diff --git a/bunq/client.go b/bunq/client.go
index 5dc38b9..792babe 100644
--- a/bunq/client.go
+++ b/bunq/client.go
@@ -285,12 +285,20 @@ func (c *Client) do(r *http.Request) (*http.Response, error) {
 
 		errResponse := createErrorResponse(res)
 
-		return nil, fmt.Errorf(
-			"bunq: http request failed with status %d and description %q and response header: %q",
-			res.StatusCode,
-			errResponse.Error[0].ErrorDescription,
-			res.Header.Get("X-Bunq-Client-Response-Id"),
-		)
+		if len(errResponse.Error) == 0 {	
+			return nil, fmt.Errorf(
+				"bunq: http request failed with status %d and response header: %q",
+				res.StatusCode,
+				res.Header.Get("X-Bunq-Client-Response-Id"),
+			)
+		} else {
+			return nil, fmt.Errorf(
+				"bunq: http request failed with status %d and description %q and response header: %q",
+				res.StatusCode,
+				errResponse.Error[0].ErrorDescription,
+				res.Header.Get("X-Bunq-Client-Response-Id"),
+			)
+		}
 	}
 
 	err = c.verifyResponse(r, res)