diff --git a/.github/workflows/ruby.yml b/.github/workflows/ruby.yml
index ee717ef6ea5..a61ab592059 100644
--- a/.github/workflows/ruby.yml
+++ b/.github/workflows/ruby.yml
@@ -170,10 +170,12 @@ jobs:
               fi
             needs_chromedriver: true
     steps:
-      - name: Set up Ruby 2.6.5
+      - uses: actions/checkout@v3
+      - name: Set up Ruby
         uses: ruby/setup-ruby@v1
         with:
-          ruby-version: 2.6.5
+          rubygems: 3.3.26
+          bundler-cache: true
       - name: Setup Node.js for use with actions
         uses: actions/setup-node@v1
         if: matrix.command_configs.skip_js != 'true'
@@ -185,7 +187,6 @@ jobs:
         if: matrix.command_configs.skip_js != 'true'
         with:
           mongoDBVersion: ${{ matrix.mongodb-version }}
-      - uses: actions/checkout@v2
       - name: Set up Chromedriver
         if: matrix.command_configs.needs_chromedriver
         uses: nanasess/setup-chromedriver@master
@@ -207,7 +208,7 @@ jobs:
             ${{ runner.os }}-node_modules-${{ hashFiles('yarn.lock') }}
       - name: bundle install
         run: |
-          gem install bundler -v '1.17.3'
+          gem install bundler -v '1.17.3'          
           bundle config path vendor/bundle
           bundle install --jobs 4 --retry 3
           gem install treye-semaphore_test_boosters --version '2.5.1'
diff --git a/.ruby-version b/.ruby-version
index 57cf282ebbc..5b013b97d6f 100644
--- a/.ruby-version
+++ b/.ruby-version
@@ -1 +1 @@
-2.6.5
+2.7.6
\ No newline at end of file
diff --git a/Gemfile b/Gemfile
index 724294bc302..062299fd7a7 100644
--- a/Gemfile
+++ b/Gemfile
@@ -1,7 +1,7 @@
 source 'https://rubygems.org'
 git_source(:github) { |repo| "https://github.com/#{repo}.git" }
 
-ruby '2.6.5'
+ruby '2.7.6'
 
 gem "benefit_markets", path: "components/benefit_markets"
 gem "benefit_sponsors", path: "components/benefit_sponsors"
@@ -21,15 +21,12 @@ gem 'chosen-rails'
 gem 'ckeditor'
 gem 'coffee-rails', '~> 4.1.0'
 gem 'combine_pdf'
-gem 'config', '~> 1.0.0'
 gem 'curl'
 gem 'devise',  '~> 4.5'
 gem 'effective_datatables', path: './project_gems/effective_datatables-2.6.14'
 gem 'haml'
 gem 'httparty'
 gem 'i18n', '0.7.0'
-gem 'interactor', '3.1.0'
-gem 'interactor-rails', '2.0.2'
 gem 'jbuilder', '~> 2.0'
 gem 'jquery-datatables-rails', '3.4.0'
 gem 'jquery-rails', '4.0.5'
@@ -37,7 +34,6 @@ gem 'jquery-turbolinks'
 gem 'jquery-ui-rails'
 gem 'kaminari', '0.17.0'
 gem 'language_list', '~> 1.1.0'
-gem 'less-rails-bootstrap', '~> 3.3.1.0'
 gem 'mail', '2.6.3'
 gem 'maskedinput-rails'
 gem 'money-rails', '~> 1.10.0'
@@ -50,8 +46,7 @@ gem 'mongoid-history'
 gem 'mongoid-versioning'
 gem 'mongoid_rails_migrations', git: 'https://github.com/adacosta/mongoid_rails_migrations.git', branch: 'master'
 gem 'mongoid_userstamp'
-gem 'nokogiri', '1.9.1'
-gem 'nokogiri-happymapper', :require => 'happymapper'
+
 gem 'non-stupid-digest-assets', '~> 1.0', '>= 1.0.9'
 gem "notifier",           path: "components/notifier"
 gem 'openhbx_cv2', git: 'https://github.com/ideacrew/openhbx_cv2.git', branch: 'trunk'
@@ -67,14 +62,12 @@ gem 'redis-rails'
 gem 'resque'
 gem 'roo', '~> 2.1.0'
 gem 'ruby-saml', '~> 1.3.0'
-gem 'sass-rails', '~> 5.0'
 gem 'slim', '~> 3.0.8'
 gem 'slim-rails'
 gem 'simple_calendar', :git => 'https://github.com/harshared/simple_calendar'
 gem "sponsored_benefits", path: "components/sponsored_benefits"
 gem 'sprockets', '~> 2.12.3'
 gem 'symmetric-encryption', '~> 3.6.0'
-gem 'therubyracer', platforms: :ruby
 gem "transport_gateway",  path: "components/transport_gateway"
 gem "transport_profiles", path: "components/transport_profiles"
 gem 'turbolinks', '2.5.3'
@@ -86,6 +79,24 @@ gem 'webpacker'
 gem 'rubyXL'
 gem 'holidays', '~> 8.6'
 
+#arm64 mac support
+gem 'ffi', '1.14.0'
+gem 'kostya-sigar', '2.0.10'
+gem 'mini_racer', '0.6.4'
+gem 'bigdecimal', '1.3.5'
+gem 'loofah', '~>2.19.1'
+gem 'dry-container', '~> 0.7.2'
+gem 'haml-rails', '~> 1.0'
+gem 'sassc',                    '~> 2.0'
+gem 'sass-rails',               '~> 5'
+gem 'config',                   '~> 2.0'
+
+gem 'interactor',               '~> 3.1'
+gem 'interactor-rails',         '~> 2.2'
+
+gem 'nokogiri',                 '~> 1.11'
+gem 'nokogiri-happymapper',     :require => 'happymapper'
+
 #######################################################
 # Removed gems
 #######################################################
@@ -136,7 +147,7 @@ end
 
 group :test do
   gem 'action_mailer_cache_delivery', '~> 0.3.7'
-  gem 'capybara'
+  gem 'capybara', '3.32.1'
   gem 'capybara-screenshot'
   gem 'cucumber', '3.1.2'
   gem 'cucumber-rails', '1.6.0', :require => false
diff --git a/Gemfile.lock b/Gemfile.lock
index 745d6ae9021..a6109401c4c 100644
--- a/Gemfile.lock
+++ b/Gemfile.lock
@@ -1,12 +1,12 @@
 GIT
   remote: https://github.com/adacosta/mongoid_rails_migrations.git
-  revision: e4e14cdcc6772c114ebed08c9ef8b79b6f362fb1
+  revision: 2b8b1c98bac36d0332f7408c0ca2d8a9da308e37
   branch: master
   specs:
-    mongoid_rails_migrations (1.2.1)
+    mongoid_rails_migrations (1.5.0)
       activesupport (>= 4.2.0)
       bundler (>= 1.0.0)
-      mongoid (>= 4.0.0)
+      mongoid (>= 5.0.0)
       rails (>= 4.2.0)
       railties (>= 4.2.0)
 
@@ -30,17 +30,17 @@ GIT
 
 GIT
   remote: https://github.com/ideacrew/acapi.git
-  revision: 8f4b6cf53d7eb98f331c722bbcdf8e21aa265a76
+  revision: 8c0493508d22f8603a2446b0efd2d28f6aba27b7
   branch: trunk
   specs:
-    acapi (1.3.2)
+    acapi (1.3.4)
       activesupport (> 4.2.0)
-      bunny (~> 1.7.0)
+      bunny (>= 1.7.0, < 3)
       sneakers
 
 GIT
   remote: https://github.com/ideacrew/openhbx_cv2.git
-  revision: 6567dd46112982e6a9c90001b617caf313271fc9
+  revision: 41f3152d127b141f0c6a8351dc8bd057e758b976
   branch: trunk
   specs:
     openhbx_cv2 (0.0.1)
@@ -49,7 +49,7 @@ GIT
 
 GIT
   remote: https://github.com/ideacrew/resource_registry.git
-  revision: 7b8f396afde849e584d0a749ade9ee88f1717e26
+  revision: d692b7473fe80b17db9fd742c253a9dda912122f
   branch: trunk
   specs:
     resource_registry (0.7.0)
@@ -92,7 +92,7 @@ PATH
       dry-types
       dry-validation
       i18n (= 0.7.0)
-      mini_portile2 (= 2.4.0)
+      mini_portile2 (~> 2.6.1)
       mongoid (~> 5.4.0)
       nokogiri
       pundit (~> 1.0.1)
@@ -117,8 +117,8 @@ PATH
       dry-schema (~> 1.0)
       dry-struct
       dry-validation (~> 1.0)
-      interactor (= 3.1.0)
-      interactor-rails (= 2.0.2)
+      interactor (~> 3.1)
+      interactor-rails (~> 2.2)
       language_list (~> 1.1.0)
       money-rails (~> 1.10.0)
       mongoid (~> 5.4.0)
@@ -186,7 +186,7 @@ PATH
     transport_profiles (0.0.1)
       acapi
       mongoid (= 5.4.0)
-      nokogiri (= 1.9.1)
+      nokogiri (~> 1.11)
       rails (>= 4.2.0, < 5.0)
       rubyzip (>= 1.3.0)
       symmetric-encryption (~> 3.6.0)
@@ -229,9 +229,9 @@ GEM
       erubis (~> 2.7.0)
       rails-dom-testing (~> 1.0, >= 1.0.5)
       rails-html-sanitizer (~> 1.0, >= 1.0.3)
-    active_model_serializers (0.10.12)
-      actionpack (>= 4.1, < 6.2)
-      activemodel (>= 4.1, < 6.2)
+    active_model_serializers (0.10.14)
+      actionpack (>= 4.1)
+      activemodel (>= 4.1)
       case_transform (>= 0.2)
       jsonapi-renderer (>= 0.1.1.beta1, < 0.3)
     activejob (4.2.11)
@@ -252,12 +252,12 @@ GEM
     addressable (2.8.0)
       public_suffix (>= 2.0.2, < 5.0)
     afm (0.2.2)
-    amq-protocol (1.9.2)
+    amq-protocol (2.3.2)
     animate-rails (1.0.10)
       rails
     arel (6.0.4)
     ast (2.4.2)
-    awesome_print (1.8.0)
+    awesome_print (1.9.2)
     aws-sdk (2.2.4)
       aws-sdk-resources (= 2.2.4)
     aws-sdk-core (2.2.4)
@@ -268,25 +268,28 @@ GEM
       descendants_tracker (~> 0.0.4)
       ice_nine (~> 0.11.0)
       thread_safe (~> 0.3, >= 0.3.1)
-    backports (3.17.1)
-    bcrypt (3.1.13)
+    backports (3.24.1)
+    base64 (0.2.0)
+    bcrypt (3.1.19)
     benchmark-malloc (0.2.0)
     benchmark-perf (0.6.0)
     benchmark-trend (0.4.0)
-    binding_of_caller (0.8.0)
+    bigdecimal (1.3.5)
+    binding_of_caller (1.0.0)
       debug_inspector (>= 0.0.1)
-    bootsnap (1.7.2)
-      msgpack (~> 1.0)
+    bootsnap (1.17.0)
+      msgpack (~> 1.2)
     bootstrap-multiselect-rails (0.9.9)
       rails (>= 4.0.0)
     bootstrap-slider-rails (6.0.17)
       railties (>= 3.2, < 5.0)
-    brakeman (5.0.0)
+    brakeman (5.4.1)
     browser (2.7.0)
     bson (4.3.0)
     builder (3.2.4)
-    bunny (1.7.1)
-      amq-protocol (~> 1.9.2)
+    bunny (2.22.0)
+      amq-protocol (~> 2.3, >= 2.3.1)
+      sorted_set (~> 1, >= 1.0.2)
     capistrano (3.3.5)
       capistrano-stats (~> 1.1.0)
       i18n
@@ -306,16 +309,17 @@ GEM
       rack-test (>= 0.6.3)
       regexp_parser (~> 1.5)
       xpath (~> 3.2)
-    capybara-screenshot (1.0.24)
+    capybara-screenshot (1.0.26)
       capybara (>= 1.0, < 4)
       launchy
-    carrierwave (1.3.1)
+    carrierwave (1.3.4)
       activemodel (>= 4.0.0)
       activesupport (>= 4.0.0)
       mime-types (>= 1.16)
-    carrierwave-mongoid (1.3.0)
+      ssrf_filter (~> 1.0, < 1.1.0)
+    carrierwave-mongoid (1.4.0)
       carrierwave (>= 0.8, < 3)
-      mongoid (>= 3.0, < 8.0)
+      mongoid (>= 3.0, < 9.0)
       mongoid-grid_fs (>= 1.3, < 3.0)
     case_transform (0.2)
       activesupport
@@ -341,8 +345,7 @@ GEM
     celluloid-supervision (0.20.6)
       timers (>= 4.1.1)
     certified (1.0.0)
-    childprocess (0.9.0)
-      ffi (~> 1.0, >= 1.0.11)
+    childprocess (4.1.0)
     chosen-rails (1.8.7)
       coffee-rails (>= 3.2)
       railties (>= 3.0)
@@ -362,15 +365,15 @@ GEM
       coffee-script-source
       execjs
     coffee-script-source (1.12.2)
-    combine_pdf (1.0.16)
+    combine_pdf (1.0.24)
+      matrix
       ruby-rc4 (>= 0.1.5)
-    commonjs (0.2.7)
-    concurrent-ruby (1.1.8)
-    config (1.0.0)
-      activesupport (>= 3.0)
-      deep_merge (~> 1.0.0)
-    crack (0.4.3)
-      safe_yaml (~> 1.0.0)
+    concurrent-ruby (1.2.2)
+    config (2.2.3)
+      deep_merge (~> 1.2, >= 1.2.1)
+      dry-validation (~> 1.0, >= 1.0.0)
+    crack (0.4.5)
+      rexml
     crass (1.0.6)
     cucumber (3.1.2)
       builder (>= 2.1.2)
@@ -398,17 +401,17 @@ GEM
       awesome_print (>= 0.2.1)
       unidecoder (>= 1.1.1)
     database_cleaner (1.5.3)
-    debug_inspector (0.0.3)
-    deep_merge (1.0.1)
+    debug_inspector (1.1.0)
+    deep_merge (1.2.2)
     descendants_tracker (0.0.4)
       thread_safe (~> 0.3, >= 0.3.1)
-    devise (4.7.1)
+    devise (4.9.3)
       bcrypt (~> 3.0)
       orm_adapter (~> 0.1)
       railties (>= 4.1.0)
       responders
       warden (~> 1.2.3)
-    diff-lcs (1.3)
+    diff-lcs (1.5.0)
     docile (1.1.5)
     dry-auto_inject (0.6.1)
       dry-container (>= 0.3.4)
@@ -418,37 +421,41 @@ GEM
     dry-container (0.7.2)
       concurrent-ruby (~> 1.0)
       dry-configurable (~> 0.1, >= 0.1.3)
-    dry-core (0.5.0)
+    dry-core (0.9.1)
       concurrent-ruby (~> 1.0)
+      zeitwerk (~> 2.6)
     dry-equalizer (0.3.0)
-    dry-inflector (0.2.0)
-    dry-initializer (3.0.4)
-    dry-logic (1.1.0)
+    dry-inflector (0.3.0)
+    dry-initializer (3.1.1)
+    dry-logic (1.3.0)
       concurrent-ruby (~> 1.0)
-      dry-core (~> 0.5, >= 0.5)
-    dry-matcher (0.8.3)
-      dry-core (>= 0.4.8)
-    dry-monads (1.3.5)
+      dry-core (~> 0.9, >= 0.9)
+      zeitwerk (~> 2.6)
+    dry-matcher (0.9.0)
+      dry-core (~> 0.4, >= 0.4.8)
+    dry-monads (1.5.0)
       concurrent-ruby (~> 1.0)
-      dry-core (~> 0.4, >= 0.4.4)
-      dry-equalizer
-    dry-schema (1.6.1)
+      dry-core (~> 0.9, >= 0.9)
+      zeitwerk (~> 2.6)
+    dry-schema (1.7.1)
       concurrent-ruby (~> 1.0)
       dry-configurable (~> 0.8, >= 0.8.3)
       dry-core (~> 0.5, >= 0.5)
       dry-initializer (~> 3.0)
       dry-logic (~> 1.0)
       dry-types (~> 1.5)
-    dry-struct (1.4.0)
-      dry-core (~> 0.5, >= 0.5)
-      dry-types (~> 1.5)
+    dry-struct (1.5.2)
+      dry-core (~> 0.9, >= 0.9)
+      dry-types (~> 1.6)
       ice_nine (~> 0.11)
-    dry-types (1.5.1)
+      zeitwerk (~> 2.6)
+    dry-types (1.6.1)
       concurrent-ruby (~> 1.0)
       dry-container (~> 0.3)
-      dry-core (~> 0.5, >= 0.5)
+      dry-core (~> 0.9, >= 0.9)
       dry-inflector (~> 0.1, >= 0.1.2)
-      dry-logic (~> 1.0, >= 1.0.2)
+      dry-logic (~> 1.3, >= 1.3)
+      zeitwerk (~> 2.6)
     dry-validation (1.6.0)
       concurrent-ruby (~> 1.0)
       dry-container (~> 0.7, >= 0.7.1)
@@ -463,7 +470,7 @@ GEM
       mail (~> 2.6.3)
     equalizer (0.0.11)
     erubis (2.7.0)
-    execjs (2.7.0)
+    execjs (2.9.1)
     eye (0.10.0)
       celluloid (~> 0.17.3)
       celluloid-io (~> 0.17.0)
@@ -475,14 +482,14 @@ GEM
     factory_girl_rails (4.6.0)
       factory_girl (~> 4.5.0)
       railties (>= 3.0.0)
-    fakeredis (0.8.0)
-      redis (~> 4.1)
-    ffi (1.12.2)
-    forgery (0.7.0)
+    fakeredis (0.9.2)
+      redis (~> 4.8)
+    ffi (1.14.0)
+    forgery (0.8.1)
     gherkin (5.1.0)
     globalid (0.4.2)
       activesupport (>= 4.2.0)
-    haml (5.1.2)
+    haml (5.2.2)
       temple (>= 0.8.0)
       tilt
     haml-rails (1.0.0)
@@ -495,25 +502,26 @@ GEM
     hashery (2.1.2)
     hike (1.2.3)
     holidays (8.6.0)
-    html2haml (2.2.0)
+    html2haml (2.3.0)
       erubis (~> 2.7.0)
-      haml (>= 4.0, < 6)
+      haml (>= 4.0)
       nokogiri (>= 1.6.0)
       ruby_parser (~> 3.5)
     htmlentities (4.3.4)
-    httparty (0.16.2)
+    httparty (0.21.0)
+      mini_mime (>= 1.0.0)
       multi_xml (>= 0.5.2)
     i18n (0.7.0)
-    ice_cube (0.16.3)
+    ice_cube (0.16.4)
     ice_nine (0.11.2)
     iniparse (1.5.0)
-    interactor (3.1.0)
-    interactor-rails (2.0.2)
+    interactor (3.1.2)
+    interactor-rails (2.2.1)
       interactor (~> 3.0)
-      rails (>= 3, < 5.1)
+      rails (>= 4.2)
     jbuilder (2.9.1)
       activesupport (>= 4.2.0)
-    jmespath (1.4.0)
+    jmespath (1.6.2)
     jquery-datatables-rails (3.4.0)
       actionpack (>= 3.1)
       jquery-rails
@@ -533,29 +541,26 @@ GEM
     kaminari (0.17.0)
       actionpack (>= 3.0.0)
       activesupport (>= 3.0.0)
-    kgio (2.11.3)
-    kostya-sigar (2.0.9)
+    kgio (2.11.4)
+    kostya-sigar (2.0.10)
     language_list (1.1.0)
-    launchy (2.4.3)
-      addressable (~> 2.3)
-    less (2.6.0)
-      commonjs (~> 0.2.7)
-    less-rails (2.6.0)
-      actionpack (>= 3.1)
-      less (~> 2.6.0)
-    less-rails-bootstrap (3.3.1.0)
-      less-rails (~> 2.6.0)
-    libv8 (3.16.14.19)
-    loofah (2.3.1)
+    launchy (2.5.2)
+      addressable (~> 2.8)
+    libv8-node (16.19.0.1)
+    libv8-node (16.19.0.1-x86_64-linux)
+    loofah (2.19.1)
       crass (~> 1.0.2)
       nokogiri (>= 1.5.9)
     mail (2.6.3)
       mime-types (>= 1.16, < 3)
     maskedinput-rails (1.4.1.0)
+    matrix (0.4.2)
     mime-types (2.99.3)
-    mini_mime (1.0.2)
-    mini_portile2 (2.4.0)
-    minitest (5.14.0)
+    mini_mime (1.1.5)
+    mini_portile2 (2.6.1)
+    mini_racer (0.6.4)
+      libv8-node (~> 16.19.0.0)
+    minitest (5.20.0)
     monetize (1.7.0)
       money (~> 6.9)
     money (6.10.1)
@@ -576,15 +581,15 @@ GEM
       tzinfo (>= 0.3.37)
     mongoid-autoinc (5.0.2)
       mongoid (~> 5.0)
-    mongoid-compatibility (0.5.1)
+    mongoid-compatibility (0.6.0)
       activesupport
       mongoid (>= 2.0)
     mongoid-enum (0.4.0)
       mongoid (~> 5.0)
-    mongoid-grid_fs (2.4.0)
+    mongoid-grid_fs (2.5.0)
       mime-types (>= 1.0, < 4.0)
-      mongoid (>= 3.0, < 8.0)
-    mongoid-history (0.8.2)
+      mongoid (>= 3.0, < 9.0)
+    mongoid-history (0.8.5)
       activesupport
       easy_diff
       mongoid (>= 3.0)
@@ -598,50 +603,57 @@ GEM
       mongoid (>= 4.0.0, <= 6.0.0)
     mongoid_userstamp (0.4.0)
       mongoid (>= 3.0.4)
-    mono_logger (1.1.0)
-    msgpack (1.4.2)
-    multi_json (1.14.1)
-    multi_test (0.1.2)
+    mono_logger (1.1.2)
+    msgpack (1.7.2)
+    multi_json (1.15.0)
+    multi_test (1.1.0)
     multi_xml (0.6.0)
-    net-scp (3.0.0)
-      net-ssh (>= 2.6.5, < 7.0.0)
+    net-scp (4.0.0)
+      net-ssh (>= 2.6.5, < 8.0.0)
     net-sftp (2.1.2)
       net-ssh (>= 2.6.5)
     net-ssh (4.2.0)
-    newrelic_rpm (6.10.0.364)
-    nio4r (2.5.7)
-    nokogiri (1.9.1)
-      mini_portile2 (~> 2.4.0)
-    nokogiri-happymapper (0.8.1)
+    newrelic_rpm (9.6.0)
+      base64
+    nio4r (2.5.9)
+    nokogiri (1.12.5)
+      mini_portile2 (~> 2.6.1)
+      racc (~> 1.4)
+    nokogiri (1.12.5-x86_64-linux)
+      racc (~> 1.4)
+    nokogiri-happymapper (0.9.0)
       nokogiri (~> 1.5)
     non-stupid-digest-assets (1.0.9)
       sprockets (>= 2.0)
     origin (2.3.1)
     orm_adapter (0.5.0)
-    overcommit (0.53.0)
-      childprocess (>= 0.6.3, < 4)
+    overcommit (0.60.0)
+      childprocess (>= 0.6.3, < 5)
       iniparse (~> 1.4)
-    ox (2.14.1)
-    parallel (1.19.1)
+      rexml (~> 3.2)
+    ox (2.14.17)
+    parallel (1.23.0)
     parallel_tests (2.26.2)
       parallel
-    parser (3.0.1.1)
+    parser (3.2.2.4)
       ast (~> 2.4.1)
+      racc
     pdf-reader (1.4.1)
       Ascii85 (~> 1.0.0)
       afm (~> 0.2.1)
       hashery (~> 2.0)
       ruby-rc4
       ttfunk
-    public_suffix (4.0.6)
+    public_suffix (4.0.7)
     puma (4.3.6)
       nio4r (~> 2.0)
     pundit (1.0.1)
       activesupport (>= 3.0.0)
+    racc (1.7.3)
     rack (1.6.13)
     rack-protection (1.5.5)
       rack
-    rack-proxy (0.6.5)
+    rack-proxy (0.7.7)
       rack
     rack-test (0.6.3)
       rack (>= 1.0)
@@ -657,14 +669,14 @@ GEM
       bundler (>= 1.3.0, < 2.0)
       railties (= 4.2.11)
       sprockets-rails
-    rails-deprecated_sanitizer (1.0.3)
+    rails-deprecated_sanitizer (1.0.4)
       activesupport (>= 4.2.0.alpha)
     rails-dom-testing (1.0.9)
       activesupport (>= 4.2.0, < 5.0)
       nokogiri (~> 1.6)
       rails-deprecated_sanitizer (>= 1.0.1)
-    rails-html-sanitizer (1.3.0)
-      loofah (~> 2.3)
+    rails-html-sanitizer (1.5.0)
+      loofah (~> 2.19, >= 2.19.1)
     rails-i18n (4.0.8)
       i18n (~> 0.7)
       railties (~> 4.0)
@@ -673,26 +685,27 @@ GEM
       activesupport (= 4.2.11)
       rake (>= 0.8.7)
       thor (>= 0.18.1, < 2.0)
-    rainbow (3.0.0)
-    raindrops (0.19.1)
-    rake (13.0.1)
-    rb-fsevent (0.10.4)
+    rainbow (3.1.1)
+    raindrops (0.20.1)
+    rake (13.1.0)
+    rb-fsevent (0.11.2)
     rb-inotify (0.10.1)
       ffi (~> 1.0)
+    rbtree (0.4.6)
     rdoc (4.3.0)
     recaptcha (4.3.1)
       json
     redcarpet (3.4.0)
-    redis (4.1.4)
+    redis (4.8.1)
     redis-actionpack (5.1.0)
       actionpack (>= 4.0, < 7)
       redis-rack (>= 1, < 3)
       redis-store (>= 1.1.0, < 2)
-    redis-activesupport (5.2.0)
-      activesupport (>= 3, < 7)
+    redis-activesupport (5.3.0)
+      activesupport (>= 3, < 8)
       redis-store (>= 1.3, < 2)
-    redis-namespace (1.7.0)
-      redis (>= 3.0.4)
+    redis-namespace (1.11.0)
+      redis (>= 4)
     redis-rack (2.0.6)
       rack (>= 1.5, < 3)
       redis-store (>= 1.2, < 2)
@@ -700,20 +713,18 @@ GEM
       redis-actionpack (>= 5.0, < 6)
       redis-activesupport (>= 5.0, < 6)
       redis-store (>= 1.2, < 2)
-    redis-store (1.8.2)
-      redis (>= 4, < 5)
-    ref (2.0.0)
-    regexp_parser (1.7.0)
+    redis-store (1.10.0)
+      redis (>= 4, < 6)
+    regexp_parser (1.8.2)
     responders (2.4.1)
       actionpack (>= 4.2.0, < 6.0)
       railties (>= 4.2.0, < 6.0)
-    resque (2.0.0)
+    resque (2.6.0)
       mono_logger (~> 1.0)
       multi_json (~> 1.0)
       redis-namespace (~> 1.6)
       sinatra (>= 0.9.2)
-      vegas (~> 0.1.2)
-    rexml (3.2.5)
+    rexml (3.2.6)
     roo (2.1.1)
       nokogiri (~> 1)
       rubyzip (~> 1.1, < 2.0.0)
@@ -748,30 +759,30 @@ GEM
     rspec_junit_formatter (0.2.3)
       builder (< 4)
       rspec-core (>= 2, < 4, != 2.12.0)
-    rubocop (0.92.0)
+    rubocop (1.31.0)
       parallel (~> 1.10)
-      parser (>= 2.7.1.5)
+      parser (>= 3.1.0.0)
       rainbow (>= 2.2.2, < 4.0)
-      regexp_parser (>= 1.7)
-      rexml
-      rubocop-ast (>= 0.5.0)
+      regexp_parser (>= 1.8, < 3.0)
+      rexml (>= 3.2.5, < 4.0)
+      rubocop-ast (>= 1.18.0, < 2.0)
       ruby-progressbar (~> 1.7)
-      unicode-display_width (>= 1.4.0, < 2.0)
-    rubocop-ast (1.5.0)
-      parser (>= 3.0.1.1)
+      unicode-display_width (>= 1.4.0, < 3.0)
+    rubocop-ast (1.30.0)
+      parser (>= 3.2.1.0)
     rubocop-git (0.1.3)
       rubocop (>= 0.24.1)
-    ruby-progressbar (1.11.0)
+    ruby-progressbar (1.13.0)
     ruby-rc4 (0.1.5)
     ruby-saml (1.3.1)
       nokogiri (>= 1.5.10)
-    rubyXL (3.4.6)
-      nokogiri (>= 1.4.4)
-      rubyzip (>= 1.1.6)
-    ruby_parser (3.14.2)
-      sexp_processor (~> 4.9)
+    rubyXL (3.4.25)
+      nokogiri (>= 1.10.8)
+      rubyzip (>= 1.3.0)
+    ruby_parser (3.21.0)
+      racc (~> 1.5)
+      sexp_processor (~> 4.16)
     rubyzip (1.3.0)
-    safe_yaml (1.0.5)
     sass (3.7.4)
       sass-listen (~> 4.0.0)
     sass-listen (4.0.0)
@@ -783,19 +794,22 @@ GEM
       sprockets (>= 2.8, < 4.0)
       sprockets-rails (>= 2.0, < 4.0)
       tilt (>= 1.1, < 3)
+    sassc (2.4.0)
+      ffi (~> 1.9)
     sdoc (0.4.2)
       json (~> 1.7, >= 1.7.7)
       rdoc (~> 4.0)
-    selenium-webdriver (4.1.0)
-      childprocess (>= 0.5, < 5.0)
+    selenium-webdriver (4.9.0)
       rexml (~> 3.2, >= 3.2.5)
-      rubyzip (>= 1.2.2)
-    serverengine (1.5.11)
+      rubyzip (>= 1.2.2, < 3.0)
+      websocket (~> 1.0)
+    serverengine (2.0.7)
       sigdump (~> 0.2.2)
-    sexp_processor (4.14.1)
+    set (1.0.3)
+    sexp_processor (4.17.1)
     shoulda-matchers (3.1.1)
       activesupport (>= 4.0.0)
-    sigdump (0.2.4)
+    sigdump (0.2.5)
     simple_form (4.0.0)
       actionpack (> 4)
       activemodel (> 4)
@@ -811,15 +825,19 @@ GEM
     slim (3.0.9)
       temple (>= 0.7.6, < 0.9)
       tilt (>= 1.3.3, < 2.1)
-    slim-rails (3.2.0)
+    slim-rails (3.6.3)
       actionpack (>= 3.1)
       railties (>= 3.1)
-      slim (>= 3.0, < 5.0)
-    sneakers (1.1.2)
-      bunny (>= 1.7.0, <= 2.0.0)
-      serverengine (~> 1.5.5)
+      slim (>= 3.0, < 6.0, != 5.0.0)
+    sneakers (2.11.0)
+      bunny (~> 2.12)
+      concurrent-ruby (~> 1.0)
+      rake
+      serverengine (~> 2.0.5)
       thor
-      thread (~> 0.1.7)
+    sorted_set (1.0.3)
+      rbtree
+      set (~> 1.0)
     spring (1.6.3)
     sprockets (2.12.5)
       hike (~> 1.2)
@@ -830,9 +848,10 @@ GEM
       actionpack (>= 3.0)
       activesupport (>= 3.0)
       sprockets (>= 2.8, < 4.0)
-    sshkit (1.18.2)
+    sshkit (1.21.5)
       net-scp (>= 1.1.2)
       net-ssh (>= 2.8.0)
+    ssrf_filter (1.0.8)
     state_machines (0.5.0)
     symmetric-encryption (3.6.0)
       coercible (>= 1.0.0)
@@ -840,29 +859,23 @@ GEM
     terrapin (0.6.0)
       climate_control (>= 0.0.3, < 1.0)
     test-prof (0.5.0)
-    therubyracer (0.12.3)
-      libv8 (~> 3.16.14.15)
-      ref
-    thor (1.0.1)
-    thread (0.1.7)
+    thor (1.3.0)
     thread_safe (0.3.6)
     tilt (1.4.1)
-    timers (4.3.3)
+    timers (4.3.5)
     ttfunk (1.0.3)
     turbolinks (2.5.3)
       coffee-rails
-    tzinfo (1.2.7)
+    tzinfo (1.2.11)
       thread_safe (~> 0.1)
     uglifier (4.2.0)
       execjs (>= 0.3.0, < 3)
-    unicode-display_width (1.7.0)
+    unicode-display_width (2.5.0)
     unicorn (4.8.3)
       kgio (~> 2.6)
       rack
       raindrops (~> 0.7)
     unidecoder (1.1.2)
-    vegas (0.1.11)
-      rack (>= 1.0.0)
     virtus (1.0.5)
       axiom-types (~> 0.1)
       coercible (~> 1.0)
@@ -870,9 +883,9 @@ GEM
       equalizer (~> 0.0, >= 0.0.9)
     warden (1.2.7)
       rack (>= 1.0)
-    watir (7.1.0)
+    watir (7.2.2)
       regexp_parser (>= 1.2, < 3)
-      selenium-webdriver (~> 4.0)
+      selenium-webdriver (~> 4.2)
     web-console (2.3.0)
       activemodel (>= 4.0)
       binding_of_caller (>= 0.7.2)
@@ -882,24 +895,27 @@ GEM
       nokogiri (~> 1.6)
       rubyzip (>= 1.3.0)
       selenium-webdriver (~> 4.0, < 4.11)
-    webmock (3.8.3)
-      addressable (>= 2.3.6)
+    webmock (3.19.1)
+      addressable (>= 2.8.0)
       crack (>= 0.3.2)
       hashdiff (>= 0.4.0, < 2.0.0)
-    webpacker (4.2.2)
+    webpacker (4.3.0)
       activesupport (>= 4.2)
       rack-proxy (>= 0.6.1)
       railties (>= 4.2)
+    websocket (1.2.10)
     wicked_pdf (1.0.6)
     wkhtmltopdf-binary-edge (0.12.3.0)
     xpath (3.2.0)
       nokogiri (~> 1.8)
-    yard (0.9.24)
+    yard (0.9.34)
     yard-mongoid (0.1.0)
       yard (>= 0.8.4)
+    zeitwerk (2.6.12)
 
 PLATFORMS
   ruby
+  x86_64-linux
 
 DEPENDENCIES
   aasm (~> 4.8.0)
@@ -911,6 +927,7 @@ DEPENDENCIES
   bcrypt (~> 3.1)
   benefit_markets!
   benefit_sponsors!
+  bigdecimal (= 1.3.5)
   bootstrap-multiselect-rails (~> 0.9.9)
   bootstrap-slider-rails (= 6.0.17)
   brakeman
@@ -918,7 +935,7 @@ DEPENDENCIES
   bson (~> 4.3.0)
   capistrano (= 3.3.5)
   capistrano-rails (= 1.1.6)
-  capybara
+  capybara (= 3.32.1)
   capybara-screenshot
   carrierwave-mongoid
   certified
@@ -927,34 +944,39 @@ DEPENDENCIES
   climate_control (= 0.2.0)
   coffee-rails (~> 4.1.0)
   combine_pdf
-  config (~> 1.0.0)
+  config (~> 2.0)
   cucumber (= 3.1.2)
   cucumber-rails (= 1.6.0)
   curl
   database_cleaner (= 1.5.3)
   devise (~> 4.5)
+  dry-container (~> 0.7.2)
   effective_datatables!
   email_spec (= 2.0.0)
   eye (= 0.10.0)
   factory_girl_rails (= 4.6.0)
   fakeredis
+  ffi (= 1.14.0)
   forgery
   haml
+  haml-rails (~> 1.0)
   holidays (~> 8.6)
   httparty
   i18n (= 0.7.0)
-  interactor (= 3.1.0)
-  interactor-rails (= 2.0.2)
+  interactor (~> 3.1)
+  interactor-rails (~> 2.2)
   jbuilder (~> 2.0)
   jquery-datatables-rails (= 3.4.0)
   jquery-rails (= 4.0.5)
   jquery-turbolinks
   jquery-ui-rails
   kaminari (= 0.17.0)
+  kostya-sigar (= 2.0.10)
   language_list (~> 1.1.0)
-  less-rails-bootstrap (~> 3.3.1.0)
+  loofah (~> 2.19.1)
   mail (= 2.6.3)
   maskedinput-rails
+  mini_racer (= 0.6.4)
   money-rails (~> 1.10.0)
   mongo (= 2.5.1)
   mongo_session_store-rails4 (~> 6.0.0)
@@ -967,7 +989,7 @@ DEPENDENCIES
   mongoid_rails_migrations!
   mongoid_userstamp
   newrelic_rpm
-  nokogiri (= 1.9.1)
+  nokogiri (~> 1.11)
   nokogiri-happymapper
   non-stupid-digest-assets (~> 1.0, >= 1.0.9)
   notifier!
@@ -996,7 +1018,8 @@ DEPENDENCIES
   ruby-progressbar (~> 1.7)
   ruby-saml (~> 1.3.0)
   rubyXL
-  sass-rails (~> 5.0)
+  sass-rails (~> 5)
+  sassc (~> 2.0)
   sdoc (~> 0.4.0)
   shoulda-matchers (= 3.1.1)
   simple_calendar!
@@ -1008,7 +1031,6 @@ DEPENDENCIES
   sprockets (~> 2.12.3)
   symmetric-encryption (~> 3.6.0)
   test-prof (= 0.5.0)
-  therubyracer
   transport_gateway!
   transport_profiles!
   turbolinks (= 2.5.3)
@@ -1027,7 +1049,7 @@ DEPENDENCIES
   yard-mongoid (~> 0.1.0)
 
 RUBY VERSION
-   ruby 2.6.5p114
+   ruby 2.7.6p219
 
 BUNDLED WITH
-   1.17.3
+   2.0.0.pre.3
diff --git a/components/benefit_markets/benefit_markets.gemspec b/components/benefit_markets/benefit_markets.gemspec
index 165823bbe59..2cf3a9565b2 100644
--- a/components/benefit_markets/benefit_markets.gemspec
+++ b/components/benefit_markets/benefit_markets.gemspec
@@ -29,7 +29,7 @@ Gem::Specification.new do |s|
   s.add_dependency 'virtus', '1.0.5'
   s.add_dependency 'i18n', '0.7.0'
   s.add_dependency 'nokogiri'
-  s.add_dependency 'mini_portile2', '2.4.0'
+  s.add_dependency 'mini_portile2', '~> 2.6.1'
   s.add_dependency 'dry-types'
   s.add_dependency 'dry-validation'
   s.add_dependency 'dry-struct'
diff --git a/components/benefit_markets/spec/rails_helper.rb b/components/benefit_markets/spec/rails_helper.rb
index 6403061ff3e..84a058b4d5d 100644
--- a/components/benefit_markets/spec/rails_helper.rb
+++ b/components/benefit_markets/spec/rails_helper.rb
@@ -86,17 +86,70 @@
   end
 end
 
-if RUBY_VERSION>='2.6.0'
-  if Rails.version < '5'
-    class ActionController::TestResponse < ActionDispatch::TestResponse
-      def recycle!
-        # hack to avoid MonitorMixin double-initialize error:
-        @mon_mutex_owner_object_id = nil
-        @mon_mutex = nil
-        initialize
+
+# error: ThreadError: already initialized
+# solution found here https://github.com/rails/rails/issues/34790#issuecomment-450502805
+# In case there are still poor souls on Rails 4.2 with Ruby 2.6/2.7, this is the full file working for my team, required from rails_helper.rb.
+
+# From https://github.com/rails/rails/issues/34790
+#
+# This is required because of an incompatibility between Ruby 2.6 and Rails 4.2, which the Rails team is not going to fix.
+
+rb_version = Gem::Version.new(RUBY_VERSION)
+
+if rb_version >= Gem::Version.new('2.6') && Gem::Version.new(Rails.version) < Gem::Version.new('5')
+  raise "Needed class is not defined yet, try requiring this file later." unless defined?(::ActionController::TestResponse)
+
+  if rb_version >= Gem::Version.new('2.7')
+    puts "Using #{__FILE__} for Ruby 2.7."
+
+    module ActionController
+      class TestResponse < ActionDispatch::TestResponse
+        def recycle!
+          @mon_data = nil
+          @mon_data_owner_object_id = nil
+          initialize
+        end
+      end
+    end
+
+    module ActionController
+      class LiveTestResponse < ActionController::Live::Response
+        def recycle!
+          @body = nil
+          @mon_data = nil
+          @mon_data_owner_object_id = nil
+          initialize
+        end
       end
     end
+
   else
-    puts "Monkeypatch for ActionController::TestResponse no longer needed"
+    puts "Using #{__FILE__} for Ruby 2.6."
+
+    module ActionController
+      class TestResponse < ActionDispatch::TestResponse
+        def recycle!
+          @mon_mutex = nil
+          @mon_mutex_owner_object_id = nil
+          initialize
+        end
+      end
+    end
+
+    module ActionController
+      class LiveTestResponse < ActionController::Live::Response
+        def recycle!
+          @body = nil
+          @mon_mutex = nil
+          @mon_mutex_owner_object_id = nil
+          initialize
+        end
+      end
+    end
+
   end
+else
+  puts "#{__FILE__} no longer needed."
 end
+
diff --git a/components/benefit_sponsors/benefit_sponsors.gemspec b/components/benefit_sponsors/benefit_sponsors.gemspec
index 27500a39d7f..587fa3d0b15 100644
--- a/components/benefit_sponsors/benefit_sponsors.gemspec
+++ b/components/benefit_sponsors/benefit_sponsors.gemspec
@@ -33,8 +33,10 @@ Gem::Specification.new do |s|
   s.add_dependency 'devise', '~> 4.5'
   s.add_dependency 'language_list', '~> 1.1.0'
   s.add_dependency 'mongoid-autoinc'
-  s.add_dependency 'interactor', '3.1.0'
-  s.add_dependency 'interactor-rails', '2.0.2'
+  # s.add_dependency 'interactor', '3.1.0'
+  # s.add_dependency 'interactor-rails', '2.0.2'
+  s.add_dependency 'interactor',               '~> 3.1'
+  s.add_dependency 'interactor-rails',         '~> 2.2'
   s.add_dependency 'browser', '2.7.0'
   s.add_dependency 'dry-schema', '~> 1.0'
   s.add_dependency 'dry-validation', '~> 1.0'
diff --git a/components/benefit_sponsors/spec/rails_helper.rb b/components/benefit_sponsors/spec/rails_helper.rb
index 988923daa0f..8eb74cbbca8 100644
--- a/components/benefit_sponsors/spec/rails_helper.rb
+++ b/components/benefit_sponsors/spec/rails_helper.rb
@@ -96,17 +96,69 @@
   end
 end
 
-if RUBY_VERSION>='2.6.0'
-  if Rails.version < '5'
-    class ActionController::TestResponse < ActionDispatch::TestResponse
-      def recycle!
-        # hack to avoid MonitorMixin double-initialize error:
-        @mon_mutex_owner_object_id = nil
-        @mon_mutex = nil
-        initialize
+
+# error: ThreadError: already initialized
+# solution found here https://github.com/rails/rails/issues/34790#issuecomment-450502805
+# In case there are still poor souls on Rails 4.2 with Ruby 2.6/2.7, this is the full file working for my team, required from rails_helper.rb.
+
+# From https://github.com/rails/rails/issues/34790
+#
+# This is required because of an incompatibility between Ruby 2.6 and Rails 4.2, which the Rails team is not going to fix.
+
+rb_version = Gem::Version.new(RUBY_VERSION)
+
+if rb_version >= Gem::Version.new('2.6') && Gem::Version.new(Rails.version) < Gem::Version.new('5')
+  raise "Needed class is not defined yet, try requiring this file later." unless defined?(::ActionController::TestResponse)
+
+  if rb_version >= Gem::Version.new('2.7')
+    puts "Using #{__FILE__} for Ruby 2.7."
+
+    module ActionController
+      class TestResponse < ActionDispatch::TestResponse
+        def recycle!
+          @mon_data = nil
+          @mon_data_owner_object_id = nil
+          initialize
+        end
+      end
+    end
+
+    module ActionController
+      class LiveTestResponse < ActionController::Live::Response
+        def recycle!
+          @body = nil
+          @mon_data = nil
+          @mon_data_owner_object_id = nil
+          initialize
+        end
       end
     end
+
   else
-    puts "Monkeypatch for ActionController::TestResponse no longer needed"
+    puts "Using #{__FILE__} for Ruby 2.6."
+
+    module ActionController
+      class TestResponse < ActionDispatch::TestResponse
+        def recycle!
+          @mon_mutex = nil
+          @mon_mutex_owner_object_id = nil
+          initialize
+        end
+      end
+    end
+
+    module ActionController
+      class LiveTestResponse < ActionController::Live::Response
+        def recycle!
+          @body = nil
+          @mon_mutex = nil
+          @mon_mutex_owner_object_id = nil
+          initialize
+        end
+      end
+    end
+
   end
+else
+  puts "#{__FILE__} no longer needed."
 end
diff --git a/components/sponsored_benefits/spec/rails_helper.rb b/components/sponsored_benefits/spec/rails_helper.rb
index 6d1bdb90e4f..70e2478f465 100644
--- a/components/sponsored_benefits/spec/rails_helper.rb
+++ b/components/sponsored_benefits/spec/rails_helper.rb
@@ -72,17 +72,68 @@
   end
 end
 
-if RUBY_VERSION>='2.6.0'
-  if Rails.version < '5'
-    class ActionController::TestResponse < ActionDispatch::TestResponse
-      def recycle!
-        # hack to avoid MonitorMixin double-initialize error:
-        @mon_mutex_owner_object_id = nil
-        @mon_mutex = nil
-        initialize
+# error: ThreadError: already initialized
+# solution found here https://github.com/rails/rails/issues/34790#issuecomment-450502805
+# In case there are still poor souls on Rails 4.2 with Ruby 2.6/2.7, this is the full file working for my team, required from rails_helper.rb.
+
+# From https://github.com/rails/rails/issues/34790
+#
+# This is required because of an incompatibility between Ruby 2.6 and Rails 4.2, which the Rails team is not going to fix.
+
+rb_version = Gem::Version.new(RUBY_VERSION)
+
+if rb_version >= Gem::Version.new('2.6') && Gem::Version.new(Rails.version) < Gem::Version.new('5')
+  raise "Needed class is not defined yet, try requiring this file later." unless defined?(::ActionController::TestResponse)
+
+  if rb_version >= Gem::Version.new('2.7')
+    puts "Using #{__FILE__} for Ruby 2.7."
+
+    module ActionController
+      class TestResponse < ActionDispatch::TestResponse
+        def recycle!
+          @mon_data = nil
+          @mon_data_owner_object_id = nil
+          initialize
+        end
+      end
+    end
+
+    module ActionController
+      class LiveTestResponse < ActionController::Live::Response
+        def recycle!
+          @body = nil
+          @mon_data = nil
+          @mon_data_owner_object_id = nil
+          initialize
+        end
       end
     end
+
   else
-    puts "Monkeypatch for ActionController::TestResponse no longer needed"
+    puts "Using #{__FILE__} for Ruby 2.6."
+
+    module ActionController
+      class TestResponse < ActionDispatch::TestResponse
+        def recycle!
+          @mon_mutex = nil
+          @mon_mutex_owner_object_id = nil
+          initialize
+        end
+      end
+    end
+
+    module ActionController
+      class LiveTestResponse < ActionController::Live::Response
+        def recycle!
+          @body = nil
+          @mon_mutex = nil
+          @mon_mutex_owner_object_id = nil
+          initialize
+        end
+      end
+    end
+
   end
+else
+  puts "#{__FILE__} no longer needed."
 end
diff --git a/components/transport_profiles/Gemfile.lock b/components/transport_profiles/Gemfile.lock
index 05438c46efb..a0a6402f060 100644
--- a/components/transport_profiles/Gemfile.lock
+++ b/components/transport_profiles/Gemfile.lock
@@ -16,7 +16,7 @@ PATH
       mongoid (= 5.4.0)
       nokogiri (= 1.9.1)
       rails (>= 4.2.0, < 5.0)
-      rubyzip (= 1.2.1)
+      rubyzip (>= 1.3.0)
       symmetric-encryption (~> 3.6.0)
       transport_gateway
 
@@ -76,7 +76,7 @@ GEM
       jmespath (~> 1.0)
     aws-sdk-resources (2.2.37)
       aws-sdk-core (= 2.2.37)
-    bson (4.15.0)
+    bson (4.12.0)
     builder (3.2.4)
     bunny (1.7.1)
       amq-protocol (~> 1.9.2)
@@ -86,7 +86,6 @@ GEM
     crack (0.4.3)
       safe_yaml (~> 1.0.0)
     crass (1.0.6)
-    date (3.3.3)
     descendants_tracker (0.0.4)
       thread_safe (~> 0.3, >= 0.3.1)
     diff-lcs (1.3)
@@ -100,32 +99,20 @@ GEM
     loofah (2.5.0)
       crass (~> 1.0.2)
       nokogiri (>= 1.5.9)
-    mail (2.8.1)
+    mail (2.7.1)
       mini_mime (>= 0.1.1)
-      net-imap
-      net-pop
-      net-smtp
-    mini_mime (1.1.5)
+    mini_mime (1.0.2)
     mini_portile2 (2.4.0)
     minitest (5.14.0)
-    mongo (2.19.1)
-      bson (>= 4.14.1, < 5.0.0)
+    mongo (2.14.0)
+      bson (>= 4.8.2, < 5.0.0)
     mongoid (5.4.0)
       activemodel (~> 4.0)
       mongo (>= 2.5.1, < 3.0.0)
       origin (~> 2.3)
       tzinfo (>= 0.3.37)
-    net-imap (0.3.7)
-      date
-      net-protocol
-    net-pop (0.1.2)
-      net-protocol
-    net-protocol (0.2.1)
-      timeout
     net-sftp (2.1.2)
       net-ssh (>= 2.6.5)
-    net-smtp (0.3.3)
-      net-protocol
     net-ssh (4.2.0)
     nokogiri (1.9.1)
       mini_portile2 (~> 2.4.0)
@@ -180,7 +167,7 @@ GEM
       rspec-mocks (~> 3.9.0)
       rspec-support (~> 3.9.0)
     rspec-support (3.9.2)
-    rubyzip (1.2.1)
+    rubyzip (1.3.0)
     safe_yaml (1.0.5)
     serverengine (1.5.11)
       sigdump (~> 0.2.2)
@@ -192,7 +179,7 @@ GEM
       serverengine (~> 1.5.5)
       thor
       thread (~> 0.1.7)
-    sprockets (4.1.1)
+    sprockets (4.0.2)
       concurrent-ruby (~> 1.0)
       rack (> 1, < 3)
     sprockets-rails (3.2.2)
@@ -204,7 +191,6 @@ GEM
     thor (1.0.1)
     thread (0.1.7)
     thread_safe (0.3.6)
-    timeout (0.4.0)
     tzinfo (1.2.7)
       thread_safe (~> 0.1)
     webmock (3.8.3)
diff --git a/components/transport_profiles/transport_profiles.gemspec b/components/transport_profiles/transport_profiles.gemspec
index 8904414cd02..6c685aec631 100644
--- a/components/transport_profiles/transport_profiles.gemspec
+++ b/components/transport_profiles/transport_profiles.gemspec
@@ -19,7 +19,7 @@ Gem::Specification.new do |s|
   s.add_dependency 'rails', '>= 4.2.0', '< 5.0'
   s.add_dependency 'mongoid', '5.4.0'
   s.add_dependency 'transport_gateway'
-  s.add_dependency 'nokogiri', '1.9.1'
+  s.add_dependency 'nokogiri', '~> 1.11'
   s.add_dependency 'acapi'
   s.add_dependency 'symmetric-encryption', '~> 3.6.0'
   s.add_dependency 'rubyzip', '>=1.3.0'
diff --git a/spec/rails_helper.rb b/spec/rails_helper.rb
index 72191b66d20..d8aa709042f 100644
--- a/spec/rails_helper.rb
+++ b/spec/rails_helper.rb
@@ -80,17 +80,66 @@
 
 # error: ThreadError: already initialized
 # solution found here https://github.com/rails/rails/issues/34790#issuecomment-450502805
-if RUBY_VERSION>='2.6.0'
-  if Rails.version < '5'
-    class ActionController::TestResponse < ActionDispatch::TestResponse
-      def recycle!
-        # hack to avoid MonitorMixin double-initialize error:
-        @mon_mutex_owner_object_id = nil
-        @mon_mutex = nil
-        initialize
+# In case there are still poor souls on Rails 4.2 with Ruby 2.6/2.7, this is the full file working for my team, required from rails_helper.rb.
+
+# From https://github.com/rails/rails/issues/34790
+#
+# This is required because of an incompatibility between Ruby 2.6 and Rails 4.2, which the Rails team is not going to fix.
+
+rb_version = Gem::Version.new(RUBY_VERSION)
+
+if rb_version >= Gem::Version.new('2.6') && Gem::Version.new(Rails.version) < Gem::Version.new('5')
+  raise "Needed class is not defined yet, try requiring this file later." unless defined?(::ActionController::TestResponse)
+
+  if rb_version >= Gem::Version.new('2.7')
+    puts "Using #{__FILE__} for Ruby 2.7."
+
+    module ActionController
+      class TestResponse < ActionDispatch::TestResponse
+        def recycle!
+          @mon_data = nil
+          @mon_data_owner_object_id = nil
+          initialize
+        end
+      end
+    end
+
+    module ActionController
+      class LiveTestResponse < ActionController::Live::Response
+        def recycle!
+          @body = nil
+          @mon_data = nil
+          @mon_data_owner_object_id = nil
+          initialize
+        end
       end
     end
+
   else
-    puts "Monkeypatch for ActionController::TestResponse no longer needed"
+    puts "Using #{__FILE__} for Ruby 2.6."
+
+    module ActionController
+      class TestResponse < ActionDispatch::TestResponse
+        def recycle!
+          @mon_mutex = nil
+          @mon_mutex_owner_object_id = nil
+          initialize
+        end
+      end
+    end
+
+    module ActionController
+      class LiveTestResponse < ActionController::Live::Response
+        def recycle!
+          @body = nil
+          @mon_mutex = nil
+          @mon_mutex_owner_object_id = nil
+          initialize
+        end
+      end
+    end
+
   end
+else
+  puts "#{__FILE__} no longer needed."
 end
diff --git a/spec/support/acapi_vocabulary_spec_helpers.rb b/spec/support/acapi_vocabulary_spec_helpers.rb
index 33b3deea3fb..fc47160f83b 100644
--- a/spec/support/acapi_vocabulary_spec_helpers.rb
+++ b/spec/support/acapi_vocabulary_spec_helpers.rb
@@ -1,7 +1,9 @@
+# frozen_string_literal: true
+
 require 'open-uri'
 
 module AcapiVocabularySpecHelpers
-  ACAPI_SCHEMA_FILE_LIST = %w(
+  ACAPI_SCHEMA_FILE_LIST = %w[
 assistance.xsd
 common.xsd
 config.xsd
@@ -20,24 +22,36 @@ module AcapiVocabularySpecHelpers
 verification_services.xsd
 vocabulary.xsd
 verification_services.xsd
-  )
+  ].freeze
 
   def download_vocabularies
     schema_directory = File.join(Rails.root, "spec", "vocabularies")
-    unless File.exist?(schema_directory)
-      Dir.mkdir(schema_directory)
-      ACAPI_SCHEMA_FILE_LIST.each do |item|
-        download_schema_file(item, schema_directory)
-      end
+    Dir.mkdir(schema_directory) unless File.exist?(schema_directory)
+    ACAPI_SCHEMA_FILE_LIST.each do |item|
+      download_schema_file(item, schema_directory)
     end
   end
 
   def download_schema_file(file, s_dir)
     f_name = File.join(s_dir, file)
-    unless File.exist?(f_name)
-      uri = "https://raw.githubusercontent.com/ideacrew/cv/trunk/#{file}"
-      download = open(uri)
+    return if File.exist?(f_name)
+
+    uri = "https://raw.githubusercontent.com/ideacrew/cv/trunk/#{file}"
+    puts "Downloading schema for testing ... #{uri}"
+    begin
+      download = URI.parse(uri).open
       IO.copy_stream(download, f_name)
+    rescue Timeout::Error => e
+      puts "The request for a page at #{url} timed out...skipping."
+      puts "Error: #{e.message}"
+    rescue OpenURI::HTTPError => e
+      response = error.io
+      puts "Unable to download #{uri}"
+      puts  response.status
+      puts  response.string
+      puts e.message
+    rescue StandardError => e
+      puts "Catch all: #{e.message}"
     end
   end