Insurance Risk Simulator

A simple Poisson-Gamma insurance risk model implemented in a Jupyter Notebook.
This project simulates total portfolio losses, estimates tail risk (VaR, CVaR), and provides fair premium pricing suggestions.

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Contents

• insurance_model.ipynb – Main notebook containing the simulation logic and visualizations
• requirements.txt – Python package dependencies
• README.md – Project overview and instructions

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Installation

1. Download the files.
2. Create a virtual environment (optional but recommended):

python -m venv venv
source venv/bin/activate  # On Windows: venv\Scripts\activate
pip install -r requirements.txt


## License

This project is licensed under the [GNU General Public License v3.0](LICENSE).