diff --git a/pkg/queue/certificate/watcher.go b/pkg/queue/certificate/watcher.go
new file mode 100644
index 000000000000..e5f2bfc1a120
--- /dev/null
+++ b/pkg/queue/certificate/watcher.go
@@ -0,0 +1,118 @@
+package certificate
+
+import (
+	"crypto/sha256"
+	"crypto/tls"
+	"os"
+	"path"
+	"sync"
+	"time"
+
+	"go.uber.org/zap"
+)
+
+const (
+	reloadInterval = 1 * time.Minute
+)
+
+// CertWatcher watches certificate and key files and reloads them if they change on disk.
+type CertWatcher struct {
+	certPath     string
+	certChecksum [sha256.Size]byte
+	keyPath      string
+	keyChecksum  [sha256.Size]byte
+
+	certificate *tls.Certificate
+
+	logger *zap.SugaredLogger
+	ticker *time.Ticker
+	stop   chan struct{}
+	mux    sync.RWMutex
+}
+
+// NewCertWatcher creates a CertWatcher and watches
+// the certificate and key files. It reloads the contents on file change.
+// Make sure to stop the CertWatcher using Stop() upon destroy.
+func NewCertWatcher(certPath, keyPath string, logger *zap.SugaredLogger) (*CertWatcher, error) {
+	cw := &CertWatcher{
+		certPath: certPath,
+		keyPath:  keyPath,
+		logger:   logger,
+		ticker:   time.NewTicker(reloadInterval),
+		stop:     make(chan struct{}),
+		mux:      sync.RWMutex{},
+	}
+
+	certDir := path.Dir(cw.certPath)
+	keyDir := path.Dir(cw.keyPath)
+
+	cw.logger.Info("Starting to watch the following directories for changes",
+		zap.String("certDir", certDir), zap.String("keyDir", keyDir))
+
+	// initial load
+	cw.loadCert()
+
+	go cw.watch()
+
+	return cw, nil
+}
+
+// Stop shuts down the CertWatcher. Use this with `defer`.
+func (cw *CertWatcher) Stop() {
+	cw.logger.Info("Stopping file watcher")
+	close(cw.stop)
+	cw.ticker.Stop()
+}
+
+// GetCertificate returns the server certificate for a client-hello request.
+func (cw *CertWatcher) GetCertificate(_ *tls.ClientHelloInfo) (*tls.Certificate, error) {
+	cw.mux.RLock()
+	defer cw.mux.RUnlock()
+	return cw.certificate, nil
+}
+
+func (cw *CertWatcher) watch() {
+	for {
+		select {
+		case <-cw.stop:
+			return
+
+		case <-cw.ticker.C:
+			cw.loadCert()
+		}
+	}
+}
+
+func (cw *CertWatcher) loadCert() {
+	var err error
+	certFile, err := os.ReadFile(cw.certPath)
+	if err != nil {
+		cw.logger.Error("failed to load certificate file", zap.String("certPath", cw.certPath), zap.Error(err))
+		return
+	}
+	keyFile, err := os.ReadFile(cw.keyPath)
+	if err != nil {
+		cw.logger.Error("failed to load key file", zap.String("keyPath", cw.keyPath), zap.Error(err))
+		return
+	}
+
+	certChecksum := sha256.Sum256(certFile)
+	keyChecksum := sha256.Sum256(keyFile)
+
+	if certChecksum != cw.certChecksum || keyChecksum != cw.keyChecksum {
+		keyPair, err := tls.LoadX509KeyPair(cw.certPath, cw.keyPath)
+		if err != nil {
+			cw.logger.Error("failed to load and parse certificate", zap.Error(err))
+			return
+		}
+
+		cw.mux.Lock()
+		defer cw.mux.Unlock()
+
+		cw.certificate = &keyPair
+		cw.certChecksum = certChecksum
+		cw.keyChecksum = keyChecksum
+
+		cw.logger.Info("Certificate and/or key have changed on disk and were reloaded.")
+	}
+}
diff --git a/pkg/queue/sharedmain/main.go b/pkg/queue/sharedmain/main.go
index 0400d416457a..81fca603f360 100644
--- a/pkg/queue/sharedmain/main.go
+++ b/pkg/queue/sharedmain/main.go
@@ -18,6 +18,7 @@ package sharedmain
 
 import (
 	"context"
+	"crypto/tls"
 	"errors"
 	"fmt"
 	"net/http"
@@ -29,6 +30,7 @@ import (
 	"go.opencensus.io/plugin/ochttp"
 	"go.uber.org/automaxprocs/maxprocs"
 	"go.uber.org/zap"
+	"knative.dev/serving/pkg/queue/certificate"
 
 	"k8s.io/apimachinery/pkg/types"
 
@@ -245,16 +247,21 @@ func Main(opts ...Option) error {
 		httpServers["profile"] = profiling.NewServer(profiling.NewHandler(logger, true))
 	}
 
-	tlsServers := map[string]*http.Server{
-		"main":  mainServer(":"+env.QueueServingTLSPort, mainHandler),
-		"admin": adminServer(":"+strconv.Itoa(networking.QueueAdminPort), adminHandler),
-	}
+	tlsServers := make(map[string]*http.Server)
+	var certWatcher *certificate.CertWatcher
+	var err error
 
 	if tlsEnabled {
+		tlsServers["main"] = mainServer(":"+env.QueueServingTLSPort, mainHandler)
+		tlsServers["admin"] = adminServer(":"+strconv.Itoa(networking.QueueAdminPort), adminHandler)
+
+		certWatcher, err = certificate.NewCertWatcher(certPath, keyPath, logger)
+		if err != nil {
+			logger.Fatal("failed to create certWatcher", zap.Error(err))
+		}
+
 		// Drop admin http server since the admin TLS server is listening on the same port
 		delete(httpServers, "admin")
-	} else {
-		tlsServers = map[string]*http.Server{}
 	}
 
 	logger.Info("Starting queue-proxy")
@@ -271,9 +278,12 @@ func Main(opts ...Option) error {
 	}
 	for name, server := range tlsServers {
 		go func(name string, s *http.Server) {
-			// Don't forward ErrServerClosed as that indicates we're already shutting down.
 			logger.Info("Starting tls server ", name, s.Addr)
-			if err := s.ListenAndServeTLS(certPath, keyPath); err != nil && !errors.Is(err, http.ErrServerClosed) {
+			s.TLSConfig = &tls.Config{
+				GetCertificate: certWatcher.GetCertificate,
+			}
+			// Don't forward ErrServerClosed as that indicates we're already shutting down.
+			if err := s.ListenAndServeTLS("", ""); err != nil && !errors.Is(err, http.ErrServerClosed) {
 				errCh <- fmt.Errorf("%s server failed to serve: %w", name, err)
 			}
 		}(name, server)
diff --git a/pkg/reconciler/revision/resources/deploy.go b/pkg/reconciler/revision/resources/deploy.go
index 8ba95784dc12..94942245a5a6 100644
--- a/pkg/reconciler/revision/resources/deploy.go
+++ b/pkg/reconciler/revision/resources/deploy.go
@@ -132,8 +132,16 @@ func certVolume(secret string) corev1.Volume {
 	return corev1.Volume{
 		Name: certVolumeName,
 		VolumeSource: corev1.VolumeSource{
-			Secret: &corev1.SecretVolumeSource{
-				SecretName: secret,
+			Projected: &corev1.ProjectedVolumeSource{
+				Sources: []corev1.VolumeProjection{
+					{
+						Secret: &corev1.SecretProjection{
+							LocalObjectReference: corev1.LocalObjectReference{
+								Name: secret,
+							},
+						},
+					},
+				},
 			},
 		},
 	}