diff --git a/src/definitions/finance.ts b/src/definitions/finance.ts
index c82ac6e85ba..8755edccbb8 100644
--- a/src/definitions/finance.ts
+++ b/src/definitions/finance.ts
@@ -26,4 +26,9 @@ export type FinanceDefinition = LocaleEntry<{
    * Types of transactions (e.g. `deposit`).
    */
   transaction_type: string[];
+
+  /**
+   * The pattern used to generate transaction descriptions.
+   */
+  transaction_description_pattern: string[];
 }>;
diff --git a/src/locales/en/finance/index.ts b/src/locales/en/finance/index.ts
index 2428aa2873b..04e3fd05280 100644
--- a/src/locales/en/finance/index.ts
+++ b/src/locales/en/finance/index.ts
@@ -6,12 +6,14 @@ import type { FinanceDefinition } from '../../..';
 import account_type from './account_type';
 import credit_card from './credit_card';
 import currency from './currency';
+import transaction_description_pattern from './transaction_description_pattern';
 import transaction_type from './transaction_type';
 
 const finance: FinanceDefinition = {
   account_type,
   credit_card,
   currency,
+  transaction_description_pattern,
   transaction_type,
 };
 
diff --git a/src/locales/en/finance/transaction_description_pattern.ts b/src/locales/en/finance/transaction_description_pattern.ts
new file mode 100644
index 00000000000..b6854b19c46
--- /dev/null
+++ b/src/locales/en/finance/transaction_description_pattern.ts
@@ -0,0 +1,13 @@
+export default [
+  'A {{finance.transactionType}} for {{finance.currencyCode}} {{finance.amount}} was made at {{company.name}} via card ending ****{{string.numeric(4)}} on account ***{{string.numeric(4)}}.',
+  'A {{finance.transactionType}} of {{finance.currencyCode}} {{finance.amount}} occurred at {{company.name}} using a card ending in ****{{string.numeric(4)}} for account ***{{string.numeric(4)}}.',
+  'Payment of {{finance.currencyCode}} {{finance.amount}} for {{finance.transactionType}} at {{company.name}}, processed with card ending ****{{string.numeric(4)}} linked to account ***{{string.numeric(4)}}.',
+  'Transaction alert: {{finance.transactionType}} at {{company.name}} using card ending ****{{string.numeric(4)}} for an amount of {{finance.currencyCode}} {{finance.amount}} on account ***{{string.numeric(4)}}.',
+  'You made a {{finance.transactionType}} of {{finance.currencyCode}} {{finance.amount}} at {{company.name}} using card ending in ****{{string.numeric(4)}} from account ***{{string.numeric(4)}}.',
+  'Your {{finance.transactionType}} of {{finance.currencyCode}} {{finance.amount}} at {{company.name}} was successful. Charged via card ****{{string.numeric(4)}} to account ***{{string.numeric(4)}}.',
+  '{{finance.transactionType}} at {{company.name}} with a card ending in ****{{string.numeric(4)}} for {{finance.currencyCode}} {{finance.amount}} from account ***{{string.numeric(4)}}.',
+  '{{finance.transactionType}} confirmed at {{company.name}} for {{finance.currencyCode}} {{finance.amount}}, card ending in ****{{string.numeric(4)}} associated with account ***{{string.numeric(4)}}.',
+  '{{finance.transactionType}} of {{finance.currencyCode}} {{finance.amount}} at {{company.name}} charged to account ending in {{string.numeric(4)}} using card ending in ****{{string.numeric(4)}}.',
+  '{{finance.transactionType}} processed at {{company.name}} for {{finance.currencyCode}} {{finance.amount}}, using card ending ****{{string.numeric(4)}}. Account: ***{{string.numeric(4)}}.',
+  '{{finance.transactionType}} transaction at {{company.name}} using card ending with ****{{string.numeric(4)}} for {{finance.currencyCode}} {{finance.amount}} in account ***{{string.numeric(4)}}.',
+];
diff --git a/src/modules/finance/index.ts b/src/modules/finance/index.ts
index 656872b784a..cc4068089e1 100644
--- a/src/modules/finance/index.ts
+++ b/src/modules/finance/index.ts
@@ -969,18 +969,13 @@ export class FinanceModule extends ModuleBase {
    *
    * @example
    * faker.finance.transactionDescription()
-   * // 'invoice transaction at Kilback - Durgan using card ending with ************4316 for UAH 783.82 in account ***16168663'
+   * // 'payment transaction at Emard LLC using card ending with ****9187 for HNL 506.57 in account ***2584.'
    *
    * @since 5.1.0
    */
   transactionDescription(): string {
-    const amount = this.amount();
-    const company = this.faker.company.name();
-    const transactionType = this.transactionType();
-    const account = this.accountNumber();
-    const card = this.creditCardNumber().replaceAll(/.(?=.{4})/g, '*');
-    const currency = this.currencyCode();
-
-    return `${transactionType} transaction at ${company} using card ending with ${card} for ${currency} ${amount} in account ***${account}`;
+    return this.faker.helpers.fake(
+      this.faker.definitions.finance.transaction_description_pattern
+    );
   }
 }
diff --git a/test/modules/__snapshots__/finance.spec.ts.snap b/test/modules/__snapshots__/finance.spec.ts.snap
index 5ac691cf462..7d1a1f4cb2b 100644
--- a/test/modules/__snapshots__/finance.spec.ts.snap
+++ b/test/modules/__snapshots__/finance.spec.ts.snap
@@ -84,7 +84,7 @@ exports[`finance > 42 > pin > with length option 1`] = `"3975110867"`;
 
 exports[`finance > 42 > routingNumber 1`] = `"397511082"`;
 
-exports[`finance > 42 > transactionDescription 1`] = `"deposit transaction at Reynolds, Miller and Crist using card ending with ************4719 for LYD 374.54 in account ***08670982"`;
+exports[`finance > 42 > transactionDescription 1`] = `"You made a withdrawal of SAR 598.66 at Crist - Beer using card ending in ****8670 from account ***9821."`;
 
 exports[`finance > 42 > transactionType 1`] = `"invoice"`;
 
@@ -172,7 +172,7 @@ exports[`finance > 1211 > pin > with length option 1`] = `"9829667368"`;
 
 exports[`finance > 1211 > routingNumber 1`] = `"982966738"`;
 
-exports[`finance > 1211 > transactionDescription 1`] = `"payment transaction at Fahey, Zieme and Osinski using card ending with ***************2758 for HNL 928.52 in account ***73687684"`;
+exports[`finance > 1211 > transactionDescription 1`] = `"withdrawal transaction at Zieme - Osinski using card ending with ****6736 for SZL 768.50 in account ***6848."`;
 
 exports[`finance > 1211 > transactionType 1`] = `"withdrawal"`;
 
@@ -260,6 +260,6 @@ exports[`finance > 1337 > pin > with length option 1`] = `"2124352971"`;
 
 exports[`finance > 1337 > routingNumber 1`] = `"212435298"`;
 
-exports[`finance > 1337 > transactionDescription 1`] = `"invoice transaction at Gottlieb - Koelpin using card ending with *********6413 for JMD 262.02 in account ***52971361"`;
+exports[`finance > 1337 > transactionDescription 1`] = `"Payment of CAD 278.12 for invoice at Leannon - Gibson, processed with card ending ****9713 linked to account ***6194."`;
 
 exports[`finance > 1337 > transactionType 1`] = `"invoice"`;