Hardening: payout transfer preflight validation (no 500s) #126
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Implements Wave2 bounty #130: adds dependency-light preflight validation for /wallet/transfer and /wallet/transfer/signed, hardens /wallet/transfer to avoid 500s on malformed/non-finite inputs, includes CLI checker and docs.\n\nTests:\n- PYTHONPATH=. python3 -m unittest node/tests/test_payout_preflight.py -v\n\nDocs:\n- docs/PAYOUT_PREFLIGHT.md\n