkE5?w}DgH$QMD+`80X|0iF?W!jnt=HK~0HVSvD%&FI@qR8<5)m^OHz^t&R>hp$O zf+Yr_tZyF&v$4)lCC4eK{q%+%%&%6@4gYTC9_^_=5x^4a0@x4Ymg!x+@b4NW{MG8O zl^Gb@>2HU~R)2MblkhodMW_1nJZ`UJ zs*zU~&>tLiZ#(MFub%PY1?sI>^QpzXW88WAi^A$FW(waFMuq8K*Q%r6=ScTt7FVXb zJedx=%eo%*`_-cxs9iNz8mQ{OeJ|P*?0U-tgC+j5ATzvqJ~ayuPwoEl%f zeY;Ai`MSIEcjTfks8@4(yvnLy-62VZYT|NK^7Y$I|s|TM{iPg<#s?E5QYCW;UqV zqPcaoo0jC3T4rkGRz7W0PL5+~%{239&NILBeb=6zXXZTo@9%xj`M$HfXZxt%*lg3U zO`q>v_N0h}`-?md3t%#I!x8WwFbAdti1@*suq!+SyTBW;8?*$9G=kAE3dX^Bm!_0~stRhMH-@%j68g6#rJJ<&QC)gV{jSy)G{}fSXj%*|ugUFZ!pMo#JQSe9D zPe0hn9PxbE4u1=r0NpSF`gRt10;WR#WIaE6IN@{SPbnjwr5J&c zgb`LkA6N}%z&bb{HX?rXMKWOwTnuC38<1$qHFyEufqDv$(%K1lA2N$_w7WT=i;!89 zuxOF3u&fux=k(|j)FFAZhxx)`*cbm}NYteft?3SQghX2g!80%$=JI}2oX9)0RK>(s z;g1|5@>j}l3>DF9?9?!k4Dwq)#xz<)@`j5P)4t3bA@U&wH=$l!`-vk_lB-b9*>4^{ zh+2rY41jv^O@j z3-*V%Av;q#FA|vxQ#{-Ur{P;m%-vN6!|^Mj-aQ9k8+g8i`Db0oO)}QNm{O4j8h#s| zgliX@=fS9@tOv@g;Z{QT4AVB8@}|p0HZ)>Otq}Q?{4Xn*4xT$eWi|NM;c{58o<$As zZ8YEWsxmwDWHlAlP*DLB`4enZ!|J4hUuw+|K7c*&hi(%2cT15%xQYj6?=U-dZ&h@4<3RizZEHmC3i)ZG2;6V&69AkDC1m7RZ8fS zjDk-vkg|su6Ui9SOvz0e*beo1u%?AF=4h6WlBtw0f${JQIEM0;zDiz%)BTj3f%jV} z`42qduZ#occ%YK8JbxL|ABhT5#kHxoEh>E z>a%@lu*q^*hyNbTf>T4342ShlKkwa!j>0s!0M!H(_Bj#Yd33EayRG;gnrqxNt|C7~?Vj4%d9 z{=5h!$z>QvIxD$G1^?=5M&e?mIikP7Q{)frW`?j?lxGAmjr?9P04{?%q_uE5+yZUz z0nC8e-IcM%4nuu#-G=&v4T)A#HWMQmqc^OB+P@6@z{D73+zEEr6@M|*k=X&)6RNB5 zIR30yB@Wm%&Ya^TP|&FgZcVZ*Usab2+&u ziwf?5dW~%FrDO^`1Vf>JZzb$FiGiz$I1KL)Gq4)nmsC#%5a?XflvKdN0I0E0_<4=L! z_|u{8SPtwy&Xl?}7vM{{JUN7zKS;(oQ%Y7Q;I*3(nYJ z?)Q^WN1y=)LCZ#S5w?MP4fKTi{qLb4ky%p7l)?>s4(Z+VhC@jUI&=~Ga1Pw4QL=@> z%io+-M2spn(_;$iwkqQruiZ8!`S_2+aq!S9N(NJ5^ViwuyqC7i+%Pq%T=aoCH>Y3_4LpQiFyO2?1#Lbu=Wqt3 zACe38ZkP>q#SI5)fRVGP^>hrx?w7_@Jsa(=s*rV-xP zuvZ|xs`Z(WjdbNJkxmm#7$dS`zv%Hdz(uHs$A8{K-65S8qR~hXko7O}k^UhaHu3v! zA(kHfyGU=H=_mpXMUT>6jP|H8Dn-vAo#vsLNRP4s>7+kypEE4;XRW7w!0fIdX6&}yX9Mia)>theiCbPD+*{ps~8(y6%#2v&u$LP5xbXtSz(N?5Syi8Pt;?W?a(=yb=u=sA! z0bGx>7`af8r(hz~pI-WG(5a0H<2RY#T__B7M|wLRMTgJ~bOzbcZu9~wK;9?|T|ui* zFftSIe;um@N<<~7AId;O&_%Qb>9h}ZGA#4|yX78x8>~S7D9)3oF$q15#-nxU|D{i9 z-?-&;p}qyH(FyI4cA`&^7Yac-okzz}4057p(Ev0XJxUiau6mqa@RG;g4x`Xx=+9^= z3eDr^QA&Aazy*#_{}e}&|FNz)_Co6zTX9~YZH}#=ctCPo(cJ8Ul)*OgZPpU|eCy2o z?7TUy$pP^e$B7XG9T#GwT;)OIz4<1LbrrZiZJ*@jXFiP&tYfAJ6i>ofS+|L!B($U*>X=t@_ zwH{t$aU_i#=4-s3lUG<&Y|XJPbZ%>>f?VrHZdQ&jo*diyf9iH+rS-7*=i2SFti^Wg z-2ChUYxdK&>{*VA(Ptec=}E3H({FlrFSHla0X@LNB3pirHK))%$7-KnoS(Nq_tB_z zj=jKE66?5=QR6r?(e4<$sh!c+shPzC@y z%GIj2G|*A?QmAX}t~pIGf?TWKI_}kEuGw$Lxb#l06nD0-E8%o_fFt2_7gyuYqg%V` zZ@=y1>U@8hk9&MmwcO%f)Iyza>ijBDz3!|GR&CvNL29XT?+a0z{G5BHt77-CNR`sk ze^5cOt;jmdW-YSk=grJ3&MtH>@1-ijTnF5?#_ocNYG4z0c$V_Y_6x zSB-SLbCtcR^SN9V=S-ZdzHtwkr}~DuS5>L^{oEzbtCq?=berne*J&N3BAs1wRjB*f ItLmivzxC%*EC2ui diff --git a/retirement_api/locale/es/LC_MESSAGES/django.po b/retirement_api/locale/es/LC_MESSAGES/django.po index 7dce0e9..599b630 100644 --- a/retirement_api/locale/es/LC_MESSAGES/django.po +++ b/retirement_api/locale/es/LC_MESSAGES/django.po @@ -40,15 +40,15 @@ msgid "The age you claim your benefits matters for your lifetime income. We'll h msgstr "La edad en la que solicita afectará los beneficios de Seguro Social que recibirá a lo largo de su vida. Le ayudaremos a decidir." #: templates/claiming.html -msgid "Explore how your claiming age affects your Social Security retirement benefits" +msgid "Explore how the age you start collecting Social Security affects your retirement benefits" msgstr "Vea cómo la edad en la que solicita afecta sus beneficios de Seguro Social por jubilación." #: templates/claiming.html -msgid "Enter your information below to see your estimated benefits." +msgid "Enter your information below to calculate your estimated benefits." msgstr "Ingrese sus datos para ver los cálculos aproximados de sus beneficios." #: templates/claiming.html -msgid "We base your benefit estimate on current formulas from the Social Security Administration. Your answers are anonymous. Because we do not access or use your Social Security earnings record, these are rough estimates." +msgid "The calculator bases your benefit estimate on current formulas from the Social Security Administration. Your answers are anonymous. Because we do not access or use your Social Security earnings record, these are rough estimates." msgstr "Usamos las fórmulas de la Administración del Seguro Social para calcular sus beneficios. Sus respuestas son anónimas. Ya que no tenemos acceso a su registro de ingresos del Seguro Social, las cantidades que demostramos son un cálculo aproximado de sus beneficios." #: templates/claiming.html:224 @@ -112,7 +112,7 @@ msgid "Learn your next steps" msgstr "Conozca sus próximos pasos" #: -msgid "Select the age you plan to claim your Social Security retirement benefits." +msgid "Select the age you plan to start collecting your Social Security retirement benefits." msgstr "Seleccione la edad en la que planifica solicitar sus beneficios de Seguro Social" #: @@ -140,7 +140,7 @@ msgid "Do you expect to live a long life?" msgstr "¿Espera vivir una larga vida?" #: -msgid "(This will not affect your Social Security account or begin an application.)" +msgid "(This will not affect your Social Security account or eligibility and it will not begin an application.)" msgstr "(Su selección no afectará sus beneficios, ni tampoco iniciará una solicitud para beneficios)." #: @@ -158,7 +158,7 @@ msgid "Based on the year you’ve chosen, make any necessary changes to your ret msgstr "Basado en el año elegido, hacer los cambios necesarios en sus planes de ahorro para la jubilación, como la adición de contribuciones para ponerse al día." #: -msgid "Was this page helpful in thinking about your claiming age decision?" +msgid "Was this page helpful in thinking about when to start collecting benefits?" msgstr "¿Le resultó útil esta información?" #: @@ -238,7 +238,7 @@ msgid "You’re likely to spend 20 years in retirement and income needs are diff msgstr "Es probable que pasar 20 años en la jubilación y las necesidades de ingresos son difíciles de predecir. Durante ese tiempo, tendrá ahorros para pagar gastos como reparaciones en el hogar, gastos médicos, o incluso la compra de un coche. Además, fuera de su propio bolsillo los costos de atención de salud es probable que aumenten a medida que envejece. Una solución es esperar para reclamar la Seguridad Social hasta los 70 años, lo que aumenta sus beneficios. Esto ayudará a otros ahorros para la jubilación, como 401 (k) s, duran más." #: templates/claiming.html -msgid "It's good to plan ahead." +msgid "Retirement could be more expensive than you expect." msgstr "Planificar con tiempo es una buena idea." #: templates/claiming.html @@ -387,7 +387,7 @@ msgid "Claiming Social Security" msgstr "Reclamando Seguridad Social" #: -msgid "Enter your total work income before taxes and other deductions. If your work income is 0 (zero) because you are now retired or unemployed, enter the income for the last year in which you worked." +msgid "Enter your total work income before taxes and other deductions. If your work income is 0 (zero) because you are now retired or unemployed, enter the income for the last full year in which you worked." msgstr "Entre el ingreso total de su trabajo antes de descontar los impuestos y otras deducciones. Si el ingreso de su trabajo es cero (0) porque ya está jubilado, o se encuentra desempleado, ingrese el total del ingreso que obtuvo el último año que trabajó." #: @@ -403,7 +403,7 @@ msgid "Take your next steps" msgstr "Tomar sus siguientes pasos" #: -msgid "Planning for Retirement:Before you claim" +msgid "Planning your Social Security claiming age" msgstr "Planifique para su Jubilación:Antes de solicitar" #: @@ -447,7 +447,7 @@ msgid "You can protect the financial security of your surviving spouse." msgstr "Usted puede proteger las finanzas de su cónyuge sobreviviente." #: -msgid "Your decision of when to claim your Social Security could affect the benefits your spouse will receive after you die. Surviving spouses can keep either their own benefit or choose to keep their spouse's benefit, whichever is higher. If you are married, and are the higher earner in the household, claiming at your full benefit age will ensure your spouse will receive the higher benefit. Talk to your spouse about your claiming options so you can make this important decision together." +msgid "Your decision of when to claim your Social Security could affect the benefits your spouse will receive after you die. Surviving spouses can keep either their own benefit or choose to keep their spouse's benefit, whichever is higher. If you are married, and are the higher earner in the household, claiming at your full benefit age will ensure your spouse will receive the higher benefit. Talk to your spouse about your claiming options so you can make this important decision together. Learn more about spousal benefits." msgstr "Su decisión sobre cuándo solicitar sus beneficios de Seguro Social podría afectar la cantidad de los beneficios que recibirá su esposo(a) cuando usted fallezca. Su cónyuge sobreviviente puede recibir los beneficios como sobreviviente basados en el registro de ganancias de su cónyuge o los beneficios basados en el registro de ganancias de usted, dependiendo de cuál de los dos beneficios sea el más alto. Si usted está casado, y tiene los ingresos más altos de la familia, al solicitar sus beneficios a su plena edad de jubilación, usted garantizará que su cónyuge reciba el beneficio más alto. Tenga una conversación con su esposo(a) sobre sus opciones para que juntos puedan tomar esta decisión." #: @@ -455,7 +455,7 @@ msgid "Claiming at your full retirement age or later permanently increases your msgstr "Sus beneficios aumentarán permanentemente al solicitarlos a su plena edad de jubilación o después." #: -msgid "If you claim at your full Social Security benefit age or later, you will avoid a reduction in your monthly benefit. In addition, if you choose to wait to claim past your full benefit age until age 70, you can get an increase for every month that you wait. If you are divorced, your former spouse's claiming decision will not affect your benefit, so it should not affect your decision of when to claim." +msgid "If you claim at your full Social Security benefit age or later, you will avoid a reduction in your monthly benefit. In addition, if you choose to wait to claim past your full benefit age until age 70, you can get an increase for every month that you wait. If you are divorced, your former spouse's claiming decision will not affect your benefit, so it should not affect your decision of when to claim. Learn more about your Social Security benefits after a divorce." msgstr "Si solicita sus beneficios de Seguro Social cuando cumpla su plena edad de jubilación evitará una reducción en su beneficio mensual. Además, si elige solicitar sus beneficios a los 70 años, puede obtener un aumento por cada mes que haya esperado después de haber cumplido su plena edad de jubilación. Si está divorciado(a), la decisión que tome su ex cónyuge de cuándo solicitar los beneficios, no afectará la cantidad de los beneficios a los que usted tenga derecho bajo el registro de ganancias de su ex cónyuge. Por lo tanto, la decisión de su ex cónyuge no debería influir su decisión de cuándo solicitar sus beneficios." #: @@ -463,11 +463,11 @@ msgid "Your claiming age matters for your own retirement benefits and your survi msgstr "Su decisión importa para sus propios beneficios de jubilación y como sobreviviente." #: -msgid "You may qualify for a survivor benefit if your deceased spouse qualified for Social Security. You can wait until age 70 to claim your survivor benefit and get the maximum amount possible, or you can claim a reduced survivor benefit as early as age 60. You may also qualify for a retirement benefit based on your own earnings record, but you will only receive one benefit at a time. If you expect your own retirement benefit to be higher than the survivor benefit, you may want to consider claiming the survivor benefit first. That way, you can start receiving some money from Social Security as your own retirement benefit continues to grow." +msgid "You may qualify for a survivor benefit if your deceased spouse qualified for Social Security. You can wait until age 70 to claim your survivor benefit and get the maximum amount possible, or you can claim a reduced survivor benefit as early as age 60. You may also qualify for a retirement benefit based on your own earnings record, but you will only receive one benefit at a time. If you expect your own retirement benefit to be higher than the survivor benefit, you may want to consider claiming the survivor benefit first. That way, you can start receiving some money from Social Security as your own retirement benefit continues to grow. Learn more about Social Security survivor benefits." msgstr "Es posible que tenga derecho a recibir los beneficios como cónyuge sobreviviente, si su cónyuge fallecido tenía derecho a recibir beneficios de Seguro Social. Usted tiene la opción de esperar hasta cumplir los 70 años para solicitar los beneficios como cónyuge sobreviviente y recibir la cantidad máxima posible de los beneficios, o puede solicitarlos tan temprano como a los 60 años de edad y recibir una cantidad reducida. Es posible que también tenga derecho a recibir los beneficios por jubilación bajo el registro de ganancias de usted. No obstante, sólo puede recibir uno de los dos tipos de beneficios a la vez. Si usted sabe que su beneficio por jubilación bajo su propio registro de ganancias será más alto que el beneficio como sobreviviente, puede solicitar primero el beneficio como sobreviviente. Así podrá comenzar a recibir algún beneficio mientras que los beneficios de jubilación bajo su propio registro de ganancias siguen aumentando." #: -msgid "Your benefits are based on your highest 35 years of earnings. Each year of work can add higher earnings to your record by replacing years with low earnings such as those when you were a student, were unemployed, or took time off to care for someone. When you work and wait to claim until age 70, you can increase your monthly benefit by more than 75 percent! Working in your 60s also gives you more time to save on your own for retirement." +msgid "Your benefits are based on your highest 35 years of earnings. Each year of work can add higher earnings to your record by replacing years with low earnings such as those when you were a student, were unemployed, or took time off to care for someone. When you work and wait to claim until age 70, you can increase your monthly benefit by more than 75 percent! Working in your 60s also gives you more time to save on your own for retirement. Review your earnings record on my SocialSecurity." msgstr "Sus beneficios de Seguro Social se calculan usando los 35 años con los ingresos más altos. Por lo tanto, cada año que trabaje en sus sesentas podría añadirle a su registro de ganancias del Seguro Social un año más de ingresos altos. Estos años pueden compensar por los años en los que sus ingresos fueron bajos o no tuvo ingresos, tales como cuando era estudiante, estuvo desempleado o dejó de trabajar para cuidar a un ser querido. Si sigue trabajando y espera hasta los 70 años para solicitar sus beneficios, puede hacer que su beneficio mensual aumente más de un 75%. El trabajar en sus sesentas también le da más tiempo para ahorrar para su jubilación por su propia cuenta." #: @@ -479,7 +479,7 @@ msgid "which is earlier than your Social Security full retirement claiming age." msgstr " años, que es antes de su edad de plena jubilación." #: -msgid "At this age you will receive less than your full benefit amount. Here are steps to help you in the next few years." +msgid "If you start collecting at this age you will receive less than your full benefit amount. Here are a few things to keep in mind in the next few years." msgstr "Por lo tanto la cantidad de sus beneficios será reducida. Estos son pasos que le ayudarán en los próximos años:" #: @@ -491,7 +491,7 @@ msgid "Your retirement income outside of Social Security will help you cover you msgstr "Sus ahorros le ayudarán a cubrir sus gastos durante su jubilación. Usted puede aumentar sus contribuciones a sus planes de jubilación, o abrir una cuenta IRA (en inglés) y hacer contribuciones a estas cuentas." #: -msgid "If your income, employment, or marital status changes, you may need to reconsider your claiming age. Visit us again!" +msgid "If your income, employment, or marital status changes, you may need to reconsider the age you want to start collecting your benefits. Visit us again!" msgstr "Si sus ingresos, situación laboral o estado civil cambian, es posible que deba reconsiderar la edad en la que solicitará sus beneficios de Seguro Social. ¡Vuelva a visitarnos!" #: @@ -511,7 +511,7 @@ msgid "While you let your benefits continue to grow, you can keep working if you msgstr "Si lo desea, usted puede seguir trabajando mientras sus beneficios siguen aumentando. También puede dejar de trabajar y utilizar una parte de sus ahorros para cubrir sus necesidades económicas. Infórmese mejor sobre las normas para retirar dinero (en inglés) de sus cuentas para la jubilación." #: -msgid "Working in your 60s may increase your monthly benefit in a few ways. Because your benefits are based on your highest 35 years of earnings, each year of work can add higher earnings to your record by replacing years with low earnings, such as those when you were a student, were unemployed, or took time off. When you work and wait to claim until age 70, you can increase your monthly benefit by more than 75 percent! Working in your 60s also gives you more time to save on your own for retirement." +msgid "Working in your 60s may increase your monthly benefit in a few ways. Because your benefits are based on your highest 35 years of earnings, each year of work can add higher earnings to your record by replacing years with low earnings, such as those when you were a student, were unemployed, or took time off. When you work and wait to claim until age 70, you can increase your monthly benefit by more than 75 percent! Working in your 60s also gives you more time to save on your own for retirement. Learn more about working and collecting Social Security benefits." msgstr "Trabajar en sus sesentas puede ayudarle a aumentar su beneficio mensual de varias maneras. Ya que sus beneficios se calculan usando los 35 años con los ingresos más altos, cada año que trabaje en sus sesentas podría añadirle a su registro de ganancias del Seguro Social un año más de ingresos. Estos años pueden compensar por los años en los que sus ingresos fueron bajos o no tuvo ingresos, tales como cuando era estudiante, estuvo desempleado o dejó de trabajar para cuidar a un ser querido. Si solicita sus beneficios cuando cumpla su plena edad de jubilación, es posible que su beneficio mensual aumente un 25% o más. Trabajar en sus sesentas también le da más tiempo para ahorrar para su jubilación por su propia cuenta." #: @@ -519,7 +519,7 @@ msgid "You can maximize your benefits even if you work fewer hours or stop worki msgstr "Es posible que pueda recibir un beneficio más alto, incluso si trabaja menos horas o deja de trabajar." #: -msgid "You may choose to work fewer hours or stop working in your 60s. If you decide to do so, you could use a portion of your retirement savings such as your 401(k) or Individual Retirement Account (IRA) to supplement your income in your early 60s until you reach your full Social Security benefit claiming age. If you can continue working in your 60s, you may add higher earnings to your record, getting you a higher monthly benefit. Remember, your monthly benefit will be significantly higher when you claim at your full benefit age or later. The age at which you decide to stop working doesn't have to be the same as your claiming age." +msgid "You may choose to work fewer hours or stop working in your 60s. If you decide to do so, you could use a portion of your retirement savings such as your 401(k) or Individual Retirement Account (IRA) to supplement your income in your early 60s until you reach your full Social Security benefit claiming age. If you can continue working in your 60s, you may add higher earnings to your record, getting you a higher monthly benefit. Remember, your monthly benefit will be significantly higher when you claim at your full benefit age or later. The age at which you decide to stop working doesn't have to be the same as your claiming age. Learn more about working and collecting Social Security benefits." msgstr "Si decide trabajar menos horas o dejar de trabajar por completo, podría usar una parte de sus ahorros, como por ejemplo su plan 401(k) o su cuenta IRA para suplementar sus ingresos hasta que cumpla su plena edad de jubilación. Si puede seguir trabajando en sus sesentas, podrá añadir años adicionales de ingresos a su registro de ganancias del Seguro Social para así recibir un beneficio mensual más alto. Recuerde que su beneficio mensual será mucho más alto si lo solicita a su plena edad de jubilación o después. La edad en la que decida dejar de trabajar no tiene por qué ser la misma edad en la que decida solicitar sus beneficios." #: @@ -531,19 +531,19 @@ msgid "Consider working extra years in your 60s for an extra boost to your incom msgstr "Considere trabajar en sus sesentas para recibir un aumento adicional en sus ingresos y sus ahorros." #: -msgid "Working in your 60s may add higher earnings to your record, getting you a higher monthly benefit. Remember, your monthly benefit will be significantly higher when you claim at your full Social Security benefit age or later. If you need to work fewer hours, you could use a portion of your retirement savings such as your 401(k) or Individual Retirement Account (IRA) to supplement your income until full retirement age. However, this may not be an option if it eliminates your savings completely." +msgid "Working in your 60s may add higher earnings to your record, getting you a higher monthly benefit. Remember, your monthly benefit will be significantly higher when you claim at your full Social Security benefit age or later. If you need to work fewer hours, you could use a portion of your retirement savings such as your 401(k) or Individual Retirement Account (IRA) to supplement your income until full retirement age. However, this may not be an option if it eliminates your savings completely. Learn more about working and collecting Social Security benefits." msgstr "Si trabaja en sus sesentas podrá añadir años adicionales de ingresos a su registro de ganancias del Seguro Social y recibir una cantidad mayor de beneficios mensuales. Recuerde que su beneficio mensual será mucho más alto si lo solicita cuando cumpla su plena edad de jubilación o después. Si decide trabajar menos horas, podría usar una parte de sus ahorros, como por ejemplo su plan 401(k) o su cuenta IRA para suplementar sus ingresos hasta que cumpla su plena edad de jubilación. Sin embargo, ésta no podría ser una opción si con ella usa todos sus ahorros." #: -msgid "If you're planning an active retirement or carry a mortgage or other debt, your first few years in retirement may be more expensive than you expect. Some regular expenses like your out-of-pocket health care costs will likely increase as you get older. You can protect your retirement lifestyle by reducing your largest expenses. You can also increase your regular income by claiming at your full Social Security benefit age or later. If you claim earlier, your monthly benefit could be reduced by as much as 30 percent." +msgid "If you're planning an active retirement or carry a mortgage or other debt, retirement may be more expensive than you expect. Some regular expenses like your out-of-pocket health care costs will likely increase as you get older. You can protect your retirement lifestyle by reducing your largest expenses. You can also increase your regular income by claiming at your full Social Security benefit age or later. If you claim earlier, your monthly benefit could be reduced by as much as 30 percent. Create a retirement budget." msgstr "Si está planificando estar activo después de jubilarse o si todavía debe su préstamo hipotecario u otra deuda, sus primeros años de jubilación podrían ser más costosos de lo que usted espera. Algunos gastos regulares, tales como los costos médicos, probablemente aumentarán a medida que usted envejece. Usted puede proteger su estilo de vida durante la jubilación reduciendo sus gastos más grandes, poco a poco o antes de jubilarse. También puede aumentar sus ingresos regulares al solicitar sus beneficios de Seguro Social una vez cumpla su plena edad de jubilación o después. Si solicita sus beneficios antes de cumplir su plena edad de jubilación, su beneficio mensual podría reducirse hasta un 30%." #: -msgid "You can protect your lifestyle by planning ahead." +msgid "Maintain your lifestyle by planning ahead." msgstr "Usted puede proteger su estilo de vida si planifica con tiempo." #: -msgid "Future expenses are difficult to predict. Some regular expenses like out-of-pocket health care costs will likely increase as you get older. You can protect your retirement lifestyle by reducing your largest expenses. Consider downsizing or paying off your mortgage before you retire. You can also increase your regular income by claiming at your full Social Security benefit age or later. If you claim earlier, your monthly benefit could be reduced by as much as 30 percent." +msgid "Future expenses are difficult to predict. Some regular expenses like out-of-pocket health care costs will likely increase as you get older. You can protect your retirement lifestyle by reducing your largest expenses. Consider downsizing or paying off your mortgage before you retire. You can also increase your regular income by claiming at your full Social Security benefit age or later. If you claim earlier, your monthly benefit could be reduced by as much as 30 percent. Create a retirement budget." msgstr "Es difícil predecir los gastos que tendrá en el futuro. Algunos gastos regulares, tales como los costos médicos, probablemente aumentan a medida que usted envejece. Usted puede proteger su estilo de vida durante la jubilación reduciendo sus gastos más grandes poco a poco o antes de jubilarse. Considere reducir su préstamo hipotecario o terminar de pagarlo antes de jubilarse. También puede aumentar sus ingresos regulares al solicitar sus beneficios de Seguro Social una vez cumpla su plena edad de jubilación. Si solicita sus beneficios antes de cumplir su plena edad de jubilación, su beneficio mensual podría reducirse hasta un 30%." #: @@ -555,27 +555,27 @@ msgid "Continue saving in the coming years." msgstr "Siga ahorrando en los próximos años." #: -msgid "Social Security won't replace all of your pre-retirement income. On average, Social Security replaces 40 percent of a worker's income. That means your retirement savings, pension , 401(k) , or Individual Retirement Account (IRA) will need to fill the gap. Claiming at your full Social Security benefit age or later (up to age 70) can minimize this gap and maximize your monthly benefit. If you claim before your full retirement age, your monthly benefit could be reduced by as much as 30 percent." +msgid "Social Security won't replace all of your pre-retirement income. On average, Social Security replaces 40 percent of a worker's income. That means your retirement savings, pension , 401(k) , or Individual Retirement Account (IRA) will need to fill the gap. Claiming at your full Social Security benefit age or later (up to age 70) can minimize this gap and maximize your monthly benefit. If you claim before your full retirement age, your monthly benefit could be reduced by as much as 30 percent. Learn more about saving for retirement." msgstr "El Seguro Social no sustituirá todo sus ingresos cuando se jubile. Los beneficios de Seguro Social sustituyen un promedio de 40% de los ingresos de un trabajador. Eso significa que, para que pueda disfrutar de una jubilación libre de preocupaciones, el resto de sus ingresos tendrá que suplementarse con su pensión y sus ahorros para la jubilación en su plan 401(k) o su IRA . Usted puede reducir esa diferencia al solicitar sus beneficios de Seguro Social una vez cumpla su plena edad de jubilación ya que recibirá una cantidad mensual más alta de beneficios. Si solicita sus beneficios antes de cumpla su plena edad de jubilación, su beneficio de Seguro Social podría reducirse hasta un 30%." #: -msgid "If you can, get the highest monthly Social Security benefit possible by claiming at your full Social Security benefit age or later. If you claim before your full retirement age, your monthly benefit could be permanently reduced by as much as 30 percent. Also, take advantage of catch-up contributions to your 401(k) or Individual Retirement Account (IRA) . Lastly, avoid losing your retirement savings to unnecessary tax penalties. If you withdraw your 401(k) or IRA savings before age 59½, you will likely face an early withdrawal penalty." -msgstr "Si puede, obtenga el beneficio mensual posible más alto al solicitar su Seguro Social a la plena edad de jubilación o a una edad mayor. Si solicita sus beneficios antes de su plena edad de jubilación, su beneficio mensual podría reducirse hasta un 30%. Además, aproveche las contribuciones adicionales permitidas (conocidas en inglés como \"catch-up contributions\") a su plan 401(k) o su cuenta IRA a partir de los 50 años de edad. Por último, evite pagar penalidades innecesarias. Por ejemplo, si usted retira sus ahorros de su plan 401(k) o su cuenta IRA antes de cumplir los 59 años y medio, es probable que deba pagar una penalidad por retiro anticipado." +msgid "If you can, get the highest monthly Social Security benefit possible by claiming at your full Social Security benefit age or later. If you claim before your full retirement age, your monthly benefit could be permanently reduced by as much as 30 percent. Also, take advantage of catch-up contributions to your 401(k) or Individual Retirement Account (IRA) . Lastly, avoid losing your retirement savings to unnecessary tax penalties. If you withdraw your 401(k) or IRA savings before age 59½, you will likely face an early withdrawal penalty. Learn more about how retirement savings grow." +msgstr "Si puede, obtenga el beneficio mensual posible más alto al solicitar su Seguro Social a la plena edad de jubilación o a una edad mayor. Si solicita sus beneficios antes de su plena edad de jubilación, su beneficio mensual podría reducirse hasta un 30%. Además, aproveche las contribuciones adicionales permitidas (conocidas en inglés como \"catch-up contributions\") a su plan 401(k) o su cuenta IRA a partir de los 50 años de edad. Por último, evite pagar penalidades innecesarias. Por ejemplo, si usted retira sus ahorros de su plan 401(k) o su cuenta IRA antes de cumplir los 59 años y medio, es probable que deba pagar una penalidad por retiro anticipado." #: msgid "It's a perfect time to start saving." msgstr "Es el momento perfecto para comenzar a ahorrar." #: -msgid "You could save through your employer's 401(k) or an Individual Retirement Account (IRA) to fill the gap. Maximize an employer match if one is offered. Some employers match the money you put in your 401(k) plan which helps to grow your retirement savings. Even if you're unable to save as much as you'd like, your small savings today will grow over time and can become extra income or emergency savings in the future. If you expect Social Security to be your only source of income, you can still make the most out of it by claiming at your full Social Security benefit age or later. If you claim before your full retirement age, your monthly benefit could be reduced by as much as 30 percent. On the other hand, you can get extra increases for every month that you wait to claim past your full benefit age until age 70." +msgid "You could save through your employer's 401(k) or an Individual Retirement Account (IRA) to fill the gap. Maximize an employer match if one is offered. Some employers match the money you put in your 401(k) plan which helps to grow your retirement savings. Even if you're unable to save as much as you'd like, your small savings today will grow over time and can become extra income or emergency savings in the future. If you expect Social Security to be your only source of income, you can still make the most out of it by claiming at your full Social Security benefit age or later. If you claim before your full retirement age, your monthly benefit could be reduced by as much as 30 percent. On the other hand, you can get extra increases for every month that you wait to claim past your full benefit age until age 70. Learn more about how retirement savings grow." msgstr "Podría ahorrar a través del plan 401(k) de su empleador o una cuenta IRA . Si su empleador también aporta a su cuenta, sáquele el máximo provecho a esas contribuciones. Algunas compañías depositan en su plan 401(k) una cantidad basada en la contribución que usted haga y esto ayuda a que sus ahorros para la jubilación crezcan más rápido. Incluso en el caso de que usted no pudiera ahorrar tanto como quisiera, lo poco que ahorre hoy crecerá con el tiempo y en el futuro podría convertirse en un ingreso extra o en ahorros para emergencias. Si espera que el Seguro Social sea su única fuente de ingreso, de todas formas puede obtener el máximo provecho solicitando su Seguro Social a la plena edad de jubilación o a una edad mayor. Si solicita sus beneficios antes, su beneficio mensual podría reducirse hasta un 30%. Por otra parte, su beneficio mensual aumenta por cada mes que usted espere después de cumplir su plena edad de jubilación hasta los 70 años." #: -msgid "You could save through your employer's 401(k) or an Individual Retirement Account (IRA) . Make sure to maximize an employer match if one is offered. Some employers match some of the money you put in your 401(k) plan which helps to grow your retirement savings faster. You can also make additional contributions to these accounts called catch-up contributions . If you expect Social Security to be your only source of income, you can still make the most out of it by waiting to claim at your full Social Security benefit age or later. When you claim before your full retirement age, your monthly benefit could be reduced by as much as 30 percent." +msgid "You could save through your employer's 401(k) or an Individual Retirement Account (IRA) . Make sure to maximize an employer match if one is offered. Some employers match some of the money you put in your 401(k) plan which helps to grow your retirement savings faster. You can also make additional contributions to these accounts called catch-up contributions . If you expect Social Security to be your only source of income, you can still make the most out of it by waiting to claim at your full Social Security benefit age or later. When you claim before your full retirement age, your monthly benefit could be reduced by as much as 30 percent. Learn more about starting an IRA." msgstr "Podría ahorrar a través del plan 401(k) de su empleador o una cuenta IRA . Si su empleador también aporta a su cuenta, sáquele el máximo provecho a esas contribuciones. Algunas compañías aportan a su plan 401(k) una cantidad basada en la contribución que usted haga y esto ayuda a que sus ahorros para la jubilación crezcan más rápido. Usted también puede hacer contribuciones adicionales a estas cuentas (conocidas en inglés como “catch-up contributions”) . Aún si espera que el Seguro Social sea su única fuente de ingreso, puede obtener el máximo provecho solicitando sus beneficios del Seguro Social a la plena edad de jubilación o a una edad mayor. Si solicita sus beneficios antes, su beneficio mensual podría reducirse hasta un 30%. Por otra parte, su beneficio mensual aumenta por cada mes que usted espere después de cumplir su plena edad de jubilación hasta los 70 años." #: -msgid "Protect yourself from outliving your money." +msgid "Many people live longer than they expect." msgstr "Protéjase para que no sobreviva sus recursos." #: @@ -583,7 +583,7 @@ msgid "Claiming at your full benefit age could still make sense for you." msgstr "Posiblemente tenga sentido el solicitar sus beneficios al cumplir su plena edad de jubilación." #: -msgid "We understand it's difficult to make predictions. You may want to plan for the possibility that you (or your spouse) may live a long life. On average, a woman reaching age 65 today will live to age 87, and a man will live to age 84. Waiting to claim as long as you can could still make sense for you if you are married, are the higher earner in the household, and want your surviving spouse to keep the highest monthly benefit after you die. Remember, you can claim at any point between age 62 and 70. Each additional month that you wait to claim gives you a permanent increase in your monthly benefit which becomes more valuable as you age. " +msgid "We understand it's difficult to make predictions. You may want to plan for the possibility that you (or your spouse) may spend 20 or more years in retirement. On average, a woman reaching age 65 today will live to age 87, and a man will live to age 84. Waiting to claim as long as you can could still make sense for you if you are married, are the higher earner in the household, and want your surviving spouse to keep the highest monthly benefit after you die. Remember, you can claim at any point between age 62 and 70. Each additional month that you wait to claim gives you a permanent increase in your monthly benefit which becomes more valuable as you age. Calculate your longevity." msgstr "Entendemos que es difícil hacer predicciones. Tal vez quiera planificar para la posibilidad de que usted (o su cónyuge) tenga una larga expectativa de vida. La expectativa promedio de una mujer que cumple sus 65 años de edad es 87 años, mientras que la de un hombre es 84 años. Si está casado, y sus ingresos son mayores que los de su cónyuge, y desea que su cónyuge sobreviviente reciba un beneficio mensual más alto después de que usted fallezca, entonces considere no solicitar sus beneficios hasta el último momento posible. Recuerde que puede solicitar sus beneficios por jubilación en cualquier momento a partir de los 62 años de edad hasta los 70 años de edad. Cada mes adicional que usted espere para solicitar los beneficios resultará en un aumento permanente en sus beneficios, lo cual será más valioso a medida que envejece." #: @@ -591,7 +591,7 @@ msgid "There's a good chance that you'll live into your 80s and beyond." msgstr "Existe una gran posibilidad de que usted viva pasado sus 80 años de edad." #: -msgid "We understand it's difficult to make predictions. You may want to plan for the possibility that you (or your spouse) may live a long life. On average, a woman reaching age 65 today will live to age 87, and a man will live to age 84. Claiming benefits at your full Social Security benefit age or later could be a good way to secure your monthly income during your later years. Your monthly benefit increases the longer you wait to claim, up to age 70, and is adjusted annually with the cost of living. If you live into your 80s but claim at age 62 instead of your full retirement age or later, your total lifetime benefits will be lower by thousands of dollars." +msgid "We understand it's difficult to make predictions. You may want to plan for the possibility that you (or your spouse) may spend 20 or more years in retirement. On average, a woman reaching age 65 today will live to age 87, and a man will live to age 84. Claiming benefits at your full Social Security benefit age or later could be a good way to secure your monthly income during your later years. Your monthly benefit increases the longer you wait to claim, up to age 70, and is adjusted annually with the cost of living. If you live into your 80s but claim at age 62 instead of your full retirement age or later, your total lifetime benefits will be lower by thousands of dollars. Calculate your longevity." msgstr "Tal vez quiera planificar para la posibilidad de que usted (o su cónyuge) tenga una larga expectativa de vida. La expectativa promedio de una mujer que cumple sus 65 años de edad es 87 años, mientras que la de un hombre es 84 años. Solicitar los beneficios del Seguro Social a su plena edad de jubilación o después podría ser una buena manera de asegurar que su ingreso básico sea suficiente cuando llegue a una edad avanzada. Su beneficio mensual aumenta con cada mes que usted espera para solicitarlo, y también se ajusta anualmente de acuerdo con el cambio en el costo de vida. Si usted vive sobre los 80 años de edad, pero solicita sus beneficios a los 62 años de edad, en vez de esperar hasta cumplir su plena edad de jubilación o una edad mayor, el monto total de beneficios de Seguro Social que recibirá a lo largo de su vida será miles de dólares menor." #: @@ -623,11 +623,11 @@ msgid "There are many ways to plan for a secure retirement outside of Social Sec msgstr "Existen otras maneras de planificar para una jubilación libre de preocupaciones." #: -msgid "That means you’ll receive your full benefit with no reductions! Here are steps to help you in the next few years." +msgid "That means you’ll receive your full benefit with no reductions! Here are a few things to keep in mind in the next few years." msgstr "Eso significa que recibirá sus beneficios de Seguro Social completos, sin ninguna reducción. Estos son pasos que le ayudarán en los próximos años:" #: -msgid "This means you will get an increase in your monthly benefits! Here are steps to help you in the next few years." +msgid "This means you will get an increase in your monthly benefits! Here are a few things to keep in mind in the next few years." msgstr "Eso significa que recibirá sus beneficios de Seguro Social completos, sin ninguna reducción. Estos son pasos que le ayudarán en los próximos años:" #: @@ -683,15 +683,15 @@ msgid "If you claim your benefit before your full claiming age, it will be reduc msgstr "Si solicita sus beneficios antes de cumplir su plena edad de jubilación, sus beneficios se reducirán." #: -msgid "Because Social Security provides guaranteed income for life, it's especially valuable to you when you reach age 80 and beyond. Claiming benefits at your full Social Security benefit age or later could be a good way to secure your monthly income during your later years. Your benefit increases the longer you wait to claim, up to age 70, and is adjusted annually with the cost of living. If you live into your 80s but claim at age 62 instead of your full retirement age or later, your total lifetime benefits will be lower by thousands of dollars." +msgid "Because Social Security provides guaranteed income for life, it's especially valuable to you when you reach age 80 and beyond. Claiming benefits at your full Social Security benefit age or later could be a good way to secure your monthly income during your later years. Your benefit increases the longer you wait to claim, up to age 70, and is adjusted annually with the cost of living. If you live into your 80s but claim at age 62 instead of your full retirement age or later, your total lifetime benefits will be lower by thousands of dollars. Calculate your expected longevity." msgstr "El Seguro Social es especialmente valioso a partir de los 80 años de edad, ya que le garantiza un ingreso por vida. Solicitar los beneficios del Seguro Social a su plena edad de jubilación o después podría ser una buena manera de asegurar que su ingreso básico sea suficiente cuando llegue a una edad avanzada. Sus beneficios aumentan por cada mes que usted espere el solicitar sus beneficios, hasta que cumpla la edad de 70 años. Sus beneficios también se ajustan anualmente de acuerdo con el cambio en el costo de vida. Si usted vive sobre los 80 años de edad, pero solicita sus beneficios a los 62 años en vez de esperar hasta cumplir su plena edad de jubilación o una edad mayor, el monto total de los beneficios que recibirá a lo largo de su vida será miles de dólares menor." #: -msgid "You may be able to save through your employer's 401(k) plan or an Individual Retirement Account (IRA) . Maximize an employer match if one is offered. Some employers match some of the money you put in your 401(k) retirement plan, helping you grow your retirement savings faster. Your decision about when to claim your Social Security benefits is especially important if you cannot or did not save as much as you would like. When you claim at your full Social Security benefit age or later, you avoid a reduction in your monthly benefit. You will also get increases for every month that you wait to claim past your full benefit age until age 70." +msgid "You may be able to save through your employer's 401(k) plan or an Individual Retirement Account (IRA) . Maximize an employer match if one is offered. Some employers match some of the money you put in your 401(k) retirement plan, helping you grow your retirement savings faster. Your decision about when to claim your Social Security benefits is especially important if you cannot or did not save as much as you would like. When you claim at your full Social Security benefit age or later, you avoid a reduction in your monthly benefit. You will also get increases for every month that you wait to claim past your full benefit age until age 70. Learn more about starting an IRA." msgstr "Podría ahorrar a través del plan 401(k) de su empleador o una cuenta IRA . Si su empleador también aporta a su cuenta, sáquele el máximo provecho a esas contribuciones. Algunas compañías aportan a su plan 401(k) una cantidad basada en la contribución que usted haga y esto ayuda a que sus ahorros para la jubilación crezcan más rápido. Su decisión sobre cuándo solicitar sus beneficios de Seguro Social es especialmente importante si usted no puede ahorrar o no ahorró tanto como hubiera querido. Al solicitar sus beneficios de Seguro Social a su plena edad de jubilación, evita una reducción en su beneficio mensual. Además, la cantidad mensual de sus beneficios aumenta por cada mes que usted espere después de cumplir su plena edad de jubilación hasta los 70 años de edad." #: -msgid "You may be able to save through your employer's retirement plan or an Individual Retirement Account (IRA ). Maximize an employer match if one is offered. This will help you grow your retirement savings faster. You can also make additional contributions to these accounts called catch-up contributions . Your decision about when to claim your Social Security benefits is especially important if you cannot or did not save as much as you would like. When you claim at your full Social Security benefit age or later, you avoid a reduction in your monthly benefit. You will also get increases for every month that you wait to claim past your full benefit age until age 70." +msgid "You may be able to save through your employer's retirement plan or an Individual Retirement Account (IRA ). Maximize an employer match if one is offered. This will help you grow your retirement savings faster. You can also make additional contributions to these accounts called catch-up contributions . Your decision about when to claim your Social Security benefits is especially important if you cannot or did not save as much as you would like. When you claim at your full Social Security benefit age or later, you avoid a reduction in your monthly benefit. You will also get increases for every month that you wait to claim past your full benefit age until age 70. Learn more about working and collecting Social Security benefits." msgstr "Podría ahorrar a través del plan 401(k) de su empleador o una cuenta IRA . Si su empleador también aporta a su cuenta, sáquele el máximo provecho. Algunas compañías depositan en su plan 401(k) una cantidad basada en la contribución que usted haga y esto ayuda a que sus ahorros para la jubilación crezcan más rápido. Usted también puede hacer contribuciones adicionales a estas cuentas (conocidas en inglés como “catch-up contributions”) . Su decisión sobre cuándo solicitar sus beneficios de Seguro Social es especialmente importante si usted no puede ahorrar o no ahorró tanto como hubiera querido. Al solicitar sus beneficios a su plena edad de jubilación, evita una reducción en su beneficio mensual. Además, la cantidad mensual de sus beneficios aumenta por cada mes que usted espere después de cumplir su plena edad de jubilación hasta los 70 años de edad." #: @@ -699,7 +699,7 @@ msgid "https://www.ssa.gov/OACT/quickcalc/faqs.html#8" msgstr "https://www.ssa.gov/OACT/quickcalc/faqs-esp.html" #: -msgid "Before You Claim" +msgid "Planning your Social Security claiming age" msgstr "Antes de solicitar" #: @@ -795,7 +795,7 @@ msgid "You’ve chosen age 70, which is your maximum Social Security benefit cla msgstr "Usted seleccionó 70, que es la edad máxima para reclamar sus beneficios de Seguro Social." #: -msgid "This means you will get your maximum possible monthly benefit! Here are steps to help you in the next few years." +msgid "This means you will get your maximum possible monthly benefit! Here are a few things to keep in mind in the next few years." msgstr "Eso significa que obtendrá el beneficio mensual más alto. Estos son pasos que le ayudarán en los próximos años:" #: diff --git a/retirement_api/static/retirement/images/step_check.png b/retirement_api/static/retirement/images/step_check.png new file mode 100644 index 0000000000000000000000000000000000000000..bd97f1d4a990bee2b912fc79bd8d05cd6f9efdd0 GIT binary patch literal 401 zcmV;C0dD?@P) z`|{ZD%f#ldw&0zw-ITH3mb&4h#OAQ{`ti!>x31iht=y63^xd)Em*Vr;+wjlZ@6O}% z*~;j+$>_JH(~Le*JuyKvpUZ~X@61$fO%NC$k+^$#n`xNBfg&y{fu(O=c~xhHTuEO= z_51PK@6F=#*stA_^!o59=i7Mz0004WQchCV>-mW1Dw{qC{T*fmNbLDXl3Abn7t$%ec{P}0 zoy@->2T%?Lin6Mw-V|v3JuM-05*o1gdPYcDOp*=yPR|Jud=_;u&{qxxDncas7-*oQ zYAEpIBL=3bha|s*RE3Y|psi&GxW8bp?fwmV=C3sHj{_Ehw42`h2gp&b>2W1bOMF=S v!=YXer+x39A>W=MS2jJq&*!6S>K7F~j<6a8IX(1i00000NkvXXu0mjf#Pr66 literal 0 HcmV?d00001 diff --git a/retirement_api/templates/retirement_api/about.html b/retirement_api/templates/retirement_api/about.html index 61f922b..5d51149 100644 --- a/retirement_api/templates/retirement_api/about.html +++ b/retirement_api/templates/retirement_api/about.html @@ -31,12 +31,17 @@ {% endblock %} {% block page_meta %} + {% if es %} + + {% else %} + + {% endif %} - + - + {% endblock %} {% block open_graph_image %} +{% endif %} {% if not es %} - - + + + {% endif %} @@ -408,16 +412,16 @@

{% trans questions.longlife.question %}

-

{% trans questions.longlife.answer_yes_a_subhed %}

-

{% trans questions.longlife.answer_yes_a %}

+

{% trans questions.longlife.answer_yes_a_subhed|safe %}

+

{% trans questions.longlife.answer_yes_a|safe %}

-

{% trans questions.longlife.answer_no_a_subhed %}

-

{% trans questions.longlife.answer_no_a %}

+

{% trans questions.longlife.answer_no_a_subhed|safe %}

+

{% trans questions.longlife.answer_no_a|safe %}

-

{% trans questions.longlife.answer_unsure_a_subhed %}

-

{% trans questions.longlife.answer_unsure_a %}

+

{% trans questions.longlife.answer_unsure_a_subhed|safe %}

+

{% trans questions.longlife.answer_unsure_a|safe %}

@@ -449,27 +453,22 @@

{% trans page.step3.instructions %}

{% trans "You’ve chosen age" %} , {% trans "which is your maximum Social Security benefit claiming age." %}

-

{% trans "This means you will get your maximum possible monthly benefit! Here are steps to help you in the next few years." %}

+

{% trans "This means you will get your maximum possible monthly benefit! Here are a few things to keep in mind in the next few years." %}

{% trans "You’ve chosen age" %} , {% trans "which is later than your Social Security full retirement claiming age." %}

-

{% trans "This means you will get an increase in your monthly benefits! Here are steps to help you in the next few years." %}

+

{% trans "This means you will get an increase in your monthly benefits! Here are a few things to keep in mind in the next few years." %}

{% trans "You’ve chosen age" %} , {% trans "which is your Social Security full retirement claiming age." %}

-

{% trans "That means you’ll receive your full benefit with no reductions! Here are steps to help you in the next few years." %}

+

{% trans "That means you’ll receive your full benefit with no reductions! Here are a few things to keep in mind in the next few years." %}

{% trans "You’ve chosen age" %} , {% trans "which is earlier than your Social Security full retirement claiming age." %}

-

{% trans "At this age you will receive less than your full benefit amount. Here are steps to help you in the next few years." %}

+

{% trans "If you start collecting at this age you will receive less than your full benefit amount. Here are a few things to keep in mind in the next few years." %}

  1. {% autoescape off %}{{ steps.final_step_1 }}
    2. -
  2. - {{ steps.final_step_2_under }} - {{ steps.final_step_2_equal }} - {{ steps.final_step_2_over }} -
  3. {{ steps.final_step_3 }}{% endautoescape %}

{{ steps.final_step_4 }}

diff --git a/retirement_api/views.py b/retirement_api/views.py index d166934..9c4dbd4 100644 --- a/retirement_api/views.py +++ b/retirement_api/views.py @@ -31,7 +31,7 @@ def claiming(request, es=False): ages = {} for age in AgeChoice.objects.all(): ages[age.age] = _(age.aside) - page = Page.objects.get(title='Before You Claim') + page = Page.objects.get(title='Planning your Social Security claiming age') tips = {} for tooltip in Tooltip.objects.all(): tips[tooltip.title] = tooltip.text diff --git a/src/css/claiming.less b/src/css/claiming.less index fe7c92b..38bb6f9 100644 --- a/src/css/claiming.less +++ b/src/css/claiming.less @@ -522,16 +522,10 @@ form { padding-left: 34px; } -#claiming-social-security #age-selector-response .next-steps li.next-step-one { - background-image: url('../images/step_1.png'); -} - -#claiming-social-security #age-selector-response .next-steps li.next-step-two { - background-image: url('../images/step_2.png'); -} - +#claiming-social-security #age-selector-response .next-steps li.next-step-one, +#claiming-social-security #age-selector-response .next-steps li.next-step-two, #claiming-social-security #age-selector-response .next-steps li.next-step-three { - background-image: url('../images/step_3.png'); + background-image: url('../images/step_check.png'); } #claiming-social-security .step-three .helpful-btn { From 3a337edea4bcf30dd90925b7f0997ccf761eb7ca Mon Sep 17 00:00:00 2001 From: Nicholas Johnson Date: Wed, 11 Sep 2019 15:12:26 -0400 Subject: [PATCH 2/2] Update about page heading --- .../locale/es/LC_MESSAGES/django.mo | Bin 149310 -> 149342 bytes .../locale/es/LC_MESSAGES/django.po | 2 +- .../templates/retirement_api/about.html | 2 +- 3 files changed, 2 insertions(+), 2 deletions(-) diff --git a/retirement_api/locale/es/LC_MESSAGES/django.mo b/retirement_api/locale/es/LC_MESSAGES/django.mo index 90e319b66e3ddd17b188017d4e764ec5b23da666..78ec86785653e4748d61c799fa31d05a22de6a92 100644 GIT binary patch delta 936 zcmXZbSxD7E6vy%3`KO@OHB5z6NDL9FurS5a%rLYSD=4faiZ-DIO%1UgE^UxzqD5X; zQqms8z*1B!vR*<%By5phtR4*7h!BJVtMA|2(`U~7&zU)QX6}>f;K}OX?uGNcNs{7= zOdoJRCSclGQ!pOI19%2^;V_0{WU(m`6R{f)Vv8e%l$esR>zpY!OnP5t>T~n1o04$~ z12C$}v=(Ek%&RB{`z`xSa(!qmX-a z%6vknX(fqw@0(5&zr;P5@xYYDLN|L&hp2ngXNn~+WxzB+oQLi&T{UP5V!rbcSAsq0 zp0xAWlIF0VY`RpEt zP53TEdg{hJn#ND23#>Er+tfj0>9cbu;MK=JrWF(f{WUG4AQ{6b$n!X=rNdLPj$W|S zY@(x|pbQDLy%tlA~7`@5AQCT)I1rlh2r9a4R0dUAPB3F%f@ZHpW$%x-bv#IMO7p!p3u^-3ij0YE!S9*I>%Q z0gS?F%*B}o^DCJ~Zlh@v?#EON;!W(vOIUc-v=iT<8!u`yjhht0d02DJG=f)}P5oFJ zG?kO*y>9Bji})ThZ z=(`;`iS3v~d>)rzBX;9`bjO#rlF!LZp%<;qlu3Vz|E|e1N7{zuYF`Hva7L5&sFeQb zho&qN>mQp=6L(<=raU!mVWO%Y(_zLv>ouj3m-O5;O6)^-r|~aL(ewviawQl<_oTmK zzDM$>zcN*maca<1#D|HGk-N$I#Ew{?9HX%AbL0vxgd=x2gw&xAcoIj@op?Q~XJ8$U z#YydM%%iFOW~yVJwrLZ4llRZ;3Ha6j*R+BG-!Yv5i8H1I2KYRVnyIiT&Cw7meaUt- zMP4T_YypN=I~vAE*u%s%IgSnxXZy$}zKq3Kyv`BRs%?X#c6@?6usF}r3ErPtXi&Un zHaf~+KzOsGGW^Z?x(gl5C&mh-9t|L$HS*sut|T5q_c6y7IJ1ApGIZZa39iB8=;npc bz0$XsKbOYOg8G1`FW|A(V|@jcws`a(=)b0# diff --git a/retirement_api/locale/es/LC_MESSAGES/django.po b/retirement_api/locale/es/LC_MESSAGES/django.po index 599b630..8ae8141 100644 --- a/retirement_api/locale/es/LC_MESSAGES/django.po +++ b/retirement_api/locale/es/LC_MESSAGES/django.po @@ -700,7 +700,7 @@ msgstr "https://www.ssa.gov/OACT/quickcalc/faqs-esp.html" #: msgid "Planning your Social Security claiming age" -msgstr "Antes de solicitar" +msgstr "Planifique para su Jubilación: Antes de solicitar" #: msgid "YYYY" diff --git a/retirement_api/templates/retirement_api/about.html b/retirement_api/templates/retirement_api/about.html index 5d51149..55c7ec6 100644 --- a/retirement_api/templates/retirement_api/about.html +++ b/retirement_api/templates/retirement_api/about.html @@ -59,7 +59,7 @@

{% trans "About this tool" %}

- {% trans "Planning for Retirement: Before you claim" %} + {% trans "Planning your Social Security claiming age" %}

{% trans "How do we generate your estimates?" %}