diff --git a/src/wallet/wallet.cpp b/src/wallet/wallet.cpp
index 057fa729d7114..5584b43520aa6 100644
--- a/src/wallet/wallet.cpp
+++ b/src/wallet/wallet.cpp
@@ -1038,22 +1038,22 @@ bool CWallet::IsSpentKey(const CScript& scriptPubKey) const
     if (IsAddressPreviouslySpent(dest)) {
         return true;
     }
-    if (IsLegacy()) {
-        LegacyScriptPubKeyMan* spk_man = GetLegacyScriptPubKeyMan();
-        assert(spk_man != nullptr);
-        for (const auto& keyid : GetAffectedKeys(scriptPubKey, *spk_man)) {
-            WitnessV0KeyHash wpkh_dest(keyid);
-            if (IsAddressPreviouslySpent(wpkh_dest)) {
-                return true;
-            }
-            ScriptHash sh_wpkh_dest(GetScriptForDestination(wpkh_dest));
-            if (IsAddressPreviouslySpent(sh_wpkh_dest)) {
-                return true;
-            }
-            PKHash pkh_dest(keyid);
-            if (IsAddressPreviouslySpent(pkh_dest)) {
-                return true;
-            }
+
+    LegacyScriptPubKeyMan* spk_man = GetLegacyScriptPubKeyMan();
+    if (!spk_man) return false;
+
+    for (const auto& keyid : GetAffectedKeys(scriptPubKey, *spk_man)) {
+        WitnessV0KeyHash wpkh_dest(keyid);
+        if (IsAddressPreviouslySpent(wpkh_dest)) {
+            return true;
+        }
+        ScriptHash sh_wpkh_dest(GetScriptForDestination(wpkh_dest));
+        if (IsAddressPreviouslySpent(sh_wpkh_dest)) {
+            return true;
+        }
+        PKHash pkh_dest(keyid);
+        if (IsAddressPreviouslySpent(pkh_dest)) {
+            return true;
         }
     }
     return false;
@@ -1626,7 +1626,9 @@ isminetype CWallet::IsMine(const CScript& script) const
     }
 
     // Legacy wallet
-    if (IsLegacy()) return GetLegacyScriptPubKeyMan()->IsMine(script);
+    if (LegacyScriptPubKeyMan* spkm = GetLegacyScriptPubKeyMan()) {
+        return spkm->IsMine(script);
+    }
 
     return ISMINE_NO;
 }
@@ -3559,7 +3561,8 @@ std::set<ScriptPubKeyMan*> CWallet::GetScriptPubKeyMans(const CScript& script) c
     Assume(std::all_of(spk_mans.begin(), spk_mans.end(), [&script, &sigdata](ScriptPubKeyMan* spkm) { return spkm->CanProvide(script, sigdata); }));
 
     // Legacy wallet
-    if (IsLegacy() && GetLegacyScriptPubKeyMan()->CanProvide(script, sigdata)) spk_mans.insert(GetLegacyScriptPubKeyMan());
+    LegacyScriptPubKeyMan* spkm = GetLegacyScriptPubKeyMan();
+    if (spkm && spkm->CanProvide(script, sigdata)) spk_mans.insert(spkm);
 
     return spk_mans;
 }
@@ -3589,7 +3592,8 @@ std::unique_ptr<SigningProvider> CWallet::GetSolvingProvider(const CScript& scri
     }
 
     // Legacy wallet
-    if (IsLegacy() && GetLegacyScriptPubKeyMan()->CanProvide(script, sigdata)) return GetLegacyScriptPubKeyMan()->GetSolvingProvider(script);
+    LegacyScriptPubKeyMan* spkm = GetLegacyScriptPubKeyMan();
+    if (spkm && spkm->CanProvide(script, sigdata)) return spkm->GetSolvingProvider(script);
 
     return nullptr;
 }
@@ -3846,11 +3850,7 @@ void CWallet::DeactivateScriptPubKeyMan(uint256 id, OutputType type, bool intern
 
 bool CWallet::IsLegacy() const
 {
-    if (m_internal_spk_managers.count(OutputType::LEGACY) == 0) {
-        return false;
-    }
-    auto spk_man = dynamic_cast<LegacyScriptPubKeyMan*>(m_internal_spk_managers.at(OutputType::LEGACY));
-    return spk_man != nullptr;
+    return !IsWalletFlagSet(WALLET_FLAG_DESCRIPTORS);
 }
 
 DescriptorScriptPubKeyMan* CWallet::GetDescriptorScriptPubKeyMan(const WalletDescriptor& desc) const