GenAI-Powered Credit Access Platform for MSMEs

Revolutionizing Credit Access for Underserved MSMEs

Project Overview

The GenAI-Powered Credit Access Platform aims to transform the landscape of credit access for underserved Micro, Small, and Medium Enterprises (MSMEs). By seamlessly connecting MSMEs with diverse financing options from lenders, investors, and government programs, this platform empowers businesses with tools to optimize financial management and enhance creditworthiness.

Project Foundation

This solution is built on top of the existing open-source ERP community called IDURAR, which I have contributed to in the past. Leveraging the robust features and community support of IDURAR, this GenAI-powered platform enhances credit access for underserved MSMEs, driving financial inclusion and economic growth in previously overlooked markets.

link to my opensource community :) https://github.com/idurar/idurar-erp-crm

Key Features

• AI-Driven Financial Assessment: Leverage advanced AI algorithms to evaluate creditworthiness based on cash flow and historical data.

• Seamless Integration with OCEN: Ensure efficient data exchange between MSMEs and financial institutions for streamlined loan processing.

• Diverse Financing Options: Connect users with a variety of funding sources, including traditional lenders, investors, and government schemes.

• User-Friendly Interface: Create an intuitive platform that promotes financial literacy, making it easier for MSMEs to understand their financing options.

• Empowerment Tools: Provide tools and resources for financial management, helping MSMEs improve their credit profiles.

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Getting Started

Step 1: Clone the Repository

git clone https://github.com/Pratham-Jain-3903/GenAI_Credit_Access_Platform.git

cd GenAI_Credit_Access_Platform

Step 2: Create Your MongoDB Account and Database/Cluster

Create your own MongoDB account by visiting the MongoDB website and signing up for a new account. Create a new database or cluster by following the instructions provided in the MongoDB documentation. Note down the "Connect to your application URI" for later use. Remember to change with your own password. Add your current IP address to the MongoDB database's IP whitelist to allow connections.

Step 3: Create the Environment File

Create a file named .variables.env in the root directory. Copy all variables from tmp.variables.env. Paste the copied variables inside .variables.env to store environment variables for the project.

Step 4: Update MongoDB URI

In the .variables.env file, update:

DATABASE="your-mongodb-uri"

with your actual MongoDB URI.

Step 5: Install Backend Dependencies

Navigate to the project root directory and run:

npm install

Step 6: Run Setup Script

Execute the following command:

node setup/setup.js

Step 7: Run the Backend Server

Start the backend server:

npm run dev

Step 8: Install Frontend Dependencies

Open a new terminal window and run:

cd frontend
npm install

Step 9: Run the Frontend Server

Start the frontend server:

npm run start

License MIT/Massachusetts Institute of Technology (here LICENSE)

By contributing to this project, you agree that your contributions will be licensed under the MIT License.