build: update moov-io/ach to v1.40.4

Author: adamdecaf

go.mod

@@ -8,7 +8,7 @@ require (
 	github.com/evanphx/json-patch v4.11.0+incompatible
 	github.com/gorilla/mux v1.8.1
 	github.com/markbates/pkger v0.17.1
-	github.com/moov-io/ach v1.40.3
+	github.com/moov-io/ach v1.40.4
 	github.com/moov-io/base v0.51.1
 	github.com/stretchr/testify v1.9.0
 	goftp.io/server v0.4.1
@@ -25,15 +25,15 @@ require (
 	github.com/hashicorp/hcl v1.0.0 // indirect
 	github.com/igrmk/treemap/v2 v2.0.1 // indirect
 	github.com/magiconair/properties v1.8.7 // indirect
-	github.com/matttproud/golang_protobuf_extensions/v2 v2.0.0 // indirect
 	github.com/mitchellh/mapstructure v1.5.0 // indirect
 	github.com/moov-io/iso4217 v0.3.0 // indirect
+	github.com/munnerz/goautoneg v0.0.0-20191010083416-a7dc8b61c822 // indirect
 	github.com/pelletier/go-toml/v2 v2.2.2 // indirect
 	github.com/pkg/errors v0.9.1 // indirect
 	github.com/pmezard/go-difflib v1.0.1-0.20181226105442-5d4384ee4fb2 // indirect
 	github.com/prometheus/client_golang v1.19.1 // indirect
 	github.com/prometheus/client_model v0.6.1 // indirect
-	github.com/prometheus/common v0.54.0 // indirect
+	github.com/prometheus/common v0.55.0 // indirect
 	github.com/prometheus/procfs v0.15.1 // indirect
 	github.com/rickar/cal/v2 v2.1.17 // indirect
 	github.com/sagikazarmark/locafero v0.6.0 // indirect
@@ -45,10 +45,10 @@ require (
 	github.com/spf13/viper v1.19.0 // indirect
 	github.com/subosito/gotenv v1.6.0 // indirect
 	go.uber.org/multierr v1.11.0 // indirect
-	golang.org/x/exp v0.0.0-20240613232115-7f521ea00fb8 // indirect
-	golang.org/x/net v0.26.0 // indirect
+	golang.org/x/exp v0.0.0-20240707233637-46b078467d37 // indirect
+	golang.org/x/net v0.27.0 // indirect
 	golang.org/x/sync v0.7.0 // indirect
-	golang.org/x/sys v0.21.0 // indirect
+	golang.org/x/sys v0.22.0 // indirect
 	golang.org/x/text v0.16.0 // indirect
 	google.golang.org/protobuf v1.34.2 // indirect
 	gopkg.in/ini.v1 v1.67.0 // indirect