Contents

Fund Summary

Information about the fund you should know

• Investment Goal
• Fees and Expenses of the Fund
• Principal Investment Strategies
• Principal Risks
• Performance
• Investment Manager
• Purchase and Sale of Fund Shares
• Taxes

Fund Details

More information on Investment policies, practices and risks/financial highlights

• Investment Goal
• Principal Investment Policies and Practices
• Principal Risks
• Management
• Distributions and Taxes
• Financial Highlights

Your Account

Information about account transactions and services

• Buying Shares
• Investor Services
• Selling Shares
• Exchanging Shares
• Account Policies
• Questions