Predicting-Home-Credit-Clients-Repayment-Abilities

Project Overview

The goal is to predict whether or not an applicant will be able to repay a loan based of their payment behavior and demographic.

Methodology

Part 1 - Defind

• Why is borrowers repayment ability a problem?

Part 2 - Discovery

• Load the data
• Data Quality Check
• Explore the data (EDA)

Part 3 - Develop

• Engineer features
• Encoding features
• Split data to train and test set
• Logistic Regression
• Decision Tree
• Random Forest
• Gradient Boosting
• ROC Graph
• Confustion Matrix

Software Used

• Python (Jupiter Notebook), packages; NumPy, Pandas, Matplotlib, Seaborn, Sklearn

• Tableau

Data Source

Kaggle