Implements refreshToken request at login and password change

[shimisnow]

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📦 Shared

Package	Line Rate	Branch Rate	Health
guards	99%	80%	✔
guards.mocks	100%	100%	✔
Summary	99% (92 / 93)	82% (41 / 50)	✔

📦 Auth Service

Package	Line Rate	Branch Rate	Health
auth	93%	95%	✔
auth.repositories.user-auths	100%	100%	✔
utils.logging	100%	100%	✔
Summary	93% (154 / 165)	95% (39 / 41)	✔

📦 Financial Service

Package	Line Rate	Branch Rate	Health
src	0%	100%	❌
src.app.balance	98%	100%	✔
src.app.balance.repositories	97%	50%	✔
src.app.transaction	96%	83%	✔
src.app.transaction.repositories.accounts	100%	83%	✔
src.app.transaction.repositories.transactions	78%	100%	❌
src.app.user	100%	100%	✔
src.app.user.repositories.accounts	100%	100%	✔
Summary	94% (150 / 160)	83% (15 / 18)	✔

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